Franchising Loans In Canada : Eliminating the Alligators Around Franchise Financing Requirements

It’s True , It’s Really Hard To Get A Franchise Loan .. Unless



OVERVIEW – Information on achieving successful franchise financing in Canada . Franchising loans present a unique challenge to the entrepreneur entering this aspect of Canadian business






Franchise financing needs in Canada typically, and unfortunately, comes with a significant amount of ' worry ' around the franchisees ability to successfully complete his or her transaction and begin the entrepreneurial journey. More often than not the borrower finds themselves up to their neck in ' alligators '

as they encounter issues they previously have not considered. Let's dig in.

How then do franchising loans work in Canada, what’s involved, who are the players, and what is a solid ' fast track' to approval success? All good questions we think, as well as answers we're hopefully going to offer up.

Fundamental to understanding franchise loan success is the need for the franchisee to understand that despite the fact they are buying into a proven business model their business is after all a ' start up ' and ' small business' in many respects. That translates into a financing challenge as the lender places a significant amount of emphasis on your business background, your overall financial health, which is often score carded by your credit history.

Naturally your ability to attach yourself to a larger well known franchisor is a positive, but fundamentally all franchises can be financed.

A big mistake many clients we meet have made is to assume they will be receiving some, or a lot of assistance from their franchisor in respect to financing.

Nothing could be more wrong. A number of reasons exist for that - first of all your franchisor is in the business of selling franchises, they are not a finance firm. Also, numerous legal issues exist around their ability to promise your financial success relative to the risk involved in starting any business, large or small.

So as you come out of the gate in your decision to buy into the franchise industry (currently representing a huge portion of all the Canadian economy) it’s important to identify the lenders and expertise available to yourself to complete a successful financing.

In Canada that translates into a very small contingent of specialty franchise lenders, the Canadian banks via the ' SBL ' (BIL/CSBF) program, and miscellaneous offerings by various lessors and cash flow lenders.

If you’re not comfortable in dealing with, or spending the amount of time to cultivate expertise, and you want to eliminate those ' alligators ‘! , it’s very advisable to seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your franchise financing needs.



Stan Prokop - 7 Park Avenue Financial :


http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Franchise Financing Expertise






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

SRED And Film Production Tax Credit Loans : Let Financing Be The Way Out

Don’t Let The Cash In Your SR&ED And Film/Animation Tax Credits Keep You Up At Night

OVERVIEW – Information on tax credit loans in Canada, Financing Sred and FILM production tax credits alleviate the waiting game when it comes to cash flow, working capital and investment recovery






Tax credit loans around the gov’t SR&ED program in Canada, as well as the similar credits available in the film/TV and animation industry in Canada have a lot of business owners and executives being kept up at night. Your ability to access the cash in federal tax credit programs should not be a worry, concern, or mystery that some might think it is. Let's dig in.

Some might question why we are grouping two different tax credit programs together for our discussion. Our answer is simple - both credits are financeable, they are financed in somewhat of a similar manner, the financing in both cases alleviates the waiting for the government cheques, and again in both cases SRED credits as well as Media credits provide valuable cash flow and working capital to current and future projects in either R&D and Media.


We think we can be further forgiven on that issue simply because it’s very possible to actually file SR&ED claims in film, animation being a good example of that.

Whether Canadian taxpayers like it or not these two programs provide Billions of dollars every year to claimants of SRED or Media Credits. In the film industry that has garnered Canada the reputation of Hollywood North,

and in SR&ED Canadian firms strive for innovation and market leadership in their industry and niches.

Let's take a look at the SR&ED program as it relates to preparation and financing of claims. It's important to ensure your claim is eligible, and both the government and the financier of your claim wants to minimize questions and fast track approval. Here the role of the SR&ED consultant is key. More often than not the consultant that prepares your claim has specific industry expertise and understands your field of endeavor.

When it comes to the financing of your claim we point out to clients that it's sometimes more challenging to finance your claim if it is prepared by yourself. Financiers like to get a strong sense of eligibility and chances of full approval. Many clients we meet have utilized the same consultant for years and actually have good dialogue with CRA auditors on an annual basis. That's a good thing!


In the Media/Transmedia industry (film, television and digital animation) federal and provincial programs focus heavily on providing tax credit incentives based on amount spent on productions which in turn generates taxes, employment, etc.

Again, similar to our R&D credits a combination of federal and provincial credits in Production, Service and Digital Media are available to Canadian productions and co-productions with qualified U.S. and international partners. These credits can often fund 40-50 % of a budget based on the point system that your Tax Credit Accountant calculates and presents.

Again, drawing to our similarity of these two major refundable tax credits both are financed in a very similar manner. Financings are structured as bridge loans, almost always with no payments being made during the term of the loan. A typical financing is 70% of the total value of your SRED or Media tax credit, the combo of federal and provincial claim. You receive the other 30%, less financing costs when your claim is funded by the government - the proverbial ' the chq is in the mail'.

If you're looking to maximize or replenish working capital, start on new projects, or recoup owner investment consider monetizing your tax credit in these two exciting areas of Canadian business.

Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your needs around tax credit loans for SR&ED or Media. Finally, no more being kept up at night - financing your investments is a logical way out.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Tax Credit Loan Financing Expertise In Canada




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Start Up Business Financing For Assets In Canada : Where Does Funding Your Startup Begin ?

LOOKING FOR RELATIONSHIP ADVICE? TODAY'S TIP :

Use the relationship between sales and receivables to measure your operating results and the
investment you have in receivables. Create a simple spreadsheet to show credit sales at the end of the quarter divided by a/r outstanding. You will have a solid understanding of your efficiency in collecting your accounts and it can help identify external financing needs such as A/R financing requirements.











How To Win At Start Up Financing In Canada

OVERVIEW – Information on start up business financing in Canada. Funding start up business asset requirements is often achieved through equipment leasing but this options is not always available – one other alternative is












Start Up business financing in Canada . We are often asked by clients how assets can be financed in the startup funding stage. One obvious solution is generally not achievable, and you may have not considered one other option... which... works! Let's dig in.

Canadian entrepreneurs who have committed some of their own personal capital to a business will almost always need to add additional financing to any new business launch. One of the most obvious asset financing ' go to's' in Canada is equipment financing.

But can equipment leasing satisfy the needs of business owner if a business is new, in start up mode, or very early stages of revenue generation. The answer? More often than not... it can't.

So why does the equipment lease solution not work for a start up. The answer to that lies in the approval process and criteria of Canadian lessors. That's because historical and present cash flow are often a key part of the approval criteria for an asset loan. Notwithstanding the fact that an asset is also the collateral a very large emphasis is placed on ' cash flow ' analysis for transactions that are deemed no longer ' small ticket'.

By the way, although it might be a mystery to some as to how the lessor calculates that cash flow it shouldn’t be, so in effect potential lessees can pre-qualify themselves by understanding that cash flow analysis formula. The lessor will more often than not take you net income, add depreciation, and that amount must typically cover 12 months of your lease payment in a positive manner, with hopefully some left over for other needs. So now you know!

But all our discussion here has not provided an answer for the entrepreneur who needs assets to finance a business in start up mode.

So one solution that we constantly recommend to clients is a Canadian Small business loan, formally called the BIL, or CSBF program. We throw in our own acronym. The ' SBL '.

When traditional financing requires strong outside collateral or other compensating matters the SBL loan requires only your ' promise to pay '. Oh and by the way, that promise is even limited in some extent, as the guarantee required is only 25% of the total financing you receive.

Key benefits of the program are:

Competitive rates
Long amortizations if needed - (5-7 years)
Limited 25% Personal guarantee of owners
No repayment penalty
No outside collateral required

All business assets, including technology assets and software, as well as even ' leasehold improvements can be financed under the program. Frankly you can even buy an existing business also under the same program.

Sometimes the obvious just doesn't work in business. So while the experts tell us that over 80% of all businesses in Canada utilize lease financing startup firms can rarely achieve the financing they need in this manner.

Consider the SBL solution and seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help you ' win' the start up challenge.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Start Up Financing Expertise





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Accounts Receivable Finance In Canada : Heard The One About Why This Financing Facility Works ?

In case you didn’t know An Accounts Receivable Financing Facility Works : Here’s Why !

OVERVIEW – Information on accounts receivable finance in Canada. Why does this type of financing facility offer the best of all worlds when it comes to access to cash flow and business credit








Canadian business owners and financial managers are hearing more and more about the concept of ‘factoring ‘their accounts receivable as a cash flow solution and overall strategy. Increasing numbers of companies are investigating what most people consider to be an ‘alternative financing’ strategy.


‘Alternative ‘clearly is in the context of alternative to a Canadian chartered bank line of credit. As Canadian companies build up their investments in accounts receivable ( and inventory ) they are finding it more difficult than every to ensure that their customers are paying them on time, typically not receiving those payments in 30 days per the terms they provide to their customers . Naturally the current somewhat difficult economic environment as we head into the 2010 Business year lends itself to slow paying receivables.

Management therefore is paying more and more attention to managing cash flow, and, most notably, this is taking more and more of senior management and business owner time.


The basic challenge

is as simple as it gets - suppliers, landlord, and, dare we say it, your employees want to get paid on time , while the source of that cash is tied up in receivables that are paid in , many times 60-90 days.


Enter Factoring as a potential solution that will allow the Canadian company to benefit from increased cash flow, albeit at a cost. Just to be clear, the term factoring is also referred to as ‘invoice discounting’ and ‘accounts receivable financing ‘.


The mechanics at the outset seem overly simple . You send your invoice (or invoices) to the ‘factor’ firm who immediately, usually same day, sometimes next day, issues you funds for that invoice or group of invoices. All of a sudden you immediately have the working capital and cash flow to run your business.


Let’s be clear, this is not a loan per se. It is an immediate advance of funds against money owing to your firm for products and services you have delivered. We used alternate term ‘invoice discounting’ as noted above. The ‘discount ‘referred to be the amount of the finance charge the lender keeps for carrying the receivable.


We cant over emphasize the fact that the funds generated from an accounts receivable financing facility such as we have describe should be used for short term working capital needs . You need to view the factoring facility in exactly the same manner as your bank line of credit (if you had one!)


So more about the potential ‘benefit ‘of factoring that we have alluded to. We can somewhat easily say that a factoring facility can be set up in fairly short time, certainly in much less time than it would take for your firm to negotiate a bank cash term loan or a Canadian chartered bank line of credit. Another benefit? It’s simply that you receive that much needed cash same day. A very significant amount of the invoices, usually 80-90% is ‘advanced ‘to your firm the same day. The difference is held back as a temporary holdback, and remitted to your firm, less the finance fee, when you customer pays.


We have focused on some of the benefits of factoring, such as the strong cash flow aspect of this type of facility, and its ease of set up once you have found a solid partner firm. However, the cost of the facility is usually between 1 -3% of the invoice amount for a 30 day period – Naturally you entered into such a facility because your customers probably weren’t paying you in 30 days already, so you can see that the financing fees can add up .


So, as in all business evaluations there are trade offs – if you firm can absorb the financing costs with adequate profit margins on your products and services you can categorically benefit from a factoring, aka working capital facility .! Oh , by the way

Consider our recommended solution – CONFIDENTIAL ACCOUNTS RECEIVABLE FINANCING that allows you to bill and collect your own receivables with no notification to clients or your suppliers . It works!

What does that mean for you? It means that when you work with us, you’re working toward a financial solution that caters to the unique needs of your business. We don’t hand out cookie-cutter solutions to our clients and send them on their way – instead, we listen to the needs of your business, and then match your unique situation with an ideal lender for those needs.


This ensures that turnaround times are workable, avoiding costly delays that can arise when a business isn’t matched with a lender or financing program that works for them. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you in your cash flow and working capital needs.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Accounts Receivable Financing Facility Expertise






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

Contact:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

Canadian Business Financing with the intelligent use of experience '

What’s Behind Business Acquisition Financing Opportunities In Canada

The One Thing

You Need To Know About These Five Things In Business Acquisition


OVERVIEW – Unique challenges and opportunities exist for Canadian entrepreneurs who are looking for financing for business acquisition opportunities . Here are 5 methods that work



Financing a business acquisition , or merger, can be accomplished in a number of ways in Canada. In fact 5 obvious solutions exist, and yes, here's one thing you need to know about them - They all work. Let's dig in.


When it comes to purchasing an existing business we think it's all about knowing your alternatives. Entrepreneurs who wish to purchase a business understand that buying , ( or turning around ) an existing business can often happen a lot more quickly than organic growth or starting from true ' start up' mode.

Those same entrepreneurs also often quickly realize that it's not that easy to finance the purchase through what some might term ' traditional ' sources of capital .- a lot of that having to do with tightening of business credit since the 2008-2009 global financial meltdown.

It might seem too obvious but in fact one the ways to finance the purchase of a company is via personal savings. We think the best route to follow is to ensure you have a good ' combo' of both personal equity and additional 3rd party financing. That often leaves you with the right combination of both ' debt' and ' equity ‘- too much of either is rarely good.

Naturally a lot of risk is eliminated when significant personal finances are utilized. but putting all your personal capital at risk also has its downside! It should be also mentioned that 3rd party financing often, (but not always) requires a solid equity component

An obvious form of financing a business acquisition opportunity is often not that obvious. It's financing via the seller, via a ' VTB' - its seller financing via a vendor take back. Your ability to structure a transaction creatively is unlimited when it comes to working with a responsible seller who is motivated to participate in the successful financing, often at the risk of giving up some of the tax benefits that come with his or her sale of the business.

Want to waste a lot of time in financing a business opportunity. Hands up for that one! What we're referring to the endless search we've seen many clients take on in dealing with Private Equity, Venture Capital, and Angel Investors relative to financing the purchase or merger of a business in the Commercial SME sector in Canada. Our quick summary on that one? Simply that those sources of finance are meant for much larger transactions in the millions and tens of millions , take a lot of time to consummate, and have some stringent requirements around the financial criteria .

Going to the other end of the extreme have you considered the Canadian government as a partner in financing an acquisition. That is accomplished very nicely via the Govt BIL/CSBF program which provides financing up to 350k for transactions. It's a great source of financing for SME type transactions. and can also be utilized for existing franchises.

Canadian chartered banks and commercial financing companies (Asset based) also provide financing under criteria relating to assets, leaseholds, current capital structure, and current operating success of the business. An asset based financing can often properly be accomplished via an ABL facility that monetizes current and fixed assets.

There you have it, 5 solid methods behind the financing of a business purchase in Canada. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your acquisition finance needs.






Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = Business Acquisition Financing Expertise







Today’s Business Relationship Advice :

Use the relationship between ‘ Sales ’ and ‘ Receivables’ to help plan your cash flow needs. Create a simple spreadsheet to track only 3 items – Sales, A/r balance, and the % change in these balances over time. This data will changes in operating efficiencies and will pinpoint present and future needs for Accounts Receivable Financing.




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?


CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Franchising Loans In Canada : This Is How You Finance A Franchise

Don’t Miss The Golden Age

Of Franchise Opportunities Due To Financing – This Is Gonna Be Good!




OVERVIEW – Information on franchising loans in Canada. When it comes down to how to finance a franchise the right information and expertise guarantees entrepreneurship success.





When it comes to how to finance a franchise in Canada the ability of the franchisee to complete that process successfully allows him or her to enter an industry that for all intents and purposes is... booming! We suppose we can even call it the ' Golden Age ' as a huge portion of today’s economy is in fact derived from the franchise industry itself. Let's dig in.

Only two types of financing best address funding a franchise. It boils down to either a specialty firm that funds this type of venture or a Canadian chartered bank that participates in , again, ' specialized' financing such as Canada's CSBF program - which is often perfectly suited to complete the financing required in assets such as equipment and leasehold improvements.

We should mention also that it is very possible to finance a franchise purchase for an existing franchise - with the two caveats being that of course the franchisee will want to determine the true motives for the existing franchisee wanting to sell the business ; as well as obtaining the required permission and approval from the franchisor.

Again in both of the above cases specialty franchise finance and bank financing are potentially available to complete the transaction.

As with any time of business financing in Canada a solid loan package must be evident for franchising loans to be approved based on your requirements. The typical loan package should not seem like a daunting process - it’s essentially info about yourself, your business, and your prospects.

Included in that ' loan package’ will typically be the following:

Personal financial data - i.e. net worth, credit history, etc

Business Plan

Cash Flow

List of items to be financed - (this should be broken down into several categories, including items to be financed by the owner, assets, leaseholds, franchise fees, etc

Note also that careful attention in the business plan and cash flow should be paid to repayment of the loan, future financing needs, and the amount of owner capital being put into the business.

We often are asked by clients if the reputation or size of the franchise is a key factor in financing approval. On balance we can say that is not necessarily the case and certainly if your franchisor has an existing portfolio of corporate or franchisee locations that is successful size clearly ' doesnt' count!

One technical point is that ' service ' franchises are very difficult to finance since they have little need for hard assets, leaseholds and are often cash based businesses. A good example might be a Home Inspection franchise.

Franchising loans should be tailored to individual needs, as that relates to term of the financing, rates, repayment, external collateral, etc. When it comes to external collateral, unless you are financing the venture predominantly on your own both a specialty franchise firm, or a CSBF loan will typically require no external personal collateral - i.e. mortgages on your home, security deposits, etc.


Franchising in Canada is experiencing tremendous success. Prospective Franchisees considering this entrepreneurship option should seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist them in how to finance a franchise properly to ensure maximum chances of growth and profit success.



Stan Prokop - 7 Park Avenue Financial :


http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Franchise Financing Expertise





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8


Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Solving The Debate About The Business Line Of Credit In Canada : Rates And Other Issues And Alternatives

Stranded In A Business Line Of Credit Wasteland?

OVERVIEW – Information on business line of credit alternatives in Canada. Rates and other factors to consider when working capital and cash flow financing are critical to survival and growth






The business line of credit in Canada is used to finance the growth and operations of your business when that can not be done by owner capital and self financing sufficiency. But many owners/financial managers find themselves in positions where they don’t fully understand the 2 types of business credit facilities, what they cost, and how they work. Let's dig in.

So what are those two alternatives ? Naturally answer # 1 from clients we meet and talk to is of course the Canadian chartered bank credit facility . The other, less common, but more popular everyday is the non bank business line of credit. This facility (not always, but more often than not) cost more, but offers more liquidity, is easier to obtain, and grows with the size of your business assets.

The major qualifier for bank credit lines is pretty simple - good financial statements. Those statements must of course reflect good equity, profits, and reasonable debt load.

If those qualifiers can't be met in their entirety the ' ABL ' asset backed credit line is a very solid option. Common structures for the facility are similar to bank lines - the margining of receivables and inventory. The difference is that you have a much higher ' borrowing base ' around those two assets based on their ongoing values.

Receivables are typically financed at 90% of their value, and inventory, depending on its nature is financed anywhere from 25-75% of its value.

For both types of credit lines the owner/manager can assume that financing charges are only being applied on what is outstanding and utilized by your firm. While bank facilities have fixed approved limits, asset backed credit lines have limits but are easily adjustable if your firm is growing sales and current assets. Note that one other interesting aspect exists with the alternative ' ABL' facility. That aspect includes the financing of your equipment and fixed assets, which are, in effect, bundled into the total credit line.

The business owner/manager can therefore quickly see that the ability to borrow much more on inventory and A/R, as well as using fixed assets for additional borrowing quickly translates into a lot more working capital and cash flow for your business, when you need it.

When your firm utilizes a bank line of credit it's of course all done through one operating account that the bank monitors. In the case of asset based credit facilities various methods can be used to facilitate the actual management of the account. That needs to be addressed because the ABL firm is usually not a bank but a private commercial finance company.

If you feel you're stranded in a ' wasteland ' of lack of credit and working capital alternatives seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ensure your firm has the ability to access rates , structures and the amount of working capital you require to fund and grow your business.


Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Business Line Of Credit Expertise




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8


Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop