Canadian Business Financing : How Good Are Your Cash Flow And Debt Options

We Need To Talk ….. About Canadian Business Finance Options

OVERVIEW – Information on cash flow and debt finance options. Canadian business financing comes with choices and alternatives . Here’s why






Canadian business financing , fortunately or unfortunately, comes usually with a question : What type of cash flow or debt finance solutions are right for my firm - and more to the point , do I qualify for approval . Oh and one more question - What do the various traditional and alternative options cost and how do they work? The answer? Let's dig in.


One of the first areas the business owner needs to assess is the whole issue of borrowing to take on new debt, or simply being able to ' cash flow' or ‘monetize’ business assets. The need to acquire longer term fixed assets is always going to be financed via long term debt, term loans, and equipment finance and leasing. Top experts tell us that over 80% of all businesses in North America utilize equipment financing to acquire production and technology type assets.

Is leasing always the ' go to ' when it comes then to acquiring assets? In some cases current assets can be refinanced via a sale leaseback or temporary bridge loan, bringing in need working capital.

Note also that for companies in the Commercial SME Finance needs sector the Canadian govt small business loan should be considered. It's for new or start up businesses that require leasehold improvements or new assets to a maximum of 350k, although that max is in the process of being raised - great news for the firm that has under 5 Million dollars of revenue . ( 5 Million is the program max )

We advise clients strong to consider ' matching’ business financing solutions with the need. A clear example? Simple. Don't use day to day business lines of credit or cash on hand to acquire long term assets. That depletes your cash flow and working capital ratios. The strategy might make sense in the moment, but never in the long term.

Business financing needs often focus on ' liquidity '. That is the ' monetization' aspect of what we have been talking about. Here you want to focus on financing receivables and inventory. That is accomplished via such strategies that include:

Chartered bank credit revolving credit lines

Inventory Financing

A/R Financing (that might include traditional invoice factoring or our recommended solution - Confidential Receivable Finance

Tax credit monetization (Yes Virginia ... you can finance SR&ED refundable tax credits

PO / SUPPLY Chain Financing

Asset based lines of credit - these are non bank in nature and monetize your current assets into one simple credit line that you borrow against and revolves


It's critical to assess whether the financing you need is ' traditional' or ' alternative ' in nature. Part of that assessment is the cost, as the non traditional sources will often cost 2-4 times the cost of today’s low bank financing rates, which might typically be in the 4-5% range. Note though that its a question of access to capital as opposed to ' cost of capital' for many business owners who can't qualify for unlimited amounts of business credit, which often can be sources via alternative finance vehicles.

So, do ' we need to talk '? Consider seeking a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ensure you are on the right path to solid cash flow and debt finance solutions for Canadian business.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCING EXPERTISE





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Funding The Film Tax Credit And CRA SR&ED : Inside Refundable Financeable Tax Credits

Can Film / TV & Animation And SR&ED Tax Credit Credit Financing Actually Be Fun?

OVERVIEW – Information on financing and funding refundable CRA SRED ( SR&ED ) credits in Canada . In additional to industry’s SR ED credits the Transmedia industry via the film tax credit, as well as tv and digital credits can provide valuable funding for project owners/producers





Film tax credit funding in Canada, as well as the financing of CRA SRED Credits - Could they actually be fun to finance? We suppose the book will always be open to that one, but there is no clearer path to cash flow success than the proper financing of refundable tax credits in Canada. Let's dig in.

SR&ED credits, as well as ' film tax ' credits (they include movies, documentaries, television, and digital animation) are among the most popular incentives provided by Provincial and federal bodies in Canada. There are other financeable incentives, but these two refundable credit programs account for billions of dollars of funding that makes its way into Canadian industry as well as the entertainment industry.

Some of the changes that have been made in the SR&ED tax credit program , viewed as negative by some, in fact are positive when it comes to the cash flowing of these programs. Take for instance the extreme scrutiny that the preparers of these applications (‘SR&ED Consultants) came under. Since the quality of the claim is one aspect of the financing of CRA SRED CREDITS who prepared it, and what compensation they received is quite simply a positive aspect in the successful financing of your claim.

While the folks that prepare the actual claim submission are not regulated in any manner the scrutiny they came under simply made things more competitive in terms of your firm, the recipient of the benefit!

One factor in the financing of a SR&ED claim is the amount and accuracy of the claim. Previous filing history also helps, but is not a necessity.

Even if your CRA SRED CREDIT is part of a normal audit it is still of course 100% financeable.

The documentation required to properly finance a SR ED is as basic as any business credit application. It includes financials, owner information, previous filing history, and a copy of your filing. While in years gone by a SR ED claim could only be financed after it has been filed recent trends ( positive by the way !) include the ability to cash flow r&d expenses prior to filing the actual claim. It's almost ... fun.

FILM TAX CREDIT FINANCING:

Some ( not us ) might argue that nothing is more ' risky ' than the world of film, /TV/animation relative to financial success . We disagree... with a caveat... meaning that when it comes to film tax credit finance you're as close to a sure thing as you can expect to be .

The key aspect to film tax credit funding is understanding that its only one aspect of the financial structure of a film type project. Other aspects include equity funding, distribution, pre sales, ' gap ' finance, receivable finance, debt, bonding etc.

Not every producer/project owner has the capability to minimize risk within a group, or ' slate ' of projects.

Financing the tax credit involves ensuring all of the other parts of a project are in place. It might be a 100% Canadian production, or a legitimate ' co production' with another country. (Tax credit financing is still available in Canada for approved co productions).

Similar to SR ED R&D credits billions await projects in film/TV/animation. While loans and grants are available a huge per cent age of a production in often financed by the cash flowing of a tax credit.

It’s essentially a point system based on your spend in production, salaries, and even geography (where you film or produce) plays a role. The role of the ' SRED CONSULTANT ' is in the case of film replaced by a film tax credit accountant - with good ones maximizing legitimate claims.

So tax credit financing is fun? We'll let you be the judge of that, but if you wish to get on the ' inside ' of proper tax credit funding seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can help you maximize refundable tax credit finance claims.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN TAX CREDIT FINANCE SOLUTIONS





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Financing Cash Flow Needs : Raise Your Game In Solutions Via Finance Companies

Eliminate That Suspended Animation Feeling When It Comes To Canadian Business Financing

OVERVIEW – Information on solutions from finance companies and banks on financing cash flow in Canada . Solutions vary by industry and your firm’s overall financial position



Financing cash flow for Canadian businesses often has the business owner/financial manager having that ' suspended animation' feeling; not knowing where or how they can address their financing needs. So how does one ' raise the game ' in this critical aspect of business and what solutions do banks and finance companies provide to solve the challenge. Let's dig in.

If the owner/ manager aren’t managing his or her way through a cash flow crisis these days they probably are working on how to grow their company and out do the competition. Challenges often arise from several areas; they might include:

Taking on new larger contracts

Managing payables/vendors

Sourcing new equipment need to modernize or run the business

While your accountants can help pin point the problem they more often than not can't provide the solutions

Where does that badly needed cash flow in your business go then? Sometimes it relates to your firms ability to generate a profit. Remember also that paying your suppliers promptly actually is a negative cash flow, although it's a fine line in managing key vendor relationships.

When bank financing is not available in the SME COMMERCIAL FINANCE area the challenge is to look at solutions provided by a commercial finance company. That might be a specialized or alternative solution, or a traditional one - i.e. ' banking '.

A short summary of available solutions includes:


Receivable Financing/Confidential A/R Finance
Inventory Finance
Revolving bank credit facilities
Non bank asset based lines of credit
Equipment financing
Sale leaseback utilization re existing owned assets
Tax Credit Monetization
PO/SUPPLY CHAIN/CONTRACT Financing
Working Capital Term loans


The ability to prepare a simple cash flow forecast will often help highlight the type of solution you need - your business financials and over all health will further qualify what financing you are eligible for - either traditional or alternative.

Remember also that simply managing assets better - i.e. faster receivables collections, better inventory turns, etc will allow you to better qualify for external financing, as well as minimize the amount of debt you have to take on. Remember also that a commercial finance company can also provide solutions that monetize existing assets, so you aren't necessarily burdened with extra debt.

Raising your game in Canadian business financing can be achieved by monetizing assets and taking on loans / debt that make sense for your firm’s future path. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in eliminating that constant feeling of ' suspended animation' via an action plan for financing cash flow.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS CASH FLOW FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Business Line Of Credit Interest Rate Concerns ? Dissecting Lending Rates For 3 Different Solutions

Blowing The Whistle

On Business Credit Lines And Rates Why 3 Types Of Business Lending For Credit Facilities Have Different Rates


OVERVIEW – Information on how differences exist in the business line of credit interest rate. Differences occur with the type of lending you access for revolving credit facilities







Business line of credit interest rate issues are often the concern of the Canadian business owner and financial manager. So in a positive (hopefully) sort of way we're ' blowing the whistle ' on the differences in business lending rates when it comes to revolving credit facilities. Let's dig in.

We’re hopefully not surprising the majority of business owners /finance managers around the fact that there are several types of business lines of credit. The most common, and often most difficult to achieve is the Canadian chartered bank line of credit. Why is that the case? It's pretty simple - it’s based on the quality of your business financial statements.

We often meet clients who are unable to initially produce financial statements that are up to date and reflect the current status of their business. While it’s obviously a bit more acceptable if they are prepared by a C.A. firm, or audited quite frankly any good accounting firm should be in a position to provide you with data that shows clearly the relationships of balance sheet accounts, sales and your income statement, etc.

Banks totally focus on this data and are looking for evidence of a strong position. It's this data that will drive the lowest and most flexible interest rates that properly allow you to negotiate personal guarantees, loan covenants, ratios that make sense to your business and industry. With Canadian rates at an all time low those rates tend to be in the 4-6% range these days. Our comment... wow!

Bank financing is all about relationship lending and shortfalls in your financials will not let that relationship develop, forcing the owner/manager to consider business lending via alternatives.

Alternatives? Yes, Virginia. Two other alternatives exist. The first is commercial finance asset based lending. While any positive business relationship or lending relationship is desired asset based lending, i.e. non bank commercial finance lines of credit zero in on the collateral in your business - namely receivables, inventory, and equipment. Your ability to collateralize these to the maximum available often allows companies with no chance of accessing bank credit to have significant revolving credit facilities.

Its formula based business borrowing - with typical margins being 90% on A/R, 30-70% on inventory, and 70% of liquidated equipment asset values.

Asset lending rates are almost always more expensive but provide valuable liquidity to businesses that can't access Canadian bank credit.

A smaller, but growing subset of business credit lines is ‘factoring '. This is purely receivables focused, and allows the business to generate immediate cash on every sale they make. Again, costs are 3-4 times higher than bank rates but business credit becomes virtually unlimited - important to smaller, new or growing businesses in the SME sector.

Yes, the business line of credit rate will vary with your business needs, but take solace in knowing alternatives and flexibility abound. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ' blow the whistle ' on business lending alternatives that make sense for your firm.



Stan Prokop - 7 Park Avenue Financial :



http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS LINE OF CREDIT EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com






















Stan Prokop

SME Commercial Finance : Let Confidential Factoring Be Your Invisible Cash Flow Weapon

SME Commercial Finance Has One Solution For Flawed And Hard To Fix Business Financing : Here It is

OVERVIEW – Information on confidential factoring in Canada . SME Commercial Finance solutions include, but are not limited to , creative solutions including confidential invoice discounting . Here’s how it works






SME Commercial Finance (small to medium enterprise) Options can be found in both new and old business financing solutions. A twist on one of those old options, invoice discounting, is found in CONFIDENTIAL FACTORING. It is one finance solution that helps the business owner/ financial manager fixed ‘flawed’ or non existent financing. Let's dig in.

A/R financing on its own has been around for awhile - hundreds of years to be exact!

Does a finance solution that old still work? Absolutely, which is why tens of thousands of businesses just like yours access this ' cash flow acceleration ' technique.

Unless you're working with an expert you might find the industry itself does a fairly good job, hopefully unintentional, of educating and offering Canadian business with this working capital ' fix'. Part of that is the terminology, which might include references to ' invoice discounting ', ' asset based lending' ' receivable finance ' etc.

So while wading through those terms the business owner/manager in the SME commercial area loses the key meaning of this financing solution. And here it is: Products and services you sell to your business clients generate sales revenue on invoicing.

Utilizing a solution such as (confidential) factoring allows you to receive 90% of your sale as soon as it is invoiced. The remaining 10%, less a finance charge, is banked by yourself as soon as your client pays, which typically these days is in the 30-60 day range. By the way a tight credit and collection policy make solutions such as confidential factoring even more appealing when considering this SME COMMERCIAL FINANCE option.

The whole aspect of ' CONFIDENTIAL ' factoring really revolves around an ' old school ' 'new school '

term we need to clear up. The majority, pretty well close to 99% of business factoring companies ‘notify ' a client, i.e. your customer! When they are financing your receivables. CONFIDENTIAL A/R FINANCE skips this process, allowing you to bill and collect your own receivables. That whole ' verification' and ' notification' process can be a huge turn off for companies that see the true value of this method of Canadian business financing.

So whether it makes simple ' economic sense' not to involve your clients in your own financing, or whether the optics of wondering what clients and vendors might think

about your access and need of capital , the bottom line is that utilizing this finance vehicle has given you full blown cash flow financing and its nobody's business but yours.

And here's another dose of reality - you just might find your competitors will now be wondering about where that new found financing strength came from , as they see your company taking on larger orders and contracts.

If your firm is looking to finance sales at reasonable and competitive costs and you require cash flow to grow that might not be available from traditional bank sources seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success on the merits of CONFIDENTIAL FACTORING in the SME Commercial Finance solutions category .



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/confidential-factoring-sme-commercial-finance.html


Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Business Finance Options And Solutions : You’re Cleared For Financing

Borrow Or Monetize When It Comes Canadian Business Financing ?

OVERVIEW – Information on business finance options and solutions for Canadian SME Commercial Financing . Financing businesses involves the proper match of asset monetization and new or re organized debt




Business finance options and solutions often come down to the issue of either borrowing to take on new debt or monetizing assets. Financing will take on one of these two forms to achieve the financing solution that your company needs. But is it better to borrow, or monetize? Let's dig in.

Being able to identify the right type of financing your company needs will always keep you on top of staying competitive and successful, and, in the extreme, avoiding business failure.

At the end of the day it comes down to knowing which solutions make sense for your firm and your industry (some do not). The comfort that comes from knowing you have access to cash flow and capital can only be described as a good feeling!

Companies seeking SME COMMERCIAL FINANCE options generally have fewer choices that larger corporations or firms having public company listed status.

So how does the business owner/financial manager avoid a cash flow shortfall? It boils down to a simply piece of thinking - knowing your asset base and how it's monetized - understanding the timing of inflows and outflows. Easier said than done, right?

One of the great ironies in business lies on page 3 of your business financial statement. It's the cash flow statement, and when properly understood allows the owner/manger to identify why the firm is having problems even when sales are growing quickly and your accountant advises that ( paper ) profits are being generated.

Note ** Most employees and suppliers don't want to be paid in paper profits!






Asset monetizing solutions such as:

Canadian chartered bank credit facilities
Receivable Financing
Inventory Financing
PO/Contract financing
Non bank asset based lines of credit
SR&ED Tax credit financing

are ' asset monetization' strategies that will increase operational cash flow. All of these come at different costs and work differently, but at the end of the day they all solve the same problem.

To take on debt to fix the cash flow problem might entail considering a working capital term loan. Careful consideration should be given to that strategy because it has fixed payments and adds debt to the balance sheet, in effect changing what the Bay St boys call your ' capital structure'.

The key point we are making essentially is that your business finance options boil down to understanding:

Working Capital
Cash Flow

Your working capital accounts, i.e. A/R and inventory can be used to generate business cash. The more assets you have the more access to capital you will almost always have. Cash flow on the other hand is simply the timing of profits generated over a period of time. That allows you to consider adding debt options such as:

Lease financing
Term loans
Bridge Loans
Sale Leasebacks

Unfortunately in business no one arrives to give you a heads up warning about future financing needs. All along the way the owner /manager can address some issues internally - tighten credit terms, manage payables, focus on better asset turnover of a/r and a/p, etc.

When you want to be ' cleared to go '

in monetizing your assets, or taking on new debt either traditionally or with alternative finance solutions seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your business finance options .


Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCE EXPERTISE



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8



Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Business Credit Lines Shouldn’t Be An Extreme Sport : Revolving Facility 101

Today’s Brilliant Idea : Business Credit Line Flexibility

OVERVIEW – Information on the right type of business credit lines in Canada for growing businesses . A revolving facility is needed to finance current asset growth for maximum business decision flexibility





Business credit lines provide ' flexibility ' when it comes to financing your business. A revolving facility provides business financing when new equity or taking on debt aren't the preferred method of growing your company. Let’s dig in.

If the Canadian business owner / financial manager accepts they need such financing why then does it seem like an ' extreme sport'

challenge to achieve success in this area. Don't forget also that this same type of financing has other uses, including the ability to merge or buy another firm using the same assets inside that acquisition, as well as to be key in an business restructuring.

We're still surprised that a large contingent of Canadian business doesn't know that you have some alternatives in sourcing a business credit line. While the ' go to ' is always the bank thousands of firms in Canada have migrated to non bank asset based lines of credit. While this second alternative is more costly from a ' rate' perspective ( not always, but mostly ) the same flexibility that comes with Canadian chartered bank facilities is in fact often even more enhanced with the ' ABL ' ( Asset Based Line) credit facility .

How does the actual borrowing ability compare between bank credit and commercial based loans. While banks traditionally margin A/R and receivables at 75% the asset based credit line typically starts out in the 90% range.

And while banks are somewhat reluctant to finance inventory when they do the borrowing margins are somewhat conservative. So how does the asst based lender handle inventory inside the credit line formula? It focuses on the actual market and liquidation values of the inventory asset in question. So inventory borrowing can be anywhere from 25-75%. So it’s not hard to see that with good A/R and inventory the ABL line can deliver in many cases 50-100% more cash flow borrowing power.

Any established business with a clean balance sheet, profits, and several years of history, and marginable assets can apply for a bank credit line. Typically ABL facilities tend to start in the 250k range and can go anywhere into the millions of dollars. We can comfortably say that there is almost no upper limit on an asset based line of credit. The proof? Some of the largest and well known corporations and even retailers in the world have migrated to non bank facilities, if only for the borrowing power it brings.

While top experts agree that an ABL facility is much easier to get than a bank line it’s important to note that a lot more due diligence goes into getting an ABL facility as it relates to asset inspections, ongoing reporting requirements, etc.

Whether you're focusing on a bank line or an ABL facility its always important to deliver on a ' positive spin' on your business - that includes growth potential, and getting comfortable with areas such as ratios and covenant maintenance ( the bank ) and reporting requirements ( the ' abl facility ') .
With the right expertise and good business information on your company business credit lines don’t have to seem like entering into an extreme sport contest. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help you access one of businesses brilliant ideas – the revolving credit facility for operations and growth.



Stan Prokop - 7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS CREDIT LINE EXPERTISE







Stan Prokop





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop