Solvency Finance : Taking Your Company From Slow Decline To Rise In Business Liquidity Solutions

Don’t Take This The Wrong Way: Do You Know The Difference Between Business Solvency And Liquidity

OVERVIEW – Information on business liquidity and solvency finance solutions for Canadian business financing strategies for growth and operations

Business liquidity , we've found, means different things to different people. So... don't take this the wrong way, but do you really understand ' solvency finance issues when it comes to your firm's current and long term cash flow needs? Let's dig in.

The challenge around understanding the overall liquidity of your business essentially revolves around long term commitments, recognizable by the term ' solvent'. As all business owners and financial managers know only too well business also operates in the short term, requiring ' real cash ' to make its commitments.

Another way to explain the situation is as follows - when lenders as well as investors look at your firms overall financial status they view it in terms of all your assets versus your liabilities. More assets are better!

Your goal? To insure your company has long term health as well as meeting its daily commitments. Although it shouldn’t be the case (but unfortunately is) many owners/ managers are ' distracted' by paper profits and sales growth, not foreseeing the ' liquidity ' crisis coming down the road.

Having those assets we spoke about, and knowing how to finance them is the key to liquidity - you're 'solvent' on paper and liquid in the bank. Assets, both current and fixed, give you ' financing power' to become more liquid.

However, we're the first to mention that assets poorly managed, valued, or the lack of current asset turnover again brings us back to our point - you're solvent on paper but facing failure in liquidity .

Canadian chartered banks are the best when it comes to providing capital when your business, as well as the economy, is in ' good times'. When does that change? Banks are rightfully not prepared to finance financial losses, downward spiraling sales, etc.

How then does the business owner/mgr finance itself properly and avoid the dreaded ' cash crisis' that almost all businesses , large and small, face at one time or another. One solution is ensuring that your available cash is augmented by a business credit line. Canadian business can access either bank revolving facilities, or if they don't qualify ' ASSET BASED LINES OF CREDIT - ' ABL'S are available from commercial lenders.

Typically combinations of mgmt activity are required to ensure proper liquidity - that includes structuring credit lines that make sense, managing payables, and addressing key profit/margin issues.

Bankers, as well as those friendly Bay street guys, and other commercial lenders have various time test tools to quickly assess your solvency and liquidity. These ' ratios’ include net working capital calcs, debt to equity tests, interest coverage, and asset turnover.

Knowing how these tools measure your company is a great asset for any owners/mgr.

Financing mechanisms that help you to both manager liquidity and solvency include:

A/R Financing
Inventory loans
Bank revolving credit lines
Non Bank asset based lines of credit
Tax credit finance
Equipment Financing/ Sale Leasebacks
Royalty Finance
Unsecured cash flow loans

If you're focused on ensuring you've got both the tools ( to measure ) and the solutions ( to solve ) liquidity and solvency issues seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist your firm .





Stan Prokop
7 Park Avenue Financial :

http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS LIQUIDITY FINANCE EXPERTISE




7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR

Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.






Stan Prokop

Alternative Finance And Banking: Avoiding Disappointment In Canadian Business Financing

Doing The Right Thing : 6 Ways To Finance Your Company

OVERVIEW – Information on business financing solutions in Canada. Both banking and alternative finance choices can provide your company with the capital it needs . The challenge – doing the right thing!

Business financing in Canada ; what business owner / financial mgr doesn’t want to do the right thing when it comes to a finance plan for their company? If there's any good news these days when it comes to solutions for eliminating finance challenges it's that there is more choices than you might think. Let's look at 6 of them. Let's dig in.

There is of course a broad spectrum of finance services stretching from Canadian chartered banks / credit unions all the way to a whole new breed of alternative financing providers depending on the ' risk profile ' that your company demonstrates. Suffice to say that rates and terms and structures will vary widely, calling for an added element of expertise and investigation by you or your trusted Canadian business financing provider.

We note also that it's a bit rare for a business to only utilize one method of financing the company. Various forms of debt based capital and asset monetization are usually required to address operating and growth. In general debt providers look to some form of equity being in place, but man alternative finance providers do not focus on equity - they look towards assets and cash flow, often making their solutions the only ones available when owner equity is stretched... or missing.

Let’s examine those 6 potential solutions.

Business banking - while banks provide the lowest rates and most attractive terms and structures the criteria they require to access capital may often be out of reach. To access proper chartered bank financing you need a very solid mix of profits, collateral, an appropriate amount of time in business, and owner guarantees that can backstop the financing. While the debate around business banking in Canada addressing your finance needs will continue owners who can meet the basic criteria will enjoy business credit lines and term loans in virtually an unlimited amount.

Asset Based Lenders - these are the new breed of lending in Canada, focusing on collateral such as your equipment, receivables, purchase orders , allowing you to gain access to business credit when your balance sheet or income statement don't ' meet mustard' for the banks

Equipment Leasing - If 80% of North American businesses utilize lease financing to acquire there assets surely they are on to something. The ability to acquire assets and not tie up cash is a key benefit in those lease finance solutions. Even used equipt can be financed.

Govt Small Business Loans - This is a classic recommended solution for many firms - providing bank type rates with non bank lending criteria - including start ups! Loans are guaranteed to the bank by the federal govt and are extremely flexible around repayment, amortization, etc. Recent limit changes are even more exciting! ( They have gone up!)

A/R Financing - Thousands of firms who view their receivables as a key asset employ invoice financing (Our recommended solution in this area is CONFIDENTIAL RECEIVABLE FINANCE) to cash flow their business. It provides unlimited financing possibilities as long as you have growing sales.

Cash Flow Loans - subordinated cash flow loans are a solid form of secondary financing - these loans rank behind your other secured creditors - in effect they are unsecured loans but require a solid demonstration of your ability to generate cash flow repayment .

If you're looking to ' do the right thing ' in your Canadian business financing, banking and alternative finance choices seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help you avoid disappointment when it comes to capital solutions to run/grow your business.


Stan Prokop
7 Park Avenue Financial :
http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCING AND ALTERNATIVE FINANCE EXPERTISE




7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR

Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.







Stan Prokop

Debt Financing In Canada : A Simple Formula For Your Business Loan Needs

These Right Debt Finance Solutions Strengthen Your Business

OVERVIEW – Information on debt financing solutions in Canada. Business loan needs are discussed via proper assessment of borrowing options

Debt financing choices can help to both strengthen... or hinder your business. Is there some sort of formula for debt and asset financing? Several tools as well as a basic knowledge of your business finance needs come into play. Let's dig in.

So when in fact does the business owner/financial manager use ' debt ' to run and grow the business? The answer? Ensure you understand the mechanics of a debt solution, knowing which bank or non bank lenders offer the financing you need... and ensuring you've explored all options, up to and including govt loans.

In the majority of cases as it relates to business financing you require assets and or assets/cash flow to support a debt transaction. The assets that you need to support debt financing are varied - equipment, real estate, inventories and receivables.

Most business owners associate a debt finance business loan with fixed payments and term. When it comes to acquiring specific assets they can be secured via either a term loan, or a capital lease - both are forms of debt finance. The essence of those transactions is very clear:

An interest rate
A fixed term
A Monthly payment
Securitizing the collateral in question

Various forms of debt finance current assets such as receivables, inventories, and purchase orders. These include:

A/R Financing / Invoice Discounting/Factoring/ Confidential Receivables Finance

Inventory lines of credit

Refundable Tax Credit Financing (SR&ED Claims)

Bank and non bank business revolving credit lines

3 rather ' tricky' issues will almost always arise and need to be considered when entering into various forms of debt financing. Those issues are ' personal guarantees ', covenants, and dealing with other secured creditors.

In the SME COMMERCIAL FINANCE sector almost all transactions tend to be supported by some level of personal guarantees from owners. Those business owners that enjoy bank financing or other forms of senior secured lending must be prepared to deal with the priority positions of other creditors when it comes to financing assets. Debt lenders, with the exception of equipment lessors will also typically impose ' ratios and covenants ‘around your overall financial performance.

The good news around achieving the right business loan via debt financing is that there have never been more choices and alternatives available. Lenders include of course Canadian banks, but also commercial finance firms, asset based lenders, equipment lessors, bridge loan lenders, and online ' niche ' providers.

If you're focused on running / growing your company with the right amount of debt financing for now and the future seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in ensuring you've got the right formula down for your borrowing needs.


7 Park Avenue Financial :

http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS LOAN AND DEBT FINANCING EXPERTISE





7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR

Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.






Stan Prokop

Not Getting All The Lease Equipment Financing For Business You Need? Financing Loans Made Simple!

Financing Loans Made Simple !
Simply your Equipment Financing Process Today

Rumour has it you aren't getting your share of the amount of equipment business financing enjoyed by your competitors and others. Let's demonstrate how finance loans can be addressed in a time line that makes sense for your firm, with the rates, structures and terms that your competitors already enjoy.

We don't think we have met any business owner recently who doesn't feel that the traditional route or bank borrowing no longer makes sense for their asset acquisition needs. We don't have to explain the benefits of dealing with a specialist in any industry, so the firms that offer lease financing in Canada is where you will find financing products that work for you.

We also don't need to mention of course that if your firm is a start up, smaller in size, or perhaps going through some challenges... well... guess what - you are still a 100% candidate for lease and financing loans.

Many owners and managers searching for equipment financing for their business needs are under the pre-conception that certain assets can't be financed. That's where you ability to quickly focus in on a specialized firm that provides business lease solutions for your acquisition - and that includes computers, office equipment, plant and machinery assets, vehicles, and even intangibles such as software!

We are always intrigued by the reasons business owners offer up for leasing consideration - however when you think about it all those reasons come down to several key points - cash flow and working capital management, tax and accounting issues, matching the use of the asset to its estimated life. While every Canadian business owner likes to feel their needs are unique we are pretty sure that if you walk through those 3 key areas we noted above you will be able to significantly simplify your business equipment financing.

Is there a way to simplify the entire process? There sure is. Simply view what we will call ' the big picture ' around your transaction. Envision it as follows - your application and exchange of financial info with your lessor, discussion or correspondence leading to approval, documentation, and then finally funding and payment... which is often simply the payment made to your supplier, allowing you to receive the asset and put it to work for cash flow and profit generation.

There are hundreds of equipment financing and lease financing firms in Canada. We are quite sure you do want to ' simplify ' your business financing so speak to a trusted, credible and experienced Canadian business financing advisor who can ensure your business lease is positioned properly, approved, and funded. Now you are getting your share!




Stan Prokop

is founder of 7 Park Avenue Financial - http://www.7parkavenuefinancial.com The company originates business financing for Canadian companies and is a specialist in working capital, cash flow, and asset based financing. In business 11 years the company has completed in excess of 100 Million dollars of financing for Canadian corporations of all size. For information on Canadian business financing and contact details please see:

http://www.7parkavenuefinancial.com/equipment_financing_business_financing_loans_lease.html



Article Source: http://EzineArticles.com/6077333





ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.








Article Source: http://EzineArticles.com/6077333

Balance Sheet Financing : Removing The Handcuffs Of Your Business Financing Challenge

Reviewing The Situation : 6 Ways Lenders Can Finance Your Balance Sheet Via ON/OFF Strategies

OVERVIEW – Information on balance sheet financing in Canada. Balance sheet lenders enhance your working capital and cash flow needs when you understand unlocking the right assets with the right financial solution

Balance sheet financing , done properly , can remove the feeling of ' handcuffs' that business owners/financial mgrs have when they realize that proper finance solutions is in many cases what’s holding back growth.. let alone survival. There are 4 different ways in which you can ' mine ' the balance sheet with a view towards resolving the problem. We're... you guessed it... reviewing the situation. Let's dig in.

Understanding your options financing your balance sheet is critical. While the majority of solutions you have available , such as pure debt are recorded and have an effect on your balance sheet we should mention that some firms still rely on ' off balance sheet financing' .

Typically this is done via an ' operating lease' strategy although international accounting rules have certainly put a damper on the popularity of this financing mechanism. The essence of the transaction is as follows - the lease is shown as having no debt, or equity, just expenses via the monthly payments.

The flexibility of end of term operating lease choices allow you to either return the asset or purchase it at that time. Some of the largest name corporations in the world have used this strategy for decades to enhance the leverage they need to show to owners/shareholders

Some more sophisticated methods of off balance sheet financing include R&D partnerships and joint ventures. Typically these are not for SME COMMERCIAL FINANCE needs.

The other ' OFF' balance sheet strategy is the sale leaseback - allowing you to ' sell back ' an asset (typically equipment or real estate). This monetizes your equity in the asset, allowing you to reduce other debt or to simply use the strategy for cash flow/working capital needs.

We've covered off 2 methods of ' off balance sheet financing' - the operating lease and the sale leaseback. Now let's turn our focus to the ' ON ' button!

Knowing your balance sheet accounts allows you to both unlock and manage cash.

Strategy 1? Asset turnover. Your ability to better turn over receivables and inventories is key. This lowers your required investment in these two accounts... and geneates cash! We would note that the tremendous popularity in A/R Financing is in effect an ' off ' balance sheet finance solution - taking your receivables and turning them into instant cash as you generate sales.

A quick example? Take a company that has a million dollars in sales and receivables of 125k. That equates to a 45 day turnaround in collections. If you were able to get that to a 35 day turnover the extra cash generated is 27.5k.

Strategy 2? It's all about financing long term assets properly. Your ability to buy equipment, technology, even real estate puts a tremendous cash drain on your business. Never, we repeat never, should you finance these assets with short term operating cash. Equipment leasing and term loans should be considered

Strategy 3? Manage your payables by making maximum use of vendor terms and discounts and pricing.

Strategy 4? Manage your term debt properly. Ensure you have the cash flows to support loan amortizations and finance long term debt by investigating types of leases (capital/operating) and loans (secured/unsecured).

If you're interesting in financing solutions such as:

A/R Finance
Inventory loans
Bank and non bank ( abl ) credit lines
Sales leasebacks
Equipment leasing
PO Finance
Securitization
Royalty finance


seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with your balance sheet (ON/OFF!) financing needs.


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/balance-sheet-financing.html


7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.




Stan Prokop

Business Financing In Canada : Dealing Successfully With Cash Flow Finance Challenges

You Don’t Need Dumbledore For Cash Flow Finance Secrets & Solutions – Here’s Why

OVERVIEW – Information on cash flow finance solutions in Canada . Successful business financing involves a strong understanding of your sales / revenue cycle and the timing of cash inflow/outflow

Business financing in Canada sometimes might well seem as if you need some help from Dumbledore - the legendary J.K. Rowling character who knew ' pretty much everything ' , while at the same time having access to spells and other devices.! The reality? Cash flow finance is an integral part of your sales and collection cycle; when the business owner understands that he or she is in a position to improve cash flow and determine which lending arrangements work best. Let's dig in.

Two solutions are essentially possible for the business owner/financial manager. The first solution is often the hardest, impractical at the worst of times, and time consuming. We're talking about taking on term debt or raising equity capital. Good luck with that and tell those friendly Venture Capitalists and Angel Investors

that we said ' hi ' - We'll toil on in the real world.












The second solution? It's often the most practical- and it involves simply understanding your sales cycle and determining how and when you generate cash flow and what solutions can accelerate that process! The true secret of business? We sometimes think it boils down to simply turning real sales revenues into actual ' cash on hand '.

You firms ability to generate cash in a manner that you can always predict is often the real reason cash flow is such a challenge So the more you are able to both control and manage and predict cash flow ( through a cash flow budget perhaps?) is the real road to business financing success. Those abilities will also put you in a better position with decision makers at banks and commercial financing sources.

While your accountants are no doubt great at capturing the ledger transactions in your businesses ' operating cycle ‘ it doesn’t show cash traveling through your company. This whole situation is even more acute for companies that have long term contracts, or who have a long mfg cycle.

As you have hopefully seen, the best thing about your business (sales and profits) are rarely emphasizing or capturing the cash flow challenges your company faces. So when you put aside all your cash outflows in marketing, or R&D, as well as operating expenses, and also understanding the investment you need to make in inventories and carrying receivables... suffice to say... Cash flow mgmt and finance becomes JOB #1.

Solutions available to business owners/mgrs for cash flow finance are varied. They include:

Bank credit
Non bank business credit lines
Inventory Finance
Sale leaseback Financing
Tax Credit finance
PO / Contract Financing
A/R Finance /Invoice Discounting/Confidential Receivable Financing

We've determined you don't need the services of that wizard ' DUMBLEDORE ' with his array of magic ; His title was apparently ' Head of Transfiguration ' but prudence dictates contacting a trusted, credible and experienced Canadian business financing advisor who can show you how to successfully deal with cash flow finance solutions might just well be a great alternate strategy


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCING EXPERTISE





7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR

Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.





Stan Prokop

Financing A Company In Canada : Cream Of The Crop Cash Flow Finance Solutions

You Can Only Spend Real Cash!

OVERVIEW – Information on cash flow finance solutions in Canada . Financing a company requires this knowledge around available business credit offerings and how and why they work

Cash flow finance in Canada demands that your firm has the expected cash flows required; business owners and financial managers quickly realize that you can only spend real cash! When that ' cash on hand isn’t available in financing a company finance solutions are required. We're covering off the ' cream of the crop '

in those business fixes. Let's dig in.












The essence of cash flow financing, unlike asset based loans is the requirement that your firm demonstrate past and projected cash flows along with earnings and margins that are manageable.

The uses of cash flow finance are varied - typically these solutions are used to fund your daily operations- in some cases they can also be used to acquire a business. The ability to obtain financing today, as opposed to sometimes in the future is what will differentiate your business from the competition.

Business owners/mgrs of course also have to obtain to access other forms of financing - this might mean either selling equity or taking on debt. At the core of being successful in financing a company is the requirement that you can identify why and when you have cash flow fluctuations. Various forms of temporary cash flow loans allow you to take advantage of different operating conditions. Although higher rates come with non bank loans they do provide the speed and convenience of access to real capital.

Acquiring business assets requires an outlay of capital for either outright purchase of the equipment or the need to allocate cash to lease/loan payments. It's critical for business owners to be able to develop a realistic cash flow budget that shows the ongoing changes in receivables and inventories and payables.

Top experts tell us that the capital needs of Canadian business to grow assets and operations almost always exceeds cash inflows - that brings us back of course to our theme ' you can only spend real cash '! Those realistic cash budgets and appropriate financing solutions are what’s required to ensure you can acquire the assets you need to be successful. Don't forget also that assets you acquire in your business should be bringing a higher return than the actual cost of financing

When your current operations can't finance the opportunities you seek in your business you need to focus on the ' cream of the crop ' financial fixes that companies rely on - They include:


Equipment Leasing
Asset based Loans
Working Capital Term Loans
Unsecured cash flow loans

Short term financing can be accessed via:

A/R Financing
Bank credit lines
Non bank asset based business credit lines
Tax Credit Financing
Royalty Finance
PO /Contract financing

If you're focused on assessing and obtaining the best financing available for your firms current and future needs seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with financing that provides access to ... real cash!


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN CASH FLOW FINANCE EXPERTISE




7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '


ABOUT THE AUTHOR

Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.






Stan Prokop