Rebooting Your Working Capital Finance And Cash Flow Capital Choices In Canada

Miracle wanted ? Some straight forward solutions to faster cash flow financing in Canada

OVERVIEW – Information on cash flow capital access in Canada . Working capital finance issues are often complicated by issues of cost, timing to achieve, and knowledge of alternatives offered











Working capital finance solutions often make the Canadian business owner and financial manager feel that only a miracle will solve the challenges they face in financing their business. When they understand the timing it takes to successfully achieve proper business financing, as well as being armed with the right info they will have a better idea of how to ' reboot '

financing issues in their company. Let's dig in.

When it comes to the issue of ' time' around a flexible finance solution the standard ' go to ' in Canada is our chartered banks. Here you have the lowest cost of borrowing capital in Canada, with numerous solutions available for term and revolving business credit.

For smaller firms it's even possible to get an unsecured business line of credit. But even if your banking facilities are in fact secured they are always ' low cost' and flexible relative to the number of services offered

So what is the big problem? In many cases it’s both the time it takes to get such financing in place, compounded by the criteria your company needs to meet to get approved. So low cost, and not so easy to get. That is the conundrum.


By the way, those criteria items for working capital finance approval? They include (but are not limited to!) clean balance sheets with tangible equity, income statements that demonstrate profits and key ratios that must be satisfied such as debt to equity and positive cash flow.

What then are the options? The gap it cash flow capital in Canada is filled by numerous non bank solutions. While these solutions almost always CANNOT match the cost of bank financing they do fill the gap nicely.

Typically these solutions include:

A/R Financing

Inventory Financing

PO Financing

Non bank ABL revolving lines of credit

Tax credit monetization

Mezzanine financing

Sale Leasebacks

Royalty/Revenue financing schemes - (relatively new)

These solutions tend to be specifically structured to your needs and are secured by the assets they finance. So at the end of the day the question that is faced by the business owner/financial manager is really the issue of the access to the financing needed, not the cost.

If you're looking to ' reboot ' your business with working capital finance solutions consider seeking out and speaking to a trusted, credible and experienced Canadian business financing advisor who can help you address issues of:

Alternatives

Cost

Time involved


That 'miracle' your business is looking for might just be around the corner.






Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 Park Avenue Financial = Canadian Working Capital Finance Expertise











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CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '





























Stan Prokop