SME Finance Solutions For Canadian Business : Business Financing For Company Loans & Cash Flow Requirements

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How To Fix Your SME FINANCE Needs In Canada : Tailor Made Loans & Cash Flow Solutions

OVERVIEW – Information on business financing in Canada. SME Finance solutions are more relevant than ever in your search for cash flow nirvana and loans that make sense

SME FINANCE (that’s ' small to medium enterprise ‘) in Canada no doubt requires a fix (or fixes?) of some sort. Getting a tailor made business financing solution for the loans and cash flow solutions you need is not easy, but where there's a will there's a way. Let's dig in.

Alternative financing solutions are a new and appealing part of the Canadian business landscape. These solutions are of course available to any firm, both public and private, but we're quite sure the majority of firms that use these solutions are privately held.

At a certain point in time every business comes to that turning point where equity no longer works and debt or cash flow solution decisions must be made. Now ' leverage ' seems to make a lot more sense than equity dilution.

Alternative finance loan and asset monetization is almost always more expensive than bank debt. But from the owner/entrepreneurs point of view working capital and cash flow costs far outweigh equity /ownership dilution - especially for growing firms with promise.

Let us not forget also that even established firms with relatively good financials often can't ' tap ' the financing they need. And going the VC/Private Equity route makes sense only for the smallest % of Canadian business

So what are in fact some of those ' tailor made' solutions that might be highly applicable to your business finance needs. They include:

Factoring

Confidential Receivable Financing

Inventory loans

Bridge loans

ABL loans (non bank asset based business lines of credit)

Equipment leases/sale leasebacks

Unsecured cash flow loans

Govt Guaranteed Small Business Loans

Sales Royalty Finance

SR&ED Tax credit financing

Important Point: Owners/ financial managers should understand the following:

1. In some cases these alternative finance solutions can be combined or added on to one another

2. In some cases it's possible to have traditional bank financing in place as well as an alternative financing vehicle backstopping your bank facility

3. While the majority of these solutions are almost always used to finance operations and growth it's important to note that they can also be used to acquire a company or to finance a management or leveraged buyout

If you're looking for the right ' fix' or a ' tailor made' solution for your business financing needs in Canada seek out and speak to a trusted, credible and experienced Canadian business financing to fully understand the requirements and benefits .


Stan Prokop - founder of 7 Park Avenue Financial –

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - Completed in excess of 100 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing. Info & Contact Details :
http://www.7parkavenuefinancial.com


7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing with the intelligent use of experience '


ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.


Stan Prokop