SME Finance Commercial Financing Options In Canada : Reshaping Business Loans And Finance Solutions

Looking For Extra Strength Canadian Business Financing in The SME COMMERCIAL FINANCE sector ?

OVERVIEW – Information on SME FINANCE solutions and commercial financing options in the small to medium enterprise sectors of Canadian business. What loans and asset monetization strategies make sense




Commercial financing options in the SME Finance area are constant challenges to business owners and financial managers. The ' SMALL TO MEDIUM ENTERPRISE area of the Canadian business is often touted as driving the economy - why then are loans and asset financing strategies often hard to come by - or are they ? Let's dig in.

Business owners and financial managers need to adapt to the changing face of business finance in Canada. Success in business comes from many aspects of management. and financing is certainly one of them.

You only need to talk to any one in this sector to realize they often feel they are highly UN - supported by Canadian banks. That's somewhat ironic of course given the stellar international reputation of our banking system. In fact top experts tell us that the ‘mortality rate ' in the SME sector is often higher and places all the challenges of business on a single owner or partnership.



So are those financing options in fact ' limited ‘. Not necessarily. One or any number of the following options can help propel a business to growth or profits. They include - but are not limited to:

A/R Financing / Confidential Receivable Financing

Government Small business loans - Guaranteed by Ottawa

Working Capital Term Loans

Equipment Financing

Sale Leaseback strategies

Franchise financing

Non bank asset based lending

Unsecured bank loans

Mezzanine financing

Royalty /Revenue strategies

Asset based non bank lines of business credit

Inventory Financing

PO / Contract Finance

Tax Credit Financing - (SR&ED / MEDIA tax credits)

SME owners don't always necessarily have the same goals as larger corporations - many are owner income driven, and issues such as productivity or asset growth aren't necessarily top of mind.

SME's typically have a ' life cycle ' associated with them - i.e. product /service development, early growth , hyper growth, mature, etc. Understanding where your company or business is in that cycle allows the business owner, when he or she has the right expertise, to match financing to challenges.

Choosing the right type of financing is often part of the ' risk ' decision. The amount of personal control via taking on debt, personal guarantees, or having to provide outside collateral are all key factors that need to be tabled and discussed. While a large corporation might consider growth with significant risk the an SME owner may simply not want to take on that additional worry

If you're looking to ' reshape ' your firms financing and need that extra ' bench strength'

seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you in matching financing , risk , and success to your business goals.







Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = CANADIAN SME COMMERCIAL FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8


Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '






















Stan Prokop