Business Credit Lines Shouldn’t Be An Extreme Sport : Revolving Facility 101

Today’s Brilliant Idea : Business Credit Line Flexibility

OVERVIEW – Information on the right type of business credit lines in Canada for growing businesses . A revolving facility is needed to finance current asset growth for maximum business decision flexibility





Business credit lines provide ' flexibility ' when it comes to financing your business. A revolving facility provides business financing when new equity or taking on debt aren't the preferred method of growing your company. Let’s dig in.

If the Canadian business owner / financial manager accepts they need such financing why then does it seem like an ' extreme sport'

challenge to achieve success in this area. Don't forget also that this same type of financing has other uses, including the ability to merge or buy another firm using the same assets inside that acquisition, as well as to be key in an business restructuring.

We're still surprised that a large contingent of Canadian business doesn't know that you have some alternatives in sourcing a business credit line. While the ' go to ' is always the bank thousands of firms in Canada have migrated to non bank asset based lines of credit. While this second alternative is more costly from a ' rate' perspective ( not always, but mostly ) the same flexibility that comes with Canadian chartered bank facilities is in fact often even more enhanced with the ' ABL ' ( Asset Based Line) credit facility .

How does the actual borrowing ability compare between bank credit and commercial based loans. While banks traditionally margin A/R and receivables at 75% the asset based credit line typically starts out in the 90% range.

And while banks are somewhat reluctant to finance inventory when they do the borrowing margins are somewhat conservative. So how does the asst based lender handle inventory inside the credit line formula? It focuses on the actual market and liquidation values of the inventory asset in question. So inventory borrowing can be anywhere from 25-75%. So it’s not hard to see that with good A/R and inventory the ABL line can deliver in many cases 50-100% more cash flow borrowing power.

Any established business with a clean balance sheet, profits, and several years of history, and marginable assets can apply for a bank credit line. Typically ABL facilities tend to start in the 250k range and can go anywhere into the millions of dollars. We can comfortably say that there is almost no upper limit on an asset based line of credit. The proof? Some of the largest and well known corporations and even retailers in the world have migrated to non bank facilities, if only for the borrowing power it brings.

While top experts agree that an ABL facility is much easier to get than a bank line it’s important to note that a lot more due diligence goes into getting an ABL facility as it relates to asset inspections, ongoing reporting requirements, etc.

Whether you're focusing on a bank line or an ABL facility its always important to deliver on a ' positive spin' on your business - that includes growth potential, and getting comfortable with areas such as ratios and covenant maintenance ( the bank ) and reporting requirements ( the ' abl facility ') .
With the right expertise and good business information on your company business credit lines don’t have to seem like entering into an extreme sport contest. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help you access one of businesses brilliant ideas – the revolving credit facility for operations and growth.



Stan Prokop - 7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS CREDIT LINE EXPERTISE







Stan Prokop





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Franchising : Make Franchise Business Financing Loans Your Finest Hour

Feeling ‘ Unfriended ‘ By Franchise Finance Solutions ?

OVERVIEW – Information on franchise business financing loans for the Canadian would be franchisee . Franchising finance requires expert laser like focus to successfully complete finance needs



Franchise business financing loans can often make the potential or existing franchisee fee very... shall we say ' Unfriended ‘when it comes to achieving the goals they have set out.

Franchising for the entrepreneur or existing franchisee comes with two business challenges at the start of the journey- how to buy a franchise and how to grow one. Let's dig in.

We can't think of a ' hotter' industry to be a part of these days, and that’s a good thing given the tremendous importance the industry plays in economic growth, employment, etc. In many cases both experienced and new entrepreneurs view this business model as a way of achieving viable employment and business ownership

If all of the above is the case why then are many business people challenge for the franchising finance they need. While it might seem logical that the franchisor itself might be a source of financing for the business those situations are very rare ones. It's not that the franchisor doesn't want to help; it’s just that their business model involves selling franchises, not financing them.

So who then are the lenders that focus on Canadian franchising finance? While they are a very small select handful of specialty lenders the majority of franchises in Canada are financed by the Govt SBL loan, owner equity, and assorted finance strategies from commercial finance firms that play a key role in asset acquisition and cash flow finance.

For your bank to consider financing in this Canadian business segment it’s a case of ensuring your relationship with the bank is well established. That will come down to providing income history, employment history and experience, and ensuring you have the credit score and financial net worth to approve a stand alone loan. While some maintain that the type and name of the franchise you are looking to acquire is important we maintain it's all about the basics we've mentioned already.

When a Canadian chartered bank won’t finance your business on a stand alone basis doesn’t forget you have a great partner in the CSBF loan, which has recent changes making it even more attractive to entrepreneur. Don't forget also that we're talking about existing franchises also - if you have determined valid reasons for a current owner to sell, and the franchisor will allow that sale the benefits of buying an existing and proven business are significant .

In specialty, or indirect franchise financing the basics NEVER go away. They include having a solid business plan, cash flow forecast, good personal credit, and the ability to verify your assets and net worth.

When considering the purchase of an existing franchise don’t forget to do the right amount of due diligence - get the current and historical financials, examine bank statements to verify cash inflows, and ascertain the right reason the owner is selling.

Don't forget that franchise business financing loans are a journey in some respects. Financing is needed to acquire the business, and you'll need working capital and possibly new debt alternatives to grow the business.

Don't want to get ' unfriended ' by the challenges of financing? If you want to make franchising success your finest hour consider seeking out and speaking to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in your loan needs.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/franchise-business-financing-loans-franchising.html




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Business Cash Flow Challenges : The Case For An AR Factor

Always Business Cash Flow Challenged? Here’s Why And One Solution


OVERVIEW – Information on business cash flow solutions in Canada . How does the role of the AR factor contribute to a positive cash flow and working capital financing balance


Business cash flow pretty well always comes with challenges. The A/R factor has emerged as a solid solution that has stayed constant through turbulent and normal times. What then are the benefits of such solutions, which type is best, and just how do things work? Let's dig in.

In business it's all about performance and the ability to generate cash flow and working capital from A/R financing can be a solid contributor to that performance.

Why does a business owner/manager choose an ' AR FACTOR’ more traditional Canadian chartered bank financing? The process seems simple enough once we explain it to clients - it’s the ability of your company to generate immediate cash against your sales. This can happen, at your choice, periodically, i.e. weekly, monthly, etc, or constantly... ie all the time!

It should be no secret that the primary ' collateral' of this method of Canadian business financing is your actual accounts receivable. Bank lending, in contrast, relies on that same collateral, but places a very large amount of emphasis on historical and present profits, clean balance sheets, and business and personal collateral. Suffice to say that that latter combination provides a strong safety net for our Canadian banks.

Utilizing an AR factor in Canada is almost always a short term or intermediate solution to a growing company, or one has faced and is fixing some challenges. Using Europe as example top experts tell us that anywhere from 15-30% of all businesses in the SME sector (small to medium enterprise) have used A/R financing solutions as offered by commercial finance firms. Those same experts also draw a very clear conclusion that financing A/R outside of the bank plays a large role in economic development.

Cash flow that is generated from an A/R factor solution is used for a variety of reasons - it’s ' asset monetization' and is not term debt of any sort. For that reason the business owner/manager has the flexibility to use funds for immediate needs primarily related to growth and operations. Think of it as a ' buffer ' to ongoing working capital requirements.

So why don't more business access business cash flow via A/R financing. Studies tell us that one major reason is Canadian business simply doesn't know about this solution. They also tell us that there are key misconceptions around what type of company is using these methods. It might surprise many business owners/managers that the largest and most well known of corporation’s access this same financing vehicle... in certain cases the Bay street gang just gives it a fancier name - such as Securitization.

Cost also plays a factor in the adoption of the use of an AR Factor. It's critical to understand also that this method of financing works best in a normal or high growth environment. Companies that are in a downward sales spiral would not benefit from the solution.

Still others feel its complex to administer on a daily basis. While that might be true our recommended client solutions, CONFIDENTIAL RECEIVABLE FINANCING allows for the business to bill, collect and cash flow their sales in a completely confidential manner.

So bottom line, the AR factor solutions is NOT a loan, it’s not a bank overdraft facility, it’s simply a method to cash flow sales on an ongoing basis in an unlimited manner. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your A/R financing and growth needs.







Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN AR FACTOR FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '



























Stan Prokop

Sale Leaseback Financing : Changing Your Mind On The Sale Lease back Option

When Time Waits For No Sale Leaseback Financing Might Be the Perfect Alternative to Cash Flow Replenishment !

Information on sale leaseback financing in Canada. The lease back option provides a solid cash flow alternative to working capital and cash flow replenishment








Sale leaseback financing is a solid alternative for Canadian businesses that wish to refinance business assets, or real estate, with a view toward enhancing working capital or for generating capital for business needs.

In certain cases it simply might make sense for owners to cash flow some of their business assets for personal needs. But how does the owner/financial manager evaluate the lease back option? Let’s dig in.

While the term ' lease ' is inherent in our subject title we point out to clients that many of these types of transactions can also be accomplished via a bridge loan. Depending on the type and timeframe of the financial need the balance sheet could well reflect a ' bridge loan' versus a lease. The ultimate gain, ' cash flow’, is still the same. Generally speaking a bridge loan is shorter term in nature while a ' lease ' often denotes a multi year payback arrangement at a fixed rate.

Clients of course are always asking us what the financing rates are for a lease back. We hate to on our ' lawyers cap ' and say , well ' one hand ..'

but the real answer here is that the rate on such a transaction boils down to the credit quality of the asset and the business, or a mix thereof.

As important as the ' rate' is in any transaction it's equally important to understand the legal terms and conditions of your transaction, as well as ensuring you and your accountant are on board relative to the tax and accounting treatment of the transaction. A quick example here to consider is that in some cases the sale of the asset to the lender or lessor might actually trigger a tax liability if the asset sold has a much higher price than it's carried in your financials.

A very typical transaction these days is for owners and financial managers to consider the sale leaseback option for additional growth capital. If the business can't secure that financing from traditional bank or commercial finance company sources the leaseback options becomes a solid solution.

In some cases it makes perfect sense to consider retiring existing debt that came at a higher interest rate with the proceeds of a sale leaseback transaction. We recently completed a transaction for clients that allowed the sale leaseback to retire debt that was incurred in a management buy out.

Properly structured the lease back or bridge loan strategy can ' fix up ' your balance sheet as it relates to key issues such as debt to equity or current ratios, as well as depreciation that was previously being taken on the asset as an expense.

If time can't wait for your company's needs for cash flow replenishment seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with a lease back option that makes sense from all points of view.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN SALE LEASE BACK FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Accounts Receivable Lending In Canada : Invoice Factoring Service As Equity And Debt Alternative

Forget Higher Cost Equity Capital : Why Receivable lending Makes Sense

OVERVIEW – Information on accounts receivable lending in Canada provides a strong alternative to long term debt and equity solutions that come at a much higher cost / risk











Accounts receivable lending in Canada as a viable alternative to debt and equity options? You bet, that’s why thousands of firms in Canada have turned to an invoice factoring and financing service as a strong alternative to
taking on long term debt or diluting equity ownership if in fact an equity raise is a viable alternative. Let's dig in.

We have made the assumption that many companies in the SME Commercial sector (small to medium enterprise) could in fact access debt capital or raise equity financing. The reality is that only the smallest percentage of companies in SME could realistically be successful.

When it comes to cash flowing your receivables to grow a business it basically comes down to a traditional or an alternative financing strategy and solution. The traditional ' go to ' is our Canadian chartered banks. However requirements are stiff in the view of many business owners. From the banks perspective they feel a strong financial track record and balance sheets and income statements that reflect profit and success are an absolute pre-requisite.

So let us assume your firm is in fact eligible for debt or equity financing as a growth alternative. (We can dream, can't we?) Equity investors such as venture capital folks,

private equity groups, or even much lower down the scale, angel investors and friends and family can rightfully demand a significant piece of ownership and board direction.

Debt solutions such as term loans, mezzanine financing, mortgages, etc come with fixed repayment obligations and can dramatically change the structure of your balance sheet.

So is there an alternative? As we have noted financing via accounts receivable lending allows you to generate cash flow from sales while avoiding taking on debt. All you are doing is monetizing assets you already have.

An invoice factoring service (Our recommended solution is CONFIDENTIAL RECEIVABLE FINANCING) involves generating cash flow as you create revenue and generate client receivables. While the cost of this financing is higher than bank financing its VERY MUCH lower than diluting equity, and involves no new debt on the balance sheet.

A simple example - Let's say your firm has a 100k invoice you have just generated from a sale or delivery of a service. You would typically receive 90% of this balance the same day you generate a client invoice. The balance is remitted to you directly after you client pays, less a finance charge in the 1.5 -2%. In essence you have generated cash of 98,500$. That immediate cash allows you to operate your business and grow more revenue.

Where businesses go wrong is aligning themselves with an invoice factoring firm that does not meet their needs. The ability to work with a credible firm with clean documentation and a strong record of client satisfaction is key.

Oh and those ' higher costs '. They can almost always be easily offset, sometimes 100% by simply altering your pricing strategy and using new found immediate cash flow to take supplier discounts and negotiate better terms and pricing with vendors.

While an invoice factoring services had in years gone by a certain stigma attached to it the reality is that some of the largest corporations in Canada use this type of financing. And the use of our recommended CONFIDENTIAL A/R FINANCING allows you to bill, collect, and cash flow your busines with no knowledge of any other party such as a supplier or client.

If you want to determine if this type of financing is a strong alternative to growth for your company seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with an accounts receivable lending strategy that matches your company and industry needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN RECEIVABLES LENDING EXPERTISE

Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Restaurant Financing In Canada : Don’t Run Out Of Options For Loans For Restaurants

Eliminating the Drama & Stress In Restaurant Financing In Canada

OVERVIEW – Information on restaurant financing options in Canada. Loans for restaurants in the hospitality sector come with challenges without expertise and knowledge of these basics in the hospitality finance sector




Restaurant financing options / choices in Canada often come with a significant amount of stress and drama. Why do loans for restaurants in as successful a sector as Hospitality in Canada come with a significant amount of ' angst' for the borrower , and can those stress factors be successfully eliminated? Let's dig in.

Probably no business segment in Canada is as attractive and appealing as the restaurant sector. That might be either an independently owned operation, or it might also be a part of a successful franchising chain. By the way, we think it’s pretty clear that simply being part of a franchise program is not a greater guarantee of success in financing in the hospitality area, because the majority of the criteria for lending and business success are in fact the same. That's our story and we're sticking to it!

One major factor in restaurant loans is the need for the owner/entrepreneur to have ' financial savvy ‘, with a strong knowledge of costs, profit generation , and the ability to manage assets.

Restaurants often go through various financing needs in stages. Initially there is that start up / turnkey financing that allows for the acquisition of a business. In some cases this can be the purchase of an existing location - with some rebranding or other management skills needed.

As the business starts and grows some level of operating financing is needed. This again becomes a challenge because traditional lenders such as banks view the business as an ' all cash ' business. So why would ' all cash ' businesses require financing. Arguably it’s not the same level of financing required as many other businesses, but there is still an investment in inventory, vendor payables, and payroll and fixed costs. All of these in a fluctuating or seasonal sales environment!

In certain aspects of the economy some business segments are constantly somewhat out of favor. This often pertains to restaurant loans, franchise or independent. Banks will focus significantly on the personal credit history and financial bench strength of the owner. Making matters more complicated is that lenders place significant emphasis on ' experience ‘, so if the purchaser has little or no experience in hospitality finance and operations that becomes an immediate negative.

Restaurant financing options require the same basics in any loan application. That includes a strong executive summary or business plan, owner bio, and industry issues that are properly covered off such as location, revenue potential, etc. A reasonable profit and loss and cash flow is absolutely required.

Actual financing options include the Government small business loan which can be properly tailored to either build a new restaurant or acquire an existing one. That loan typically maxes out at 350k but recent amendments to the program suggest higher limits possible. Specialty franchise finance firms can provide a total solution if the owner is part of a franchise system.

Other options include equipment leasing, working capital term loans, and merchant advance financing - the latter being popular but expensive.

If you are looking to eliminate drama and stress involved in a restaurant loan seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ensure all options are ' on the table'!




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN RESTAURANT FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Receivables Finance : What You’re Missing In Business Factoring Companies

Made To Measure A/R Financing – Eliminating Off The Rack Solutions In Receivable Finance

Information on different receivables finance solutions in Canada. AR Business Factoring companies , when used properly, maximize cash flow and enhance growth prospects




Receivables finance in Canada, we think, suggests the analogy of ' made to measure ' versus ' off the rack' when it comes to the short to intermediate term solutions offered by business factoring companies . And the type of solution you choose will be directly related to the benefits. Let's dig in.


Business owners and financial managers very early on realize the importance of access to short term financing for day to day operations and the ability to grow a business. Business cycles in their industry or specifically in their company often force the owner/manager to address shortages of cash. A solution is therefore required - if it’s not a Canadian chartered bank offering then business factoring companies step in to take up that slack

But what are the types, costs and advantages of this method of Canadian business financing? The type of financing you ultimately source needs to deliver on liquidity. The right offering will also allow you to grow your business without always having to consider more ' equity ' or ' long term debt ‘, which dilute ownership or can bring balance sheet risk respectively.

Receivable financing as a cash flow and working capital solutions is sometimes neglected by Canadian businesses if only for the reason that owners don't know it existed or how it works.

Almost all of the receivable financing that is currently taking place in Canada originated , style wise, in the U.S. and even back to Europe, It was a natural way to fill the gap between delivering products and services and waiting to get paid .

When you weigh a business factoring A/R solution it’s a classic case of cost versus benefits. While A/R finance is almost always more expensive it delivers on significant benefits, not the least of which is providing a method for unlimited growth as it relates to ' market power ' of your company.

One reason big corporations get bigger is their ability to demand more time to pay clients, and businesses in the SME sector that might be your clients desperately need trade credit from your company to address their own financial issues. Top experts tell us that A/R receivable financing volumes actually shrunk just after the 2008-2009 world wide credit crunch simply because many businesses stopped growing - i.e. A/R declined.

Canadian banks offer revolving credit facilities based on their terms, so the same cash flow and access to working capital we're talking about comes with the demand of bank credit criteria - those solid balance sheets, profit generation, and collateral and ratio requirements.

Business factoring companies step in with various solutions. Traditionally the only offering available had business factors assuming management and control of your sales invoices, including direct contact with clients.

Our recommend alternative to business owners/managers is CONFIDENTIAL RECEIVABLE FINANCING, allowing a company to reap all the benefits of A/R finance, but being in total control of sales, invoices and collections. Larger corporations can take advantage of securitization, offering the same benefits.

Businesses in Canada can reduce the costs of A/R financing by always coming back to the fundamentals: good credit management, timely invoicing, good follow up, and drawing down on bank lines of credit or business factoring facilities only when they need to.

If you're looking for a ' made to measure ' solution in Accounts Receivable cash flow finance , and want to find out what you might be missing in a business cash flow solution seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success .



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN RECEIVABLE FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop