Leasing Loans : Avoiding Deadly Sins In Lease Finance Needs With This Valuable Information

Pulling back the curtain on Equipment Financing Issues You Can Not Overlook

OVERVIEW – Information on leasing loans in Canada, including issues such as sale leaseback, appraisals, etc. Lease finance has pitfalls that need to be avoided when considering asset financing strategies




Leasing loans often come with issues that can't be overlooked by the business owner/financial manager. Let's pull back the curtain and expose some issues that must be dealt with properly to maximize the benefits of lease finance in Canada. Let's dig in.

It seems simple, right? We're referring to the basic concept of financing your assets via equipment leases. But simple calculator keystrokes (by you or the leasing company) can dramatically affect how much you pay as well as determining your rights and obligations under the lease contract.

We would point out also that many clients we talk to interchange the words ' lease ' and ' loan' although they are somewhat different. In the clients eyes they are simply ' borrowing funds '!

Leasing companies in Canada ' structure' transactions. That's there term for helping you match the benefits of the useful life of the asset to your cash outflow - aka the monthly payment.

Instead of waiting for a lease offer to be presented it is important for the business owner/financial manager to proactively think about some key issues in advance. Factors that should be considered are pricing vis a vis your company's credit quality, what type of lease you want or need ( there are two types ) , what you want to happen at the end of the lease, , and how long you wish to spread out the payments for - known as the lease term or amortization.

TIP -

Ask you lessor if payments under your lease were calculated in 'advance' or ' arrears ‘. This can change the profit made by the lessor and of course that implies the overall rate you are paying.

The huge amount of competitiveness in Canadian lease financing puts the borrower, that's you, into the driving seat when it comes to getting an overall structure that makes sense for your firm.

Did you know that your payments under a lease don't necessarily have to start when the equipment is delivered? In some cases special needs or complexity around the purchase of an asset can have your vendors paid, equipment delivered, and payments deferred. The industry calls this an ' interim rent' issue, and allows your suppliers to be paid promptly while your asset gets installed, etc.

A common example would be a larger project your business is undertaking, requiring multiple suppliers to deliver products, get paid, etc. While the lease company earns a bit more finance interest profit on this type of transaction the ability for you to defer payments under a project is usually valuable.

TIP -

Used equipment can easily be financing also. Issues that need to be thought out in advance and presented to your lessor are the age of the asset, long term ' shelf life ', determining the actual market or liquidation value of the asset, replacement cost, , as well as the ability of a used asset to generate sales and profits for your firm .

Don't forget to think about these, as well as possible other issues relating to the overall benefits of lease financing in Canada. 80% of business leases assets as a cost effect way to run and grow your business.

Avoid any ' deadly sins’

in asset acquisition by seeking out and speaking to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in your lease finance needs.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/leasing-loans-lease-finance.html




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653










Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Independent Film Financiers In Canada : Financing Tax Credit Incentives

Looking for the inside story on independent film financing via specialty media and loan incentives ?

OVERVIEW – Information on how independent film financiers finance tax credit incentives in Canada for Canadian content as well as co – production ventures






Tax credit Incentives in Canada play a key role in the financing of ' media ' projects in film, TV, and digital animation. Given the somewhat limited access for independent producers to specialized Canadian chartered bank financing how and where do independent film financiers play a role in getting our project fully financed? Let's dig in.

Specialized loan funding and media financing comes a lot easier if the producer/owner has a bit of an inside track via the following information. Not only did the 2008-2009 world wide recession take manufacturing, technology and service industries down, it also slowed down the ability of the entertainment industry to access the capital it needed. Almost no hedge fund firms, angel investors, or VC's in Canada offer film tax credit or equity/debt finance solutions. This forces project owners to work even hard to access capital.

There are different players the owners/producers must deal with to get a project fully financed. They include equity investors, the project owners themselves, government funding, and niche financiers specializing in pre-sale, distribution, and gap financing.

Projects that can access film, TV and animation finance solutions require a strong focus, experience, and the ability to forge relationships with independent film financiers to pull a full financing package together.

Producers that are not well known, just starting out, or focusing on smaller projects generate very little interest from the bank film financing sector. In fact to our knowledge some of the Canadian banks do not participate at all when it comes to proven strategies such as tax credit financing.

In Canada provinces such as Ontario, B.C., and Quebec garner most of the tax credit ' action '. Using digital interactive media projects as an example Canada has become a hot bed of workers with talent and skills and technological savvy when it comes to working on media related projects in film, television and interactive media.

While tax credits often can finance up to 30-50% of a project independent film financiers can provide bridge loans, distribution financing, and print and advertising (‘P&A") finance.

Critical to accessing support from an independent film financier is the ability to pull a team together. That team can be internal or external and the expertise there will save you two things - time... and money! Typically that team will include a tax credit accountant and a lawyer or law firm.

Refundable tax credits account for a large portion of the billions of dollars of revenue and employment that comes from media and film. The credits are a combo of federal and provincial, provincial of course depending on where you project is produced, filmed, etc.

The tax credit accountant

will maximize your claim, as well ensuring its approval and viability for financing. (Often an' opinion letter ' is provided by the film tax accountant verifying the calculations in your claim)

Depending on what province you've chosen to domicile your tax credit in different percentages are applied to your refund for your total 'spend'. The tax credit is, simply speaking, a ' point system' whereby you get, or lose points based on Canadian content, foreign involvement, whether the producer is Canadian, where you film, etc.

Two quick clarifications: Partial foreign ownership of your projects is called a ' co production' and must be validated up front. Where you film or produce gives you what’s known as a ' Regional Credit '.

Independent film financiers also like ' slates '. That's a group of projects that lowers the volatility risk of entertainment. Each project typically in Canada is a separate legal entity.

Tax credits that are cash flowed work best when you've got good advice and good people working your deal. If you are looking for independent film financiers in Canada to finance tax credits and other parts of a project seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success .



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN FILM TAX CREDIT AND LOAN FINANCING EXPERTISE







Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Business Equipment Lease Financing In Canada - You Need To Know These Asset Leasing Finance Issues

4 Things You ( Probably ) Didn’t Know About Equipment Financing

OVERVIEW – Information on aspects of business finance equipment leasing not always considered by owners/managers who are acquired fixed assets. Here’s what you need to know about some key leasing finance issues








As business equipment lease financing is used by over 80% of Canadian business borrowers one would think the business owner/financial manager utilizing leasing finance would pretty well know all there is to know about the popular financing vehicle. One would think... but that's unfortunately not the case. Let's examine some key aspects on that point. Let's dig in.


A good start is to re enforce the fact that more than ever the advantages of leasing still remain pretty well constant. They include 100% financing ( in some cases a down payment might be required ) , as well as the cash flow savings inherent in the transaction - allowing your company to match cash flow to useful life of the asset. Knowing those fixed payments won't change during the life of the lease allow the owner / manager to better handle cash outflows?

1. Accounting is critical to your lease transaction - the reason that is important is the flexibility that comes with this method of financing. Because you have two separate choices when you enter into a lease the way you account for the lease has implications for how that affects your balance sheet and income statement. The best way we explain this to clients is that you have to decide whether the lease you are entering into is a:

Lease to own

Lease to use

Respectively, the technical term for each of these choices is CAPITAL LEASE... or OPERATING LEASE.

The best way to think of that decision point is often referred to as ' risk and rewards of ownership ‘.

So bottom line, if you choose a capital lease as an example you have chosen to own and dispose of the asset and account for it in that manner.

2. What's the deal on which of those two choices you choose? Typically lessees (that’s you) choose operating leases when they are focusing on using the asset but wanting to upgrade or return it at the end of the lease term. The capital lease denotes ownership, on the other hand.

When you enter into a capital lease you should be focusing on how long you are going to use the asset, and how you will dispose of it at the end. That can be via selling it yourself, or using it as a ' trade in' of sorts on a similar use asset.

KEY POINT - During and operating lease you can modify payments via upgrades, lease extensions, etc. Capital leases have a ' hell or high water' clause that specifies you're responsible for all the fixed payments for the term of the lease. There is almost never ' no mercy '

on ' buying out' the lease.











3. Residual Value - in both our lease examples it’s important for the owner /manager to focus on the value of the asset at the end of the lease term. For the capital lease that will involve how you handle the ' book value' on your accounting records, as well as knowing what you might be able to get for the asset if you sell it.

The operating lease places even MORE focus on the residual or final value of the asset at end of term. That’s because with that lease you have the right to return, upgrade via a trade in, or simply extend payments for a mutually specified period of time.

4. SUBLEASING? In certain cases your firm as the owner of the asset can ' sublease 'the asset to a third party. In effect your company becomes the lessor! While you are still responsible for the payments you are collecting all or a portion of those payments from a third party. In larger firms this might be to a subsidiary on an inter company transaction.


If you want to ensure you're benefiting from all the positive aspects of acquiring assets through financing seek out and speak to a
trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with you equipment finance needs.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS EQUIPMENT FINANCING EXPERTISE



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Cash Flow Financing : Different Working Capital Finance Solutions For Different Problems

The Mission – Should You Accept It ? Fixing Working Capital & Business Finance Challenges In Canada



OVERVIEW – Information on working capital finance solutions in Canada. Here’s how the Canadian business owner / financial manager can address cash flow financing challenges via various options




Cash flow financing means different things to different business owners. But when your overall business finance strategy isn’t working your mission, (should you choose to accept it) becomes accessing working capital finance strategies that make sense specifically for your firm. Let's dig in.

In the world of business survival small problems can become large quite quickly, and no example is better than the one of running out of cash. Top experts tell us those owners, investors, lenders, suppliers focus on ' cash flow ' to gauge whether a company is winning or losing.

That's the big picture, but on a day to day basis working capital financing is relevant because it allows you to meet demands of clients, as well as having the opportunity to take on larger deals, contracts, etc.

If a business is growing the problem of proper financing is very visible quickly. That's because the internal workings of the company are not allowing sales to translate into cash as quickly as is needed.

Key to understanding your ' cash flow fix' is the ability to separate long term needs from short term requirements. Also, the business owner/manager has two options for the fix - borrow and take on debt, or monetize assets.

Actually there are three options we suppose - the other is to inject new owner equity into the company. Unless you're a company that is considering ' going public ‘, or desiring to have new private capital come in that 3rd strategy is highly ... undersireable! It dilutes ownership per cent age.

Accountants tell us that the working capital part of the balance sheet is represented by ' current assets ' in your financials. Typically they are receivables and inventory. Managing and financing these two assets are your closest chance to achieving cash flow nirvana!

Financing of current assets can be done both traditionally through Canadian chartered bank lines of credit, or alternatively through non bank independent commercial finance solutions.

What are those solutions?

They include:

Factoring / Confidential Receivable Finance
Inventory financing
Business line of credit via a non bank asset based line of credit
Monetizing tax credits (SR&ED loans)
Sale leaseback of fixed assets
Purchase Order/ Contract Financing

Those are all ' asset monetization' strategies - they don't bring new debt to your balance sheet, and bring you one step closer to ' cash in the bank '.

Owner/Managers also have the ability to consider a working capital term loan. If your business has the cash flow to support such a transaction it's a fixed term loan with monthly payments that inject ' permanent' working capital into the business.

The good thing about having a flexible cash flow financing solution in place is that it allows you to eliminate the ' emergencies' that arise out of sales opportunities or bulges in working capital needs.

The best way to assess your needs is to spend some time always looking at sales growth, seasonality in revenues, needs for new assets, and how much A/R and inventory you will carry or need based on that sales analysis.

If there is any ' good news' in the cash flow conundrum it’s simply that there are analytics and solutions available to business owners/managers.

Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who will join you on ' the mission’.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN CASH FLOW FINANCING EXPERTISE








Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '


























Stan Prokop

Business Line Of Credit Challenges in Canada : We Know Why

Being Able To Pivot Quickly Reverses The Challenges In Business credit lines


OVERVIEW – Information on the business line of credit in Canada . Being able to adapt to the type of facility your company needs stems from types of facility available, their cost, how they work, and the ability to distinguish between traditional and alternative offerings



Business line of credit needs stem from needs of your business for operational and growth success. Let's dig in.

The interesting thing about these types of facilities is that their need in effect mirrors the ' journey ' of your business. They often start out with the owner/entrepreneur struggling with the realization the current assets he or she has grown through sales have depleted cash on hand. Even worse is that traditional lending sources such as our Canadian chartered banks that place a tremendous amount of emphasis on the personal financial resources, credit history, and outside assets of the owner/entrepreneur.

That brings us to the ' pivot point ‘. It's where owner/entrepreneur, or his or her financial manager must be able to quickly and expertly know where to, and who to turn to.

In the case of company credit lines it boils down to three alternatives:

Banks

Non bank ABL credit lines

Subsets of traditional and alternative lending that provide part or all of the financing need

There is no clearer requirement than the needs of a bank for approving business credit lines. It's all about your company's current and past financial statements, cash flow coverage, and business asset and outside collateral and positive perception of owners. Unfortunately when anyone of these is lacking it's almost impossible to get financing approved.

For businesses at the lower end of the SME sector mundane issues such as personal credit scores and personal net worth suddenly become ' critical' for bank approval.

We hasten to add that when your company can access Canadian chartered bank financing the rates and the flexibility available are quite frankly unsurpassed.

ABL Credit:

ABL (asset based lending) is the non bank alternative for the business line of credit. Here pretty well only one thing counts - assets. Both short term and long term assets are in effect ' combined' into one revolving line of credit. These assets become the ' only ' collateral on your deal, not a ' secondary ' source as in Canadian banking facilities.

ABL credit is very ' formula ' driven - but for once those formulas make sense. Borrowing ability typically is 90% of your A/R, anywhere from 30-70% of your inventory, and the true liquidating value of any fixed assets.

By the way, top experts tell us that in the U.S. over 30% of that business credit line borrowing is done by ABL facility providers. While that's not yet the case we tell clients that that trend is in fact a positive one also.

So that brings us to ' sub sets ‘, in effect small ' niches' in working capital and cash flow financing.

They include:

Factoring / Confidential Receivable Finance

Inventory finance

SR&ED Tax credit loans

Working Capital term loans - while adding debt to the balance sheet they do in fact inject permanent working capital into your business.

All three categories of the business credit line in Canada come with different costs. ABL facilities cost more, but always deliver. Bank financing provides low cost growth financing. And when niche financing is needed for a variety of reasons or challenges our ' subset ' trio as outlined above also delivers.

Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success when you're searching for that ' pivot point ' in business credit.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS LINE OF CREDIT FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '




















Stan Prokop

SME Corporate Finance In Canada : Are There Really So Few Financing And Loan Funding Options

Is Successful Canadian Business Financing Fortuitous With These SME Banking And Lending Options


OVERVIEW – Information on SME corporate finance and loan funding options in Canada . Are financing solutions for small to medium businesses ample enough ?







SME corporate finance options means different things to different people. So when it comes to ' loan funding' and general financing solutions in the SME sector the question often arises: Is that ' good luck' fortuitous feeling possible when it comes to Canadian business financing? Let's dig in.

It's probably also worth spending a minute on what exactly the 'SME' in SME Commercial finance options means. Canadian banks and various commercial finance firms themselves probably have different definitions of what a ' small to medium enterprise’ business is when it comes to size, headcount, etc. In fact top experts will tell us that the definition of ' SME ' actually varies from country to country!

When it comes to government definitions in Canada believe it or not any business under 500 employees is SME!

Are there solutions to the age old problem of small and medium sized companies being unable to get all the financing they need from Canadian chartered banks? Frankly many business owners and financial managers simply don't know two things:

What is the actual criteria for traditional bank financing?

What alternatives are available to guarantee loan funding and general business financing?

Bank financing relies on a business having a ' quality ' balance sheet and historical and present profit generation. Additionally they look to the owners of the business to have their personal finances in order. That typically means up to date tax filings, no tax arrears, and a positive personal credit report from one of Canada's two credit bureaus.

It also makes a difference, when it comes to banking, if you're applying for a line of credit or a term loan. Factors that will come into play for both of these will include cash flow ratios, profit seasonality, business net worth, and reasonable levels of current assets (A/R, inventory) and managed payables.

Letting you in on a bit of a secret, the most two focused on ratios typically are the working capital ratio and total debt to equity.

Whether you're looking for traditional or alternative financing it’s all about ensuring a generally positive picture is made relative to having up to date financials, and ensuring that profits are mostly kept in, and not removed from the company.

If your business doesnt qualify for any, (or all) of the loan funding and financing you need it can only lead to disastrous consequences. Alternative finance solutions can provide your company with a strong measure of success. Those solutions include:

A/R finance / Confidential Receivable Financing

Inventory Finance (ideally suited for retailers and wholesalers/distributors)

Revolving Credit lines via a non bank ABL asset based line of credit

SR&ED Tax credit financing

PO/CONTRACT/SUPPLY CHAIN financing

Equipment financing/Sale Leasebacks

The good news reality?

Businesses that have sales and assets can always be financed. Avoid the self created urgencies of a cash flow crisis, now and in the future. Seek out a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with your SME COMMERCIAL FINANCE needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 PARK AVENUE FINANCIAL = CANADIAN SME COMMERCIAL FINANCE ALTERNATIVES





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '





























Stan Prokop

Canadian Business Financing : How Good Are Your Cash Flow And Debt Options

We Need To Talk ….. About Canadian Business Finance Options

OVERVIEW – Information on cash flow and debt finance options. Canadian business financing comes with choices and alternatives . Here’s why






Canadian business financing , fortunately or unfortunately, comes usually with a question : What type of cash flow or debt finance solutions are right for my firm - and more to the point , do I qualify for approval . Oh and one more question - What do the various traditional and alternative options cost and how do they work? The answer? Let's dig in.


One of the first areas the business owner needs to assess is the whole issue of borrowing to take on new debt, or simply being able to ' cash flow' or ‘monetize’ business assets. The need to acquire longer term fixed assets is always going to be financed via long term debt, term loans, and equipment finance and leasing. Top experts tell us that over 80% of all businesses in North America utilize equipment financing to acquire production and technology type assets.

Is leasing always the ' go to ' when it comes then to acquiring assets? In some cases current assets can be refinanced via a sale leaseback or temporary bridge loan, bringing in need working capital.

Note also that for companies in the Commercial SME Finance needs sector the Canadian govt small business loan should be considered. It's for new or start up businesses that require leasehold improvements or new assets to a maximum of 350k, although that max is in the process of being raised - great news for the firm that has under 5 Million dollars of revenue . ( 5 Million is the program max )

We advise clients strong to consider ' matching’ business financing solutions with the need. A clear example? Simple. Don't use day to day business lines of credit or cash on hand to acquire long term assets. That depletes your cash flow and working capital ratios. The strategy might make sense in the moment, but never in the long term.

Business financing needs often focus on ' liquidity '. That is the ' monetization' aspect of what we have been talking about. Here you want to focus on financing receivables and inventory. That is accomplished via such strategies that include:

Chartered bank credit revolving credit lines

Inventory Financing

A/R Financing (that might include traditional invoice factoring or our recommended solution - Confidential Receivable Finance

Tax credit monetization (Yes Virginia ... you can finance SR&ED refundable tax credits

PO / SUPPLY Chain Financing

Asset based lines of credit - these are non bank in nature and monetize your current assets into one simple credit line that you borrow against and revolves


It's critical to assess whether the financing you need is ' traditional' or ' alternative ' in nature. Part of that assessment is the cost, as the non traditional sources will often cost 2-4 times the cost of today’s low bank financing rates, which might typically be in the 4-5% range. Note though that its a question of access to capital as opposed to ' cost of capital' for many business owners who can't qualify for unlimited amounts of business credit, which often can be sources via alternative finance vehicles.

So, do ' we need to talk '? Consider seeking a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ensure you are on the right path to solid cash flow and debt finance solutions for Canadian business.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCING EXPERTISE





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop