Commercial Banking And Peak Financing Via Your Search For Best Business Bank In Canada

Spotting The Rare ‘ Best Business Bank’ In Canada

OVERVIEW – Information on commercial business banking in Canada. Can the business owner/manager select the best business bank for his or her needs?



The best business bank in Canada . When it comes to commercial banking in Canada how often do we spot the elusive ' best one'. Unfortunately when we talk to many of our clients in the SME sector they seem to let us know that the Canadian banking industry does a great job of ‘living DOWN to their expectations’! Does that have to be the case? We don’t think so , let's dig in.

The other day we read an article that was not Canadian based, but had the theme that all banks are, or are not the same. That got us to thinking, eh?
Consider this, if you were ' the same' as all your competitors in your industry isn’t that somewhat of a losing business strategy?

When it comes to larger corporations and public companies a certain case can be made that it's mostly about ' pricing' and ' rates' when it comes to the large amounts of capital that Canadian banks can bring to the table. Naturally the banks won't agree with that and will say that they bring differentiated value to the table as they do battle

in that hyper competitive market of the big guys.











However, clients tell us that when they have found a great banker or banking facility in Canada it's all about the relationship as much as the services. So what are we saying then... simply that ' It's the banker, not the bank'!

A common concern among business owners is not that they don’t get all the services that come with our large concentrated bricks and mortar banking system in Canada - it's that they don’t have access to business credit.
Think about the fact that most bank advertisements in Canada focus on ' services’... not business lending. Is it just us that notices that?

If the commercial bank you are with has a solid banker that has a good grasp of ' risk' and ' business growth' you clearly are with a winner.

What services are important to the business owner and financial manager in the SME sector? They include business credit lines, business credit cards, foreign exchange services, and term loans. When it comes to those term loans not all businesses understand that every chartered bank in Canada can facilitate government guaranteed business loans under the SBL/CSBF program. So they can facilitate those loans (maximum 350k) for you, but do they?

Our experience tells us that every bank runs the program differently, which is a cause of great confusion for our clients. Knowing which bank and banker can complete such a loan successfully is worth a million in our mind. Do you agree? We can summarize the traits of a great banker and bank as the following:


Speed
Access to business credit
Knowledge

By the way, one of the problems with Canadian business financing is that a large number of business owners and financial managers don't understand that they have financial alternatives via commercial financing non bank firms.

Those solutions typically are more generous, not available at banks, cost more, but at the same time bring tremendous access to capital.

Those solutions?

Receivable financing
Inventory Financing
Non bank asset based lines of credit
Equipment Leasing
Tax credit monetization - ( SR&ED)
PO/Supply chain financing

Firms offering this type of finance are not as regulated as our banks, are more open to risk based on their financing rates, and often move more nimbly.

So have our banks done a great job of all seeming ' the same’. We'll let our clients decide whether they fit inside the ' credit box’ that’s been drawn up by banks in Canada. If they do fit capital is unlimited and low cost. If they don't fit... there are alternatives!

Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your finance and capital and credit needs.




Stan Prokop - founder of 7 Park Avenue Financial –

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.

Info re: Canadian business financing & contact details :




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

Stan Prokop

In Equipment Financing Here’s One Term You Need To Understand : Operating Lease Vs Capital Lease

Figured Out What’s Best ? Operating Or Capital Lease Equipment Financing

OVERVIEW – Information on the types of leases available to Canadian business owners, When it comes to equipment financing in Canada the owner/manager must know the difference between operating lease vs. capital lease





In equipment financing in Canada does the term ' operating lease vs. capital lease ’ mean something to you when it comes to financing assets? It should... so let's dig in.

That term specifically revolves around the type lease that you choose when you're acquiring fixed assets - i.e. computers, machinery, shop floor equipment, rolling stock, etc. Even your corporate jet applies here! Well, we can wish, can't we?

Knowing the differences in these two terms makes or breaks the ultimate finance strategy you choose when acquiring assets. And you thought it was all about the interest rate!

The type of lease you choose affects the ultimate profitability of your lease company, and that should be important as that profit is generated from dealing with your company.


Operating leases are all about ' using assets’... not owning them. So a significant part of the 'OPERATING LEASE' is the value of the equipment at the end of the lease - as in how it is recorded and how it is realized.

Clients are sometimes surprised at the low monthly payments in an operating lease - they shouldn’t be, as its all part of a waiting game that kicks into place at the end of the lease term. That’s when your lease document should provide you with 3 critical options on the asset - renew, return, purchase.

There is in fact a 4th option on occasion and that is ' upgrade' as many assets lend themselves to being upgraded to keep technology and use up to date. So that low payment we have just mentioned is simply because the lessors profit is going to come at the end of the lease.

Operating leases are perfect legal and widely in use. They have though lost some of their luster due to international accounting standards which has affect how they are recorded on your balance sheet. In past years they were a great way of hiding debt on the balance sheet unless the reader took the time to peruse footnotes in financials – which most people don’t/didn’t!

The capital lease on the other hand is all about owning assets... So profit generated by the lease company comes solely from the interest /finance rate on your transaction. So your capital ' lease to own' is all about fixed monthly payments.

However, capital leases can be structured in many ways to seem like a lower monthly payment - one of those strategies employed by both you and or your lease firm partner is creating a transaction that has a bargain purchase option - it’s in effect a balloon payment due at the end of the lease. Therefore monthly payments are low and the ' balloon payment' at the end of the lease term can be refinanced.

Many clients we meet are overwhelmed

by some of the confusion in terms around equipment financing. The reality though is that there are only 5 parts of any lease - the term, the rate, the payment , the end of term , and of course the $ value of your transaction. If you know 4 of those you can do a really good job at exactly or closely guessing the other components.








Don't get caught in the ' lease terminology' game. If you're financing assets seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of success in financing the assets you need to keep your firm profitable, successful, and growing.



Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :

7 Park Avenue Financial = Equipment Financing Expertise






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Phone = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

Stan Prokop

Need To Finance A Business Sale In Canada . What You Don’t Know About Owner Financing And Other Strategies

Here’s Some Logic Around Financing A Business Purchase You Might Not Know

OVERVIEW – Information on how to finance a business sale in Canada. Key elements of owner and alternative /traditional finance techniques will make your transaction more successful




The need to finance a business sale in Canada requires some solid expertise and common sense logic. And in many cases some owner financing can make or break the deal. Let's dig in.

Buying a business in Canada revolves around a small handful of scenarios. In some cases the entrepreneur sees an attractive opportunity to build and grow a company. In other cases it’s all about acquiring assets or sales in a merger/acquisition type scenario.

The process around those scenarios involves some technical expertise in the areas of financing, tax, as well as some common sense logic from the seller and buyer.

Transactions that are not large or have a story attached to them are typically more difficult to finance. One of the more creative strategies around such deals is to have an ' owner financing' component. That amount of finance, plus the buyer’s equity or down payment can nicely complement a successful transaction.

The amount of capital a buyer puts into a deal revolves around the risk the purchaser is willing to take , relative to the total financing required and is sometimes mandated by a lender as to minimum equity required . Danger is just around the corner

if there is too little equity and leverage issues are just too high to allow the company to operate comfortably without a significant debt load.

As we have alluded, a critical aspect of many deals is the seller’s participation via an owner financing component. In many cases that becomes a challenge if the seller is focused on a share sale versus an asset sale. Share sales are very difficult to finance in the SME (small to medium enterprise) sector.

There's some important and positive logic around owner financing. That revolves around the fact that the owner finance contribution almost more often than not will allow a higher selling price to the seller, complemented by the ability to close a deal successfully because less financing is required.

Key factors in a seller finance strategy include the interest rate on the ' take back', as well as the term or amortization of the Vendor Take Back component. And buyer beware: In some cases your lender or lenders may view the VTB as debt which hinders what the buyer and seller are trying to achieve. On the other hand, many lenders view the VTB as very positive! Go figure.

Very few transactions in the SME sector in Canada are financed via Private equity groups, or the infamous ' VC'. The main reason being is these deals are not attractive as far as size and future liquidity events are concerned.

So best sources for financing include the Govt SBL loan, a willing Canadian chartered bank, and commercial finance companies via asset based lenders who craft creative term loan and revolving credit strategies based on assets.

Banks, if they participate, will focus on owner equity and personal credit /mgmt experience, cash flow, and assets.

So, our bottom line?

Sellers and buyers should consider a VTB strategy which will often make or break the deal, as well as bringing in higher prices to the seller coupled with easier access to financing by the buyer. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with common sense and appropriate financing strategies in buying /selling a business in Canada.


Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :

http://www.7parkavenuefinancial.com/finance-a-business-sale-owner-financing.html




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8


Phone = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

Stan Prokop

A Business Credit Line Smackdown? Here’s A Calculator Strategy

Turfing Your Crystal Ball Or Ouija Board To Determine Your Corporate Line Of Credit Needs?


OVERVIEW – Information on the business line of credit in Canada . Is there a calculator strategy to determine which type of revolving credit facility works for your firm?



Is there a ' BUSINESS LINE OF CREDIT CALCULATOR ' that owners/managers can use to determine their financing needs? There are several key components of that ' calculator’, and they also may help you in determining which credit facility makes sense for your company.

You just might find your firm is in the middle of one of those ' Smackdowns' between the two types of competing lines of credit in Canada for business .Let’s dig in.

Financing needs are determined by several factors - the most basic of which are the seasonal or ' bulge' gaps that typify your business or industry. Credit lines in business fill ' the gap ' between the time in between the mfr. or providing your goods and or services (or both) up until the time your clients pay. It's never a perfect world in revenue and cash flow realization - so enter business credit lines.

Are there consequences when you don't assess your financing needs to address the gap we have just mentioned? Surely there are, the most serious being business failure - but that’s the extreme. Other areas of concern are damaged vendor or client relationships, as well as perceptions by your lenders that your company will be unable to meet obligations.

If you have the right revolving credit facility in place you have a strong chance of 'managing' your sales. Start up or early stage firms have a bigger challenge, because they often cannot qualify for bank financing right out of the gate until they can establish themselves and meet some banking criteria. In those cases banks will often look predominantly at the personal assets or guarantee of the owner, which isn’t the most desirable scenario for entrepreneurs and owners!

Your sales forecast is a key component of our ' business credit line calculator'. Many firms, especially if they are a bit larger have both an internal sales forecast for their own measurements as well as external revenue projections for lenders / outside owners, etc. The sales forecast is a key component of our ' credit line calculator '. Sales will generate receivables, which are the key component of corporate credit lines. Your forecast should show when those projected sales will be collected, which will drive the final need for a credit facility.

There are two types of business credit revolvers in Canada: They are your Smack Down contenders -

1. The Canadian chartered bank/credit union facility

2. The non bank Asset Based Credit Line

Knowing how each of these types of lenders assess borrowing is in fact the final elements of our business financing needs calculator.

Banks/credit unions will typically lend 75% of your outstanding A/R that is less than 90 days old. Your sales forecasts can now be amended to show your borrowing based, i.e. your credit line cap.

Remember also that banks require profits, total collateral on your business, and debt and cash flow ratio requirements that match their criteria for credit line approval.

The non bank asset based lender will advance 90% of A/R, and will also typically margin inventory and equipment in that formula. It’s a winning combination for firms that can’t meet bank or business credit union requirements.

The new normal in business finance (post 2008 world wide economic tumble) requires that the business owner / financial manager pay a lot more attention to lending sources and alternatives they might previously not have considered.

Abandon that crystal ball or Ouija board

and your gut feelings around financing needs. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor to help asses your needs, and available choices in business credit.










Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :


http://www.7parkavenuefinancial.com/business-line-of-credit-calculator.html



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?



CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Phone = 905 829 2653


Email = sprokop@7parkavenuefinancial.com

Stan Prokop

Which Working Capital Finance Solutions Will Make Your Business Financing Challenges Go Away

Is Your Cash Flow Shrinking Faster Than Plane Seat Sizes?

OVERVIEW – Information on working capital finance in Canada. Business financing solutions must be tailored to your firms specific needs and ability to monetize assets




Working capital finance must, for many business owners/managers, must often feel like airplane seat sizes today - shrinking fast and almost always uncomfortable. Let’s put your business in a more 'comfortable' position by addressing some business financing solutions that will give your firm that cash flow ' comfort' feeling. Let's dig in.

There are not a lot of things more important than business cash flow - it's never good when you're in ‘ #HASHTAG FAIL’ mode in ongoing working capital needs. Many business people don't realize they can somewhat easily predict their cash flow crisis by simply putting together some realistic cash flow projections. They should realistically include any plans you have for growth, large revenue increases, new contracts, and predictive customer payments according to your pay terms with your clients.

That type of simple cash flow spreadsheet has saved many a business owner from the surprise of a financing crisis- the irony of which is often brought about by that great positive in business - sales revenue increases! It's the great irony of business that high growth leaves your firm with paper profits and no cash.

Depending on how your business is currently financed other issues that need to be addressed in your business projections include:


New personnel needs
Asset requirements/replacement
Ability to repay any current long term debt obligations

So bottom line it's all about cash inflows and outflows.

Naturally your ability to manage your current assets is also what working capital finance is all about. In this case we're talking about inventory turnover and A/R mgmt. Combined with your ability to get a handle on sales these current assets ultimately determine your financing needs.

Knowing when you have the proper financing in place is pretty easy to spot. You should strive for the following:

- Knowing you have the cash you need when you need it
- You have the ability to consider growth and investment
- Your A/R and inventories have acceptable turnover ratios
- You're comfortable with the costs of your financing - namely that those costs are achieving the return on investment


What then are the finance solutions that address working capital? While a cash term loan might be the answer (provides cash but takes on debt on your balance sheet) more optimal solutions include:

A/R financing
Inventory finance
Commercial bank lines of credit
PO Financing
Tax credit finance - (SR&ED)
Asset based lines of credit
Unsecured cash flow loans
Securitization
Sale leaseback of owned assets

Technically speaking if you can’t meet short or long term obligations - that infers insolvency or business failure.

While that is the extreme many clients we meet simply have ' bulge ' needs for one time issues or opportunities, and one of several of the above noted solutions fixes that .








Seek out and speak to a trusted, credible and experienced Canadian business financing with a track record of success and get back that ' comfortable ' feeling knowing you have accessible financing solutions for survival and growth.


Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :


7 Park Avenue Financial = Working Capital Finance Solutions



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Phone = 905 829 2653


Email = sprokop@7parkavenuefinancial.com












Stan Prokop

Trade Receivables Financing: Getting Beneath The Surface Of The Accounts Receivable Finance Challenge

There’s No Mathematical Secret To A/R Financing In Canada

OVERVIEW – Information on trade receivables financing in Canada. Understanding the important aspects of non bank accounts receivable finance


Trade Receivables Financing is sought after more and more as a method of cash flowing accounts receivable in Canada. Is there a mathematical secret to understanding and getting... shall we say... below the surface of this method of business financing? Let's dig in.

Getting business credit in Canada (and being successful at it!) is the ongoing struggle of the business owner / financial manager, particularly in the SME sector. Term loans are not the answer. While there are good reasons to secure long term working capital for your business it’s a fundamental financial principal that the current assets of your business should be financed through short term financing.

If that ' short term financing' doesn't come from a bank, where does it come from then? The answer is commercial finance companies that finance trade receivables. These firms put paperwork in place that allows you to finance (in fact the proper term is ' sell ') your A/R, as you generate sales, to finance your business.

That's simple right? In fact the math is very simple if you understand how the finance firm calculates and advances that financing. Key factors in the whole process include:

The overall ' risk profile ' of your client base

The ongoing amount of your Receivables on a typical monthly basis

The payment history of your clients

Although receivable financing is more expensive than Canadian chartered bank credit in Canada one specific advantage is that your ' advance rate' or ' margining' is generally in the 90% area. That means more liquidity. Note also this is ' same day' financing - as you generate sales those sales are immediately monetized into cash flow - funds being wired into your operating account same day.

In general you can finance any receivable that is less than 90 days old - in some cases a special exception will be made on that timeframe- but most business owners/managers quickly realize that receivables become less collectible when they are older.

Businesses that can't obtain the full amount of financing they need gravitate to A/R financing for different reasons. That might be to leverage .monetize current assets such as A/R to free up working capital. Many clients tell us they prefer trade A/R financing through a non bank entity simply because it’s a more quick and efficient process when it comes to securing approval.

While our recommended AR financing solution is CONFIDENTIAL RECEIVABLE FINANCING ( you bill and collect your own accounts ) we do meet some clients who simple prefer ' old school’ receivable finance

which has your finance firm inserting themselves into the collection process with your accounts.







Are there times when trade receivables financing doesn't work? If your company is in a death revenue spiral no amount of financing will often fix the problem. Growing revenues can hide a lot of problems! Also, there are other complementary solutions to financing current assets - they include tax credit financing, PO/Contract financing, and full scale non bank asset based lines of credit. Bottom line - explore your options!

A/R financing is a multi Billion dollar business in Canada. Explore the options by seeking out and speaking to a trusted, credible and experienced Canadian business financing advisor who will take you below the surface of this financial offering.


Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.

Info re: Canadian business financing & contact details :


7 Park Avenue = Trade Receivables Financing Expertise







Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Phone = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

Stan Prokop

There’s No Dark Side To A SR ED Tax Credit Loan And Financing Government Film Credits

You Can Bet The Farm On SR&ED And Film Tax Credit Financing In Canada - Here’s Why




OVERVIEW – Information on the SR&ED tax credit loan in Canada. Financing SRED and film tax credits helps cash flow your company or project





When it comes to government film credits and assessing the need for a SR&ED tax credit loan we can say we're not huge risk takers . But we'll ' bet the farm' on your ability to finance those credits under a proven process. Let's dig in.

So..financing your SR&ED or film credits.. what are some key elements of the process? We're not sure whether it's coincidence or not but they way it works is that both types of credits are financed as a bridge loan , typically without payments, for a large part of the value of your claim. That amount of financing tends to be in the 70% range vis a vis loan to value.

Paperwork and application processes are somewhat similar, notwithstanding that we're talking about two types of tax credits - SR&ED for industry and Film, Animation and TV for the Entertainment/transmedia industries.

Tax credit financing works best when you're prepared, via a quality claim. In the case of Sred it’s your audit trail on your actual spend, which in Canada is typically documented by yourself and your ' SR&ED Consultant'. The quality of both your claim (it helps if you have filed before successfully - but it's not a requirement) and who prepared it is one of the underpinnings of successful tax credit financing. The role of the SRED consultant in the Scientific Research & Experimental Development program is matched, in the case of film, via a film tax credit accountant.

These folks help you maximize your claim, which, by the way, maximizes your financing.

Many clients we meet in the SR&ED environment file year after year. They also finance year after year by the way! They do that to maintain their competitive stance in their industry, and financing their claims allows them to continue to move forward in a financially successful manner - that's because R&D eats cash! and financing your claim returns that cash to your business.

The Billion dollar film, TV and animation industry in Canada is also supported by tax credits, which also can be financed as we have noted. These refundable tax credits are available to Canadian producers, as well as those they have co-ventures with approved foreign partners. We suppose that's one reason why the term Hollywood North exists!

In Canada government film credits revolve around refunding your wages and salaries paid on a project as well as being dependent on a location where your film or produce your project. The tax credits in film revolve around your choice of two different credits. Technically they are known as the 'CANADIAN FILM OR VIDEO PRODUCTION TAX CREDIT' as well as the 'FILM /VIDEO PRODUCTIONS SERVICES TAX CREDIT'.

Your tax credit accountant and legal advisor will determine which credit can maximize your claim, thereby, again, maximizing your financing. Naturally some projects don't qualify for tax credits, such as adult material, corporate productions, etc.

Actual film credit incentives vary a bit by province, and the provinces add their own provincial credit to your federal credit.

In the case of SRED and Film your tax credit is financed as a combination of both federal and province credits - thereby maximizing your financing.

No financing for a project is more difficult than putting together a budget for a film, TV or animation project. The industry has moved in cycles around themes of hedge fund participation, current CROWDFUNDING popularity, insurance gap loans, etc. But one common theme is always consistent - the tax credit part of your project is always financeable.

SR&ED and FILM are two very different genres of Canadian business. There is no ‘ Dark Side’ here … If you're a participant in either and want to maximize your claim via financing seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you in cash flowing government tax credits.



Stan Prokop - founder of 7 Park Avenue Financial

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :

http://www.7parkavenuefinancial.com/sr-ed-tax-credit-loan-government-film-credits.html


Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?


CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Phone = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

































Stan Prokop