WELCOME !

Thanks for dropping in for some hopefully great business info and on occasion some hopefully not too sarcastic comments on the state of Business Financing in Canada and what we are doing about it !

In 2004 I founded 7 PARK AVENUE FINANCIAL. At that time I had spent all my working life, at that time - Over 30 years in Commercial credit and lending and Canadian business financing. I believe the commercial lending landscape has drastically changed in Canada. I believe a void exists for business owners and finance managers for companies, large and small who want service, creativity, and alternatives.

Every day we strive to consistently deliver business financing that you feel meets the needs of your business. If you believe as we do that financing solutions and alternatives exist for your firm we want to talk to you. Our purpose is simple: we want to deliver the best business finance solutions for your company.



Tuesday, December 3, 2013

Cracking AR Cash Flow Financing Code In Canada : Growth Funding That’s Your Business















Need Or Want To Be Discreet With Receivable Financing – You Can Now


OVERVIEW – Information on AR cash flow financing in Canada. How does this method differ from traditional offerings that are not acceptable to many business owners and financial managers




AR Cash flow financing
in Canada should be on your terms , and when our clients choose financing and growth funding options utilizing Receivable finance solutions they prefer that to be their business, nobody else’s, i.e. their suppliers, customers, and as importantly, their competitors . But is there a ' Discreet ' way to achieve this? There is, so let's dig in.

One of several cash flow finance solutions is Receivable financing on its own. Naturally other solutions are also available for financing a business, but next to cash your A/R represents the most liquid source of capital next to actual cash itself! So your ability to monetize that asset achieves full circle cash flow financing success. You then have cracked the code!











The process is simple, and in practice it's not unlike a bank line of credit. It's just secured and collateralized a little bit differently by the commercial financing firm you choose. While the bank takes an ' assignment ' of your receivables (just in case!), the A/R financing solution simply has you entering into a one time agreement to in effect sell or transfer ownership of the invoices to the financing entity.

Why though would clients want to choose a non bank solution? Isn’t it more expensive? Categorically it is, but when you understand two key points a lot of other things start to make sense. First of all you're probably considering A/R financing because you don’t qualify for bank financing for a number of reasons - i.e. uneven financial performance, lack of collateral, owner credit history,etc,etc.

Other situations might include the double edged sword of business - fast growth which is difficult to finance as traditional lenders like a more ' calmer’ sales revenue chart. They don't seem to like the hockey stick exploding sales chart. (By the way there are reasons for that)

Other situations inlcude seasonality in your business bulges in orders and contracts that are of a one time or ongoing nature.

Companies that are capital intensive simply have a lot of cash going out before cash goes in as they have to invest in equip., human resource, perhaps R&D, etc.

So, having said all that, is there a discreet financing solution that works here? We term it ' CONFIDENTIAL A/R FINANCING ‘, and it simply allows to you generate cash as you sell products and services - instantly. And who is in control? You, the business owner / financial manager as you bill and collect your own invoices, generating cash and financing all the growth you can imagine.

Most importantly it’s about your ability to (diplomatically) tell suppliers, clients, and competitors they can mind their own business.
Let them guess how you have achieved cash flow nirvana.









Does your firm qualify for CONFIDENTIAL AR FINANCING? If you require financing in excess of 250k upwards to millions you are a candidate. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in AR Cash flow financing solutions that put your firm back in control of the cash crunch.



Stan Prokop - founder of 7 Park Avenue Financial –
http://www.7parkavenuefinancial.com
Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.

Info re: Canadian business financing & contact details :


http://www.7parkavenuefinancial.com/ar-cash-flow-financing-growth-funding.html







Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769
Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '




























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