Looking To Buy A Franchise ? Affordable Financing For Franchisees Is Available In Canada .. If ..

Everything You Wanted ( And Needed ) To Know About Buying and Financing A Franchise In Canada


OVERVIEW – Information on financing franchisees in Canada. Entreprenuers should know these facts when they wish to buy a franchise









Looking to buy a franchise in Canada? And by the way, that might be an existing franchise already owned and in business (so why is he or she selling by the way?), or a new turnkey operation.

When it comes to financing franchisees in Canada what in fact does the entrepreneur need to know. In some cases that information is interesting, in some cases key, and in some cases critical. And oh yes, affordable franchise loans are in fact available. Let's dig in.

At the core of arranging your franchise loan is the concept of matching the right type of financing based on the requirements of your business. That might be a term loan, overdraft facility, equipment and leasehold financing, etc. In most cases it will be a combination of some of all.

The amount of ' down payment ‘, aka what the banks and your franchisor call ' equity ' is also critical to both your financing package as well as being tied to your overall success. In reality many of the misc start up costs associated with a franchise financing are in fact covered by the borrower - that might typically include the actual franchisee fee itself, design fees, incorporation costs etc.

In hindsight when we look back at the franchisees we ourselves have helped an interested enigma emerges - some have borrowed too much and are laden with debt, some didn’t borrow enough and issues such as slow sales and constant working capital needs in many cases lead to franchise failure .

How then does the entrepreneur know how much financing is needed, where it should come from, and where he or she will get it?! Part of the answer to that question lies in the business plan. A properly crafted business plan and financial projection will always identify cash flow timing, working capital needs, and estimated term debt related to asset acquisition/replenishment.

Naturally any good franchisor will share their financial experience with their franchisees in order to maintain the overall success of the chain.

Franchise lending in Canada, as we have noted, is in fact ' affordable '. It comes also, by the way, from a variety of sources. While hundreds of franchises every year are financed by the Govt Small Business Loan (perfectly suited to franchise acquisition), many others are financed by specialized franchise finance firms complimented also by independent lease finance and commercial finance firms.

For business owners (‘the franchisee’) with good personal credit history financing is abundant because lenders in Canada have recognized the vibrancy of the industry and its role in Canadian business and economics.

If you're looking for affordable franchise loans that are properly structured to meet your long term goals of entrepreneurial success seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of success in financing franchisees in Canada.


Stan Prokop - founder of 7 Park Avenue Financial


http://www.7parkavenuefinancial.com


Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :


7 Park Avenue Financial = Canadian Franchise Financing Expertise





Have A Question Or Comment On Our Blog Or Canadian Business Financing Alternatives ?



CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653
Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com



















Stan Prokop

Can Finance Companies Help You Multitask When It Comes To Cash Flow And Accounts Receivable Turnover?

Solid Takeaway’s On A/R Financing In Canada

OVERVIEW – Information on accounts receivable turnover and how solutions from non bank finance companies allow the business owner to accelerate the business operating cycle




Non bank finance companies in Canada provide various business financing solutions to the Canadian business owner/manger. One of those is the financing of accounts receivable turnover. However, negotiating the landscape of A/R financing in Canada tends to be confusing - this is due to a proliferation of players, somewhat confusing terminology, and solutions that do different things in different ways.

Our preference for our clients is to allow them to have a financing solution in place that allows them to multitask - and that multitask is simply all about doing a few things at once that are very important to your business - grow sales, turnover assets, and generate profits. Now that's multi-tasking! Let's dig in.

Part of the challenge in ensuring you have the right working capital and cash flow financing in place is to differentiate this method of financing your assets from other methods of financing your company. A/R financing is not related to the concept of a term loan - it's simply a method of financing your sales as you wait for clients to pay you. And these days those clients seem to take forever, as everyone seems to be in the same boat... slowing down payables.

Generally speaking A/R financing suits every business that sells on commercial credit terms. And by the way, your a/r can consist of services if your company does not sell a product per se. Simply speaking, as soon as you have earned and provided those services and have properly billed them they can be financed.

The concept of A/R financing in Canada revolves around ' selling' your sales to your finance partner, as opposed to providing them for collateral to a Canadian chartered bank. So while the net effect is the same (cash flow!) each type of financing is ' papered' differently when it comes to the legalese and documentation surrounding this method of business finance.

While a bank charges you ' interest ‘on borrowing against your a/r line commercial finance companies purchase the asset (the receivable) at a discount to its 100% value. Generally speaking in Canada the cost is 2% per month. The nuances around how your transaction is priced relate to the general health of your business, the size of your monthly sales, and the overall general credit quality of your customer base.

Typically any sale in North America can be financed, and if your firm has foreign receivables they can be financed also, it's just that they will require some credit insurance to be in place.

So is this all something new in the Canadian business financing landscape. Not really... as companies in North American, and starting in Europe have done this for hundreds, yes hundreds of years .

What then are the key benefits in this method of cash flow finance? They include same day immediate access to cash as you generate sales, the ability to attract larger clients and contracts because you now have ' financing ' in place, as well as having the general comfort level that you can meet operational requirements such as payroll and term loan and lease obligations.

What the Canadian business owner /manager often misses in assessing this method of financing is the overall opportunity cost of funding their business. Some people maintain that it's a method of financing your business by simply lowering your prices, as that cost is in essence the cost of your financing. Don't forget also though that if you don't have A/R financing in place, from either a bank or finance companies that you are in effect being the bank for your clients. And if you review your business plan carefully and your overall goals and objectives we're quite sure you did not intend to be the bank for your clients!

Don’t forget also that the new found cash flow in A/R finance solutions allows you to take discounts with suppliers, negotiate better pricing from vendors, and avoid late charges on your payments to key vendors and suppliers.

Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you in accounts receivable turnover financing.

P.S. Don't forget to ask about CONFIDENTIAL RECEIVABLE FINANCING... allowing you to finance, bill and collect your own receivables without any third party interference


Stan Prokop - founder of 7 Park Avenue Financial
http://www.7parkavenuefinancial.com
Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :


7 Park Avenue Financial = Accounts Receivable Turnover Financing Expertise


Have A Question / Comment On Our Blog Or Canadian Business Financing Alternatives ?


CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653
Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

Stan Prokop

Corporate Line Of Credit Needs? Be Your Own Swat Team When It Comes To Capturing A Solid Business Banking Facility .

Want To Be A Business Insider When It Comes To Corporate Credit Lines?

OVERVIEW – Information on business banking alternatives in Canada. A corporate line of credit can be achieved in a number of manners.. Here's how!


Corporate line of credit needs? When it comes to business banking no tool is more valuable than a revolving credit line. It's an on going source of cash flow and working capital when it comes to business survival.

Most Canadian business owners and financial managers we meet find that solution though, difficult to achieve. So how can you be your own Swat Team in effect?

We're told that type of team uses 'specialized tactics in high risk operations 'for success, and that's definitely what we're talking about here! Let's dig in.








Many business owners confuse the term ' line of credit ‘relative to what we’re talking about today. They can be forgiven for that because in various circles it’s called a demand loan, overdraft protection, revolver, etc. We suppose that ' revolver' term ties in nicely with our Swat Team analogy!

Canadian business needs lines of credit if only because it's an ongoing source of funding that is utilized when needed. The key concept here is that you are only paying interest on what you use ... it's not a term loan with a fixed rate and monthly fixed installments.

The concept of security and collateral around the corporate line of credit is important to understand. In the SME sector in Canada that first source of collateral is the current asses that the line of credit finances. These are primarily accounts receivable and inventory. Typically though personal guarantees of owners are required for any significant amount, and one the providers of business credit facilities, Canada's chartered banks also register collateral financing statements against your firm to protect their lending to your business.

So why does business banking become so difficult to access when the business owner/financial manager is sourcing working capital? Top experts in fact tell us that almost 2/3 of business can't obtain any or all the financing it needs to grow and survive. Larger corporations and private companies seem to have their own SWAT TEAMS, and generally find it much easier to achieve credit facilities.

As far as banks are concerned we surmise that it's fairly costly and expensive to both approve and monitor these credit lines. Also, higher incidence of business failure in the SME sector makes it more risky to lend in this area - although that's certainly not what the bank TV commercial says.

In defense of our great Canadian banks remember also that many industries have nuances and challenges that not every business banker can be expected to fully know and understand. They deal with hundreds of clients.

One alternative to traditional bank lines is the non bank ASSET BASED LINE OF CREDIT. This facility operates in the same manner as bank facilities, and an even bigger plus is the fact that it monetizes more assets of your business more generously. Typical advance rates are 90% on A/R (Versus bank 75%), anywhere from 30-70% on inventory (depends on quality and salability of your product), and also includes borrowing power against your fixed assets/equipt.

The asset based lender typically has focused experienced and the overall monitoring of your account is more strenuous than the bank environment. Simply speaking you'' be required to provide more monthly reporting in the form of aged receivables, payables, inventory lists, etc. We've always thought though that if you can’t provide that info regularly your business is probably at risk, so it’s hardly an onerous requirement.

The Canadian owner , armed ( there's that SWAT reference again!) with some basic knowledge of alternatives and the workings of the corporate line of credit can in fact access the cash flow they need. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your business banking needs.




Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :

7 Park Avenue Financial = Business Banking And Corporate Credit line Expertise




Have A Question Or Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653
Fax = 905 829 2653
Email = sprokop@7parkavenuefinancial.com





















Stan Prokop

Business Finance Options In Canada . How To Assess Commercial Loan And Financing Alternatives In Canada

Making These Mistakes When It Comes To Financing Alternatives?

OVERVIEW – Information on business finance options . What commercial loans or asset monetization strategies work, or don’t work in Canada



Business finance options in Canada. How does the Canadian business owner and financial manger assess commercial loans and other needs for growth and survival? What are the alternatives when it comes to business financing? Let's dig in.

More often than not it always comes down to those two words ' cash flow'. While everyone accepts the importance of that term sometimes it's difficult for the owner/manager to assess the importance as they are wrestling with growing revenues or profit issues.


So how does the business owner ensure that the right type of financing is in place? While traditional bank commercial loans are often perceived as the ' go to ‘in reality all types of business financing, both traditional and alternative can address your needs. Oh and by the way, you don't need to take on more debt all the time, sometimes it’s a case of managing or monetizing your existing assets.

Simple better asset turnover in accounts such as inventory and receivables significantly enhance cash flow. And just using the right financing for the right need makes your firm a better cash flow and working capital manager.

Take the replenishment of assets such as equipment as an example. Using lease financing as an options can provide a multitude of positives around replacing assets to enhance your operations and competitiveness. Using effective lease strategies to their maximum allows you to grow your business. Some of those very basic tools include the effective use of operating leases, matching the term of the lease to cash flows and useful life expectancy of the asset, etc.

While the ' go to' for asset acquisition in Canada is leasing almost 80% of the time as experts tell us, business owners in the SME sector can also acquire equipment via the Government small business loan . It offers big guy corporate benefits to the little guy, and that’s a rare thing in the Canadian business landscape. For example, under this program terms of 5-7 years are available, personal guarantees are limited to 25%, and there is no charge to repay the loan early. Sometimes even the big guys can't negotiate that one!

Many business owners in the Canadian business landscape, certainly in the SME (small to medium enterprise) sector are unfortunately not known for their planning skills. As a result they are not always proactive in addressing financing needs until a crisis. Other challenges they have include the inability to understand what options are in fact available - therefore they spend hours, days, weeks and months chasing financing options that are never meant to be.

Many business owners, again we're talking about the SME sector often do a poor job of separating their personal financial life from their business life. Issues such as business credit cards or using home equity lines to finance their business can backfire in a big way. We encourage owners, whenever possible, to separate business and personal finances. After all, isn’t that one of the main reasons you incorporated anyway?

Business finance options in Canada include:

Receivable financing
Inventory Finance
Supply Chain/ PO financing
Working Capital term loans
Unsecured cash flow loans
Canadian chartered bank term loans and operating lines of Credit
Equipment financing/bridge loans
SR&ED Tax credit financing
Specialized franchise loans


Which one or what combinations of these are right for your firm? Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist your in assessing alternatives that make sense for your business.




Stan Prokop - founder of 7 Park Avenue Financial


http://www.7parkavenuefinancial.com


Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :



7 Park Avenue Financial = Business Finance Options Expertise









Have A Question Or Comment On Our Blog Or Canadian Business Financing Alternatives ?


CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653
Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


















Stan Prokop

Need A Loan To Buy A Business In Canada. Merger And Acquisition Financing a la ‘ What Would Gandalf Do’

Looking For A Stockpile Of Tools To Purchase A Business In Canada ?




OVERVIEW – Information on merger and acquisition financing in Canada . If you are looking for a loan to buy a business here’s some tips and strategies that work




A loan to buy a business in Canada completed successfully allows you to ' cross the border' so to speak in business success; and that can also include a merger and acquisition type scenario, both of which have major similarities. And by the way, wouldn’t it be great to have the skills of someone like ' GANDALF ' that Tolkien character who seems to have quintessential skills in a wizard style sort of way! Let's dig in.

When the business owner or financial manager is looking to acquire, or merge with another company the expertise of owners and managers must of course be complimentary to the solution needed.

In a perfect world a merger scenario would involve perfectly complimentary size, assets, profit potential and capital structures. Most of us figured out a long time ago in business that it's not a perfect world.

That's when you need the expertise and external advice of a good accountant, lawyer, or Canadian business financing advisor.

Seller reasons to sell their business are varied, and are key to understanding how your deal can be financed and executed properly. They might include crisis type scenarios, the need for current owners and management to ' CASH IN '... and in some cases its might be that growth opportunity simply could not be achieved under the current EQUITY or FINANCING status quo.

Buyers buy a company for typically other reasons - they might be the perception that the company being purchased or acquired is simply too good a deal (sometimes things aren't as they appear!). Or it might be another way to deploy cash and financing resources. And, related to the current owner’s inability to exploit growth the new owner and management team find themselves in a position to enhance growth and long term return on investment.

In some cases the new firm might be able to take advantage of significant research opportunities, perhaps being able to partake in the Canadian governments ' SR&ED program.

Financing a loan to buy a business, or a merger and acquisition type scenario can come from numerous sources. They include:

GOV'T SMALL BUSINESS LOAN - aka ' SBL'

CANADIAN CHARTERED BANK COMMERCIAL TERM LOAN AND OPERATING FACILITIES

VENDOR TAKE BACK PARTICIPATION

ASSET BASED LENDING

BRIDGE LOANS

Careful appraisal of assets, people, and cash flow are keys to a success in buying a business in Canada. Past profits and future profits and cash flow must be weighed in on in a major way. Your lenders aren't equity partners, they simply want to see how they will be repaid.

There's a stockpile of business valuation and assessment tools available from our advisors that will allow you to successfully find, price and finance a business acquisition in Canada. Seek out and speak to a trusted , credible and experienced Canadian business financing advisor who can assist you with your financing need... its just like advice from our pal Gandalf!





Stan Prokop - founder of 7 Park Avenue Financial


http://www.7parkavenuefinancial.com


Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :

7 Park Avenue Financial = Business Acquisition Financing Expertise





CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653
Fax = 905 829 2653
Email = sprokop@7parkavenuefinancial.com




















Stan Prokop

Demand Letter En Route ? Anyone For ( Bank ) Takeout Via Alternative Financing Procurement ?

Received A Dear John Letter From The Bank . In Special Loans ? Here's our solution. Order Takeout!

OVERVIEW – Information on alternative financing procurement when a bank demand letter for business loans or credit lines is received




Is a demand letter en route from your bank in Canada? Perhaps you have already received it. It's what we could call a very unwanted ' DEAR JOHN ' letter, and it’s time for Alternative financing procurement for your business survival.

In effect you need to ' take out the bank ' via their current secured lending arrangement with you. It's our version of ordering takeout! Let's dig in.


When we talk to clients who are formally or informally out of their favor the challenge for the business owner and financial manager is to secure alternative finance solutions for business lines of credit, term loans, and asset monetization and acquisition.

Key to this whole exercise is understood how your firm got here in the first place. Although it’s a simple fact of ' not paying on time’, in other instances it’s a breach of loan covenants or ratios, or perhaps it’s the banks view that collateral supplied for your financing, either personal or corporate, no longer has value.

The security your firm has provided, and the collateralization paperwork around it ( General security agreements / asset registrations, etc ) obviously gives the bank the right to enforce their actions. If all parties were in agreement assets would be sold or monetized in favor of the bank.

This would include, as per the categories we have noted:

Real estate - if applicable
Equipment / Fixed assets
Accounts receivable
Inventory

However, that's generally not desired by the business owner!


What then are the alternatives to banK demand letters when your loan has been called and you are in the bank category of ' underperforming special loans’. One of them is alternative financing procurement via Asset based lending. And typically they are found via NON BANK ASSET LENDERS who specialize in just this form of financing. They are the solution when it comes to your ability to save jobs for employees, keep your business assets, and in fact resurrect and grow your business.

Almost all businesses of any significance these days are of course incorporated. If a business is not legally incorporated it’s in effect a personal consumer situation which is an entirely different kettle of fish.

Refinancing your company via an alternative non bank lender allows you to maintain credit lines, acquire more assets if needed, and keeps cash flow flowing.

Generally speaking in our experience it is highly unlikely that another bank will provide the financing you need when you are in foreclosure proceedings with your current bank. Our logic is simple; people don’t typically like to purchase other peoples problems. So starting fresh with new business relationships and financing is often the key to success. Naturally if you can anticipate loan default and correct that scenario that is the optimal, however less typical, solution.

We would also add from our experience that many firms are able to stay in the bank SPECIAL LOANS category and find they being allowed to go back to traditional arrangements with that same bank. However because relationships and promises have somewhat broken down that is absolutely a much more rare case.

Asset based loans, sale leasebacks, bridge loans are solid ways to fix the bank takeout. If your company has received, or thinks it will receive the DEAR JOHN demand letter seek out and speak to a trusted, credible and experienced Canadian business financing advisor
for practical advice and takeout strategies. Takeout will have never tasted so good.




Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :


7 Park Avenue Financial = Alternative Financing Procurement And Special Loans Takeout Expertise





CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653
Fax = 905 829 2653
Email = sprokop@7parkavenuefinancial.com

Financing For Small And Medium Business Enterprises In Canada Hasn’t Disappeared .Good Luck Might Be Around The Corner

What’s The Secret Around The SME When It Comes To Financing?




OVERVIEW – Information on the financing of small and medium enterprises in Canada . Business solutions come from various sources based on needs and qualifications




Financing for small and medium enterprises in Canada is a classic business conundrum. Many clients we talk to believe it simply doesnt exist, in other cases it’s a case of a business life of disappointment. Let's clarify some winning, and well as some losing strategies in the ' SME ' sector in Canada when it comes to raising capital and financing assets for your business. Let's dig in.


Part of the challenge of SME (small medium enterprise) financing is size. Avoiding the obvious ‘is size important’ joke we were reading a column in yesterday’s Canadian business daily. The columnist was touting the benefits of a SMALL CAP (cap = capitalization) company.

Many business owners and financial managers in Canada will be very surprised to know that a small cap stock in Canada is one that has a value of less than several hundred million dollars. Enough said... all of a sudden financing your firm seems even a greater challenge, because it would appear you're not even small cap!

Truth be told though there are thousands, perhaps hundreds of thousands of businesses in Canada in the SME sector with revenues in the 1 - 25 Million dollar range. And guess what? These businesses are growing the Canadian economy, being acquired, and merging with similar firms to get more scale.

Most stats tell us that this is really the backbone of the economy given the big guys don’t seem to be hiring a lot these days, unless you're an outsourcing consultant!

So what are the types of financing that the SME needs, and where can he or she be successful in finding it? Financing needs include term loans, revolving credit facilities, equipment financing, rental solutions, as well as on occasion some equity capital.

The major challenge of SME's in Canada is their ability to access traditional bank financing. Unlike in the U.S. it is extremely difficult for the SME business owner to access the loan products offered to larger established corporations.

The main two traditional financing products offered by banks to the SME sector are the Govt Small Busines Loan which maxes out at 350,000.00$ ( not bad don't you think?) and working capital , term and equipment loans offered by Canada's crown corporation bank.

If there is one bright light in SME Canadian business financing it's the alternatives offered by non bank commercial lenders. Although they are always priced to risk these solutions are varied and include:

Equipment financing
Bridge loans
Sale Leasebacks
Receivables financing
Non bank asset based lines of credit
SR&ED Tax Credit Financing
Franchise finance

The bottom line is that the SME owner doesnt necessarily have to have the external collateral, stellar financial statements, and impeccable personal credit histories that come with traditional financing solutions.

For SME COMMERCIAL FINANCE solutions that make sense for your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with the SME conundrum.



Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :

7 Park Avenue Financial = SME Commercial Financing Expertise In Canada






CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Phone = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com
















Stan Prokop