Receivables Finance : What You’re Missing In Business Factoring Companies

Made To Measure A/R Financing – Eliminating Off The Rack Solutions In Receivable Finance

Information on different receivables finance solutions in Canada. AR Business Factoring companies , when used properly, maximize cash flow and enhance growth prospects




Receivables finance in Canada, we think, suggests the analogy of ' made to measure ' versus ' off the rack' when it comes to the short to intermediate term solutions offered by business factoring companies . And the type of solution you choose will be directly related to the benefits. Let's dig in.


Business owners and financial managers very early on realize the importance of access to short term financing for day to day operations and the ability to grow a business. Business cycles in their industry or specifically in their company often force the owner/manager to address shortages of cash. A solution is therefore required - if it’s not a Canadian chartered bank offering then business factoring companies step in to take up that slack

But what are the types, costs and advantages of this method of Canadian business financing? The type of financing you ultimately source needs to deliver on liquidity. The right offering will also allow you to grow your business without always having to consider more ' equity ' or ' long term debt ‘, which dilute ownership or can bring balance sheet risk respectively.

Receivable financing as a cash flow and working capital solutions is sometimes neglected by Canadian businesses if only for the reason that owners don't know it existed or how it works.

Almost all of the receivable financing that is currently taking place in Canada originated , style wise, in the U.S. and even back to Europe, It was a natural way to fill the gap between delivering products and services and waiting to get paid .

When you weigh a business factoring A/R solution it’s a classic case of cost versus benefits. While A/R finance is almost always more expensive it delivers on significant benefits, not the least of which is providing a method for unlimited growth as it relates to ' market power ' of your company.

One reason big corporations get bigger is their ability to demand more time to pay clients, and businesses in the SME sector that might be your clients desperately need trade credit from your company to address their own financial issues. Top experts tell us that A/R receivable financing volumes actually shrunk just after the 2008-2009 world wide credit crunch simply because many businesses stopped growing - i.e. A/R declined.

Canadian banks offer revolving credit facilities based on their terms, so the same cash flow and access to working capital we're talking about comes with the demand of bank credit criteria - those solid balance sheets, profit generation, and collateral and ratio requirements.

Business factoring companies step in with various solutions. Traditionally the only offering available had business factors assuming management and control of your sales invoices, including direct contact with clients.

Our recommend alternative to business owners/managers is CONFIDENTIAL RECEIVABLE FINANCING, allowing a company to reap all the benefits of A/R finance, but being in total control of sales, invoices and collections. Larger corporations can take advantage of securitization, offering the same benefits.

Businesses in Canada can reduce the costs of A/R financing by always coming back to the fundamentals: good credit management, timely invoicing, good follow up, and drawing down on bank lines of credit or business factoring facilities only when they need to.

If you're looking for a ' made to measure ' solution in Accounts Receivable cash flow finance , and want to find out what you might be missing in a business cash flow solution seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success .



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN RECEIVABLE FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

SRED Financing : Everything You Should Know About Expert SR ED Claims Finance

Guess What ? Sred Finance is Easy : SR&ED Credits 101

OVERVIEW – Information on SR ED claims finance in Canada . SRED Financing maximizes cash flow around R&D expenses and provides an innovative way to maximize R&D Capital spend




SR&ED Financing easy? Some clients we meet actually have a tough time buying into the fact that SR ED claims finance is not difficult. The bottom line? We think we can show you 'innovation finance’, i.e. SRED FINANCING is not the challenge you might think it is. Let's dig in.

Any business in Canada that files a SR & ED claim does so, for the most part, to take advantage of the incentive that the Canadian government provides for a refund of a significant part of your research expenses. And in Canada every year that covers thousands of businesses for Billions of dollars.

The actual financing of your claim is more dependant on your firm, what you do, and who you work with as opposed to the good folks that administer and approve claims at Canada Revenue Agency.

So while we can talk ( argue ? ) all day about the merits of the program, its recent changes in the last year or two , simply speaking the onus is on Canadian businesses who choose to participate in the program to maximize and recover their ' spend ' on salaries, applicable overheads , etc. In years gone by machinery and equipment were under that umbrella also but recently legislation changed the equipment component of SR ED credits.

At the hear of the program is the basic premise that claims prepared properly under new rules of claim submission can recover funds via applications submitted by Canadian private companies and even proprietorships. (Most companies that file and finance SR&ED claims though are clearly private incorporated entities.

Most people don't realize that the program has been ongoing since way back into the mid '80. Clients we meet who are now taking advantage of the program and heard about it late... well sorry about that.

While the SRED program has changed and been tweaked over the years we point out to clients that SR ED claims finance has in fact not changed. Yes of course a bit more scrutiny is in place around who prepares your claim (‘ SR&ED CONSULTANTS '

are the folks that prepare and attempt to maximize your claim ) SRED financing has in fact gotten more competitive and creative .

The actual tax credit itself is a refundable claim, not a ' grant ' .So as such your claim in effect becomes a legitimate ' account receivable ' of your business, with the client around that receivable being fairly credit worthy - i.e. the Canadian government .

How then are claims financed and what are some recent innovations in financing SR&ED. Typically your claims are financed at 70% loan to value and the actual financing is structured as a bridge loan with no payments .When you claim is " finally ' approved by the government you receive the final 30% of those funds , less financing costs . The benefit is clear - you have ' cash flowed' your R&D capital investment.

And oh yes, those recent changes in innovating finance around SR&ED? Many claims that have good track record in the past can now receive financing prior to filing your claim.

If you are looking to ' fast track ' and cash flow your investment in R&D seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with SR ED claims finance strategies and funding that make sense.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN SR&ED CLAIMS FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Government Loans For Business : Your Reboot On SBL Canada Government Loans

7 Ways To Get On Track With The Canadian SBL Government Loan Program

Information on government loans for business in Canada. SBL Canada loans provide an effective financing vehicle for start up and businesses that have revenues less than 5 Million dollars









Government loans for business in Canada are getting a ' reboot' via some dramatic changes to the program. So SBL Canada (‘small business loan') financing requires some attention from the owner / entrepreneur seeking this type of financing. We’re covering off 7 ‘must knows’. Let's dig in.

We'll step back a minute and recap the landscape for this type of finance. The program specifically is mandated under ' INDUSTRY CANADA' and while the loan has ' the feel ' of government financing the reality is that the actual loan is approved, funded , and administered by our Canadian chartered banks . The two key asset categories are ' fixed assets’, i.e. equipment and real estate, as well as ' leaseholds'.

What the business owner needs to understand therefore is what the program does not financing, and that is items such as inventory, working capital, intangibles, etc.

While the loan assumes you will have some money invested in the business typically this amount is much less than you would require in normal borrowing circumstance.

Simply speaking the overall loan package must reflect some reasonable chances of the loans being repaid. That typically is achieved by a strong business plan that reflects some good owner business experience.

The true beauty of the program also lies in the fact that no outside collateral is required under this method of financing. By the way the current financing limit for the program is $350,000.00 although recent changes suggest higher financing amounts can be approved under the right criteria. New or existing business must have annual real or projected revenues under 5 Million $.

If there's one problem we have noted specifically with the program it's that each of the banks take a different stab at interpreting how they will run the program. While uniformity is desired, unfortunately it doesn't exist. That's our story and we're sticking to it!

For true success in the program it’s all about your loan package, and it’s absolutely not as onerous as you think. In fact with the help of a trusted, credible and experienced Canadian business Financing Advisor with a track record of success that package can be put together in a couple days. Key elements of the package include owner bio, and being able to demonstrate a good personal credit history. Entrepreneurs who have been credit challenged in the past will have a major problem in getting approved.

The actual business plan or executive summary should profile the business and include a solid cash flow plan and revenue forecast. Supplemental info to help the loan get approved might be copies of any client contracts, your articles of incorporation (proprietorships are ok also), and a copy of your commercial premises lease. You also clearly want to demonstrate the use of the funds, which is typically done via invoices or quotes from your vendors/suppliers.

There you have it. A quick recap required?

1. Understand what the program is and is not
2. Ensure you know what the program actually finances
3. Know that 100% financing is not available under the SBL, and that some owner equity will be required
4. Have a business plan or exec. Summary that highlights your loan request
5. Understand the application process
6. Consider using an experienced business advisor who can fast track your loan
7. Be able to demonstrate your experience and personal financial history


Getting ' on track' with SBL loans in Canada is a solid way to start and grow a business.






Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN SBL SMALL BUSINESS GOVERNMENT LOAN EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Cash Flow Working Capital Solutions In Canada : What’s Up With Business Financing Services

Correct Time To Assess Business Financing Services & Solutions?

OVERVIEW – Information on business financing services in Canada that can accelerate cash flow and working capital needs for the owner/manager. Why are these tools and solutions important and where are they available








Cash flow and working capital needs are often ' timeless' in business. But when exactly is the best time to assess business financing services and solutions. It's almost... always. Let's dig in.


Financing needs of course vary by industry and type of business, but if your business requires the means to both manage and accelerate cash flow help is often around the corner. It's just difficult sometimes to find that corner!

The greatest irony in business or at least one of those ironies is the whole concept of sales and profit vs. cash flow performance. Cash flow almost always lags. But can the owner/manager source the tools to solve the problem? Top experts in Canada in fact tell us that working capital solutions are in fact the 2nd most priority for owners/entrepreneurs. (Sales and Mktg. were first)

In some circumstances the amount of gross margin and profit relate directly to the type of financing you can either achieve or handle. A solid example of this might be RECEIVABLE FINANCING, i.e. managing the 2nd most liquid asset on your books next to cash. While A/R finance provides unlimited working capital your firm must have the gross margins to be able to absorb the additional costs that come with that financing service.

Although many businesses operate in industries that are seasonal it’s crucial for the owner /manager to secure either traditional or alternative financing. Businesses are forced to consider those ' alternative ' options when Canadian chartered bank financing is either ' unavailable’... or ' not enough'.

What many business owners and even their financial managers don't realize is that by simply managing current assets better, and effectively ' monetizing ' them allows the company to avoid taking on more debt or raising equity via some source.

What are those ' ASSET MONETIZATION' tools and business financing services? They include:

Bank lines of credit (low cost/flexible/more difficult to attain)

A/R Finance - cash flowing your receivables as soon as sales are generated to the extent you need cash

Inventory Finance - Particularly suited to retailers and mfrs and distributors

Tax Credits - Cash flowing Govt SR&ED Credits

ABL'S - (Non bank Asset based lines of credit that bundle all your current
Assets into one borrowing facility

Purchase Order/Supply Chain Finance - the ability to fund larger orders or contracts where financing otherwise might not be available


Businesses in the SME (small to medium enterprise) commercial area tend to ' struggle' more with business financing challenges. Naturally that slows down their desires to grow dramatically, take on new products and services, or buy a competitor.

The ability to understand your cash flow needs, whether that is monthly, quarterly or annually will almost always benefit ownership/management. Current studies by experts suggest that over 60% of businesses prepare some form of cash flow forecast need.

So kudos to that man or woman that coined ' CASH IS KING' phrase.

If you want to become more ' literate ' to business financing services that can alter your financial success seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
Find out ' what’s up ' with working capital finance solutions that can help change the future success of your company in a positive manner.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = CANADIAN WORKING CAPITAL AND CASH FLOW FINANCING SOLUTIONS






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Commercial Financing Choices : Evaluation Bridging Finance In Canada : Asset Monetization Bridge Loans vs. Equity

Ready To Triumph In Private Commercial Financing ?



OVERVIEW – Information on bridging finance solutions in Canada . Bridging finance alternatives are compared to equity capital . When do bridge loans and alternative financing make the most sense






Commercial financing for private companies in Canada, or rather, the lack of it has been a challenge for companies in the SME sector (small to medium enterprise) for some time. Let's dig in.

Remarkably even the owners of Canada's largest stock exchange, the TMX Group recently announced capital raising activity for companies whose longer term goal is to ' go public '.

In the mean time the business owner grapples with lack of bank financing, and finds himself or herself considering bridging finance solutions - those bridge loan and alternative finance solutions that are non bank in nature.

Top experts, including those TMX gurus tell us that ' bank loans and venture capital are tougher to come by '. Naturally private financing of a larger nature comes with ' control ' issues, or loss thereof, as the stats tell us that when private equity and VC's are done with your firm they often own majority interest in the business, in fact over 86% of the time!

Financing in the SME sector typically involves amts of 250k and goes up to the 10-15M dollar range. The challenge for the owner is almost always the same - debt, or equity?

The core of bank financing in Canada revolves around the ability of our chartered banks to ensure loaned funds are always secure. If a business does not have cash flow repayment power, or significant unencumbered assets then getting all the financing you need will be difficult. While the entrepreneur dreams of hyper growth the bank dreads it - there go the ratios!

The Canada Small Business Loan program is often a solid alternative for start up or fledgling companies. It's all about the government guaranteeing loans that typically max out at 350k - recent changes to the program have made this program worth watching.

The challenge with taking on debt in commercial financing is simply repayment ability - don't forget also that repayment of bridge and asset loans come at the cost of not being able to plough that money back into the business. Many businesses in Canada become so focused on their debt that the hurdles to growth and success are even higher.

Equity capital in Canada can come from several sources, in addition to the new kid on the block ' Crowd funding’ the owner can also solicit capital from Angel investors, VC's, and strategic partners.

While equity investors rely on sales projections and future valuation and operating margins the asset lender focuses on past and present financial statements. Here the focus is debt load, quality of accounting and cash flows.

Bridging finance solutions in Canada include:

Non bank commercial finance companies

Equipment lessors

Mezzanine lenders

Solutions offered by these firms include:

A/R financing

Inventory Finance

Sale Leasebacks

Royalty and Contract Financing

Franchise loans

SR&ED Tax credit monetization

Asset based lines of credit that bundle A/R, inventory and equipt into one solution

If you're looking to ' triumph' via bridge loans and asset monetization seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your commercial finance needs.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN COMMERCIAL FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '























Stan Prokop

The Business Credit Line Loan In Canada : Commercial Loans More Easily Understood

Are Your Highly Fuzzy On Business Credit Lines In Canada ?

OVERVIEW – Information on the business credit line loan in Canada . Commercial loans and revolving credit facilities come in all shapes and sizes, and they are offered by many entities the business owner/manager may not have considered








Getting a business credit line loan in Canada can often make the business owner / financial manager in Canada feel somewhat ' highly fuzzy ‘. It's easy to understand as commercial loans in Canada, specifically revolving credit facilities come in different shapes and sizes! Let's dig in.

A credit line is needed for most businesses as it relates to ' operating cycles' - Those cycles are driven by seasonality, the level of current assets in a business ( inventory and receivables ) and the overall timing as it relates to inflows and outflows in a business.

While many business owners are somewhat purposely unfamiliar with Page 3 of their financial statement (the ' statement of cash flows ‘) this is perhaps the most telling document about their business. It's a classic case of what we old school types call ' where got/ where gone '!

So why do commercial loans for a credit facility make sense for a business. Two words basically - GROW / OPERATE...

The natural ' go to ' for most owners, entrepreneurs, financial managers is our Canadian chartered banks as it relates to a business credit line loan. The criteria for approval are simple - but sometimes simply hard to achieve. They include profits, positive cash flows, and overall financial performance of your business as it relates to the balance sheet. By the way, that relates to the owner/owners balance sheets also as banks place emphasis on outside collateral and personal credit worthiness of ownership of the firm.

The credit line at a bank will almost always have a limit, and it becomes the responsibility of owners/managers to ensure the continual drawing down and repayment of the loan is handled in a satisfactory manner.

In some cases a bank might even consider converting a part of the credit line into a term loan .

One strong alternative (What? There are Alternatives?!) to that bank facility is a non bank asset based line of credit. These facilities allow your business to borrow, under one roof, funds against a combination of A/R, inventory and equipment. And while bank credit lines are rigid and reviewed typically annually the Asset credit facility can easily fluctuate according to your needs and sales growth.

It is always important for the company to use these types of loans judiciously. They should almost never be used to purchase assets or make longer term investments in the business. That’s a classic mismatch of the intended use.

In Canada there are what we have called ' sub sets ' of a credit line - These are niche borrowing facilities specifically tailored to your firms or industries specific needs.

They include:

Inventory financing

Factoring/ Confidential Receivable Financing

Purchase Order/ Supply Chain finance

SR&ED tax credit monetization

Royalty financing

Sizes of borrowing will always vary specifically to a firm's needs and actual finance charges will depend on whether your firm has chosen a traditional or alternative financial source.

If achieving business credit lines that make sense for your firm is at the top of your ' TO DO ' list seek out and speak to a
trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your short term borrowing needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = CANADIAN BUSINESS CREDIT LINE LOAN EXPERTISE



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Reversing Business Cash Flow Shortages ! Revisit Your Working Capital Needs

What Happens When You Don’t Like Your Business Cash Flow Options ? You Investigate These!

OVERVIEW – Information on business cash flow choices in Canada . How does the business owner/financial manager address working capital needs when things ‘aren't working’











Business cash flow is, more often than not, ' top of mind ' when it comes to solving the working capital conundrum for Canadian business owners and managers. Typically clients we meet want to reverse shortage and find out about other options! Let's dig in.

All business owners / financial managers know that moving a business forward. Factors that affect cash flow include if and how your sales revenues are growing, what financing your business can bear/attract, and the inability in certain times to address financial distress. Of course the perfect world lets you ' self finance ' operations and borrow at low rates only when you need to. Bottom line - it's rarely a perfect world.

So how then does the owner/manager determine when and how to access working capital solutions. Don't forget also that how you manage and access capital forces your behavior on investing in new assets, growth strategies, etc.


Certain clients we meet have an even larger challenge - addressing export markets and non North American clients. More often than not, in fact almost always traditional and alternative lenders alike will insist on things like credit insurance, letters of credit, etc.

Interested in a recap of your actual business cash flow solutions in Canada? They include:

Canadian chartered bank credit facilities

Factoring

Confidential Receivable Financing

Inventory Finance

Tax Credit Monetization

Asset based non bank business lines of credit

Working capital term loans (Secured/Unsecured)

Purchase Order/Contract Financing

EDC Credit Solutions


Royalty Financing



Any business financing solution that you undertake should have you focusing on how that solution will aid you to either operate, or grow the business. You are only going to access incoming cash from the following methods:

Generating sales and collecting receivables
Borrowing
Financing Assets
Selling Assets

We note that selling assets is rarely the optimal owner strategy, but refinancing them using such strategies as the sale leaseback option is a solid way to go about things on occasion. Remember also that borrowing involves taking on debt, so both managing and monetizing existing assets is more often than not the way to run/grow your business.

All too often clients we meet and talk to are flummoxed by the fact that sales and (paper/accounting) profits are great... so they wonder whey they are going broke! Here rules to live by include:

Maintaining a cash flow forecast
Watch term debt obligations carefully
Using short term cash flow financing only when needed
Establishing bank or non bank credit lines

Start up or early stage firms will also have a larger challenge in arranging cash flow financing. Firms that are primarily inventory based also face that challenge.

Our bottom line - if you don’t like your current working capital financing situation , reverse that feeling and seek out a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist .



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = CANADIAN BUSINESS CASH FLOW AND WORKING CAPITAL SOLUTIONS






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '
























Stan Prokop