Business Cash Flow Financing In Canada : Your Call Of Duty To Your Company ?

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Is Your Company Staying Afloat When It Comes To Business Cash Flow Needs & Financing Solutions You Require?

OVERVIEW – Information on cash flow financing solutions for Canadian companies . Your company needs cash flow for business growth and profits

Business cash flow needs have us all in agreement, right? We need it to stay afloat? That's much better than the sinking option!

These days business cash flow financing needs is pretty well right near the top of your worry pile. We're going to cover off measuring the problem, and fixing the problem via traditional and alternative finance solutions. Let's dig in.
Oh, and by the way, alternative is fast becoming traditional, but more about that later!

In talking to clients about business financing and business cash flow we always get the distinct impression they feel their business is unique - and that may be so but the truth of the matter is that the cash flow financing challenges you face are being faced by everyone else in and out of your industry.

You're forgiven for thinking your business cash flow financing challenges are unique, probably because of the mix. What do we mean by the mix? Simply that each h company and industry has difference levels of inventory, receivables, payables, all of which factor uniquely into the working capital challenge. That creates different challenges at different times.

In fact, whether you like it or not, about 80%, yes 80% of all you assets are in receivables, inventory, and to some extent prepaid. That's for most firms, unless perhaps you're in a service oriented business only.

Your ability to ' turnover' these assets is what makes your business successful, or not.

Each industry has different gross margins, and if you have great gross margins then you can withstand a bit less turnover that is required in inventory and receivables. If you are in a low gross margin business turnover is absolutely critical. And you measure that turnover by three key metrics, inventory turns, days sales outstanding or collection turnover, and finally days payable outstanding.

Turnover drives working capital and many business owners kind of know that, but more often than not aren't focusing on improving that turnover.

So, staying afloat. There are a number of cash flow financing solutions that allow you to address cash flow financing for your business. If it was a perfect world (apparently it's not) you would have all the liquidity you need from you bank, but bank financing is always a challenge for business, and in many cases inventory is not part of the financing mix that is available.


There are some great cash flow for business solutions available to help you succeed in Canadian business financing.
That includes:

Financing receivables

Business credit lines from banks or commercial asset based lending

SR&ED Tax Credit Financing

Working Capital Cash Term Loans

Sale Leaseback financing


Most business owners don't know they can access cash flow financing via the financing of Purchase Orders (p o' s) and contracts. They allow you to consider orders significantly higher than you could have ever handled in the past.
And, finally firms with relatively good financial standing can access unsecured cash flow working capital term loans via non bank lenders.
So what’s it all about. We think we have been fairly clear, and hope you agree. It's about understanding your cash flow financing challenges, measuring them via the turnover of working capital accounts, and finally, accessing any one of the number of solutions we have provided.

Speak to a trusted, credible and experienced Canadian business financing advisor as to what makes sense for your firm.

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.










Stan Prokop

Equipment Lease Companies In Canada : Inside The Hunt For Lease Financing Solutions For New & Used Equipt Acquisition

Ready To Save Save Thousands?

Here’s How When Utilizing Lease Financing & Equipment Finance Strategies

OVERVIEW – Information on solutions offered by equipment lease companies in Canada. Lease financing solutions , structured properly can save your firm thousands of dollars when you’re acquiring new or used assets

Lease financing solutions help resolve the financial conflict that comes about when your firm wrestles with the balancing act that comes out of acquiring new or used assets. But how does the owner/financial mgr know how to manage this process, much less locate the best financing company to do business with? The maze of what is known as equipment financing in Canada. We've got answers, so let's dig in!

When business folks think of ' saving '... it's really simply the act of managing a resource such as your capital and putting it to work in the best manner

But do you have to give up something to get a solid equipment financing approval with a structure that makes sense to your company. We don't think so, and we will show you how to navigate, successfully!
Top experts remind us that the best way to be successful in achieving the benefits that lease financing bring to the table is to simply ' visualize ' them. More often than not in lease financing you are focusing on getting a return on investment on your acquisition, and structuring it financially in a way that makes sense.

Can you, as we maintain, save thousands of dollars on an equipment lease when you ' do it right'? We believe you can. But first you have to focus on ‘why’ you’re financing the equipment and why certain lease companies in Canada may or may not be your best bet when you finance.

You finance equipment for some very basic reasons - lets cover them off... and we get rid of the most boring one first, accounting! The accounting treatment of a lease is very important and often misunderstood or not properly address when we discuss the issue with clients. For instance, if you can keep the lease off balance sheet you have just delivered a greater return on asset value to the owners or shareholders of your firm. That's a key measurement used by owners, lenders and investors when they look at your firm.

If you firm are capital driven, i.e. asset intensive, meaning you need lots of capital to run your business then structuring the right type of lease will have immeasurable positive effect on your performance and operating ratios.
Many operating lenders structure your credit agreements around your ratios, and properly handled and accounted for leases can be a real positive in this regard.
Financial and cash flow reasons also drive business behavior when lease financing in Canada. It's all about:

Working Capital Preservation!

Even negotiating a lower down payment or a higher balloon payment at the end of your lease can save you many thousands of dollars, depending on the size of your transaction. Those savings can be re invested into the company to generate further sales and profits.

Have you made the mistake of acquiring technology on a lease and then having to write down the book value of the lease half way through the transaction when you have just discovered, surprise, surprise! That your technology is now obsolete!
Matching the tem of the lease with the useful economic life of the lease can save you thousands in potential equipment write downs in the technology area - think computer investments, telecom systems, etc.

We hate it, but most of our clients are focused on only one thing, which is the proverbial lease rate. Unfortunately equipment lease companies in Canada know this and can do a real number on your firm when it comes to camouflaging the true rate in a lease - this is done by quoting you payments calculated in arrears, getting first and last payments in advance, increasing the size of a security deposit, or charging you per diem rates for project type financing when leasing is required.

Got all the time in the world? Then investigate every nuance of Canadian lease finance and try and address all of those issues and strategies.

A better answer? Speak to a trusted, credible and experienced Canadian business financing advisor who will structure the right lease that focuses on benefits that are real to your firm, saving you thousands in the process. That's a solid plan to save money!


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '





Stan Prokop

Business Cash Flow Secret Weapon: Here’s The Best Invoice Discounting & Confidential Factoring Solution

Automate Your Business cash flow – Here’s How !

OVERVIEW – Information on the business cash flow solution known as Confidential A/R financing . Companies using this method of factoring/discounting their invoices create automatic cash flow and working capital

Business cash flow automated? Your ability to monetize your sales revenues as quickly as possible is in fact the automatic cash flow engine for your business. Collecting A/R as quickly as possible or financing via the bank or invoice discounting factoring is the alternate method. In effect it's your secret weapon! Let's dig in

Non bank A/R financing works when you can't obtain traditional bank financing, and when strong or erratic sales growth becomes an impediment to bank finance solutions. In many cases seasonal or bulge cash flow needs can't be addressed by a bank.
We remind clients that your cash flow, when you think of it really can become a competitive advantage. For those can can't access all (or any?) of the bank financing they need Confidential A/R Factoring is an ultra solid alternative. Bank credit is more difficult to achieve, and, to make matters worse in many circumstances we see the amount of credit you can get from a commercial bank in Canada is simply not enough for your needs.

Reasons why some business folks don't like what they hear about ' factoring ' is twofold -


1. They feel it's too expensive (rates are more competitive than ever)

2. They don't like how it works on a day to day basis - (We’ve got your answer to that one)

We think we can dispel both of those issues when it comes to providing a better alternative to address both concerns and misconceptions that our clients have.

So, ' regular ‘ factoring for cash flow for business works as follows - you generate an invoice, you sell the invoice and receive cash, usually the same day. Sounds great so far right?

However, now what happens is that your customer is contacted by the factor firm and they verify the invoice and receipt of goods and services. They also are in collection mode directly with your clients, according to whatever your terms are. The cost of this type of financing in Canada ranges anywhere from 7-8% per annum to 1-3% per month.

Factors determining prices are your firm's general financial profile, the size of the facility you need, and the types of customers and industries you sell into.

THE BETTER SOLUTION: ==>

Here's where confidential factoring discounting comes in. Here's the kicker. You bill and collect your own invoices! You have now regained total control of your factoring facility, are achieving all the benefits, and it is you who decides what amount you wish to finance on a daily, weekly or monthly basis.

Seek out and speak to a trusted credible and experienced Canadian business finance advisor who can assist you with cash flow & working capital needs.


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :



7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

Business Line Of Credit Strategy Required? Check Out Asset Based Lending

The Dirty Little Secret Your Banker Won’t Tell You About Asset Based Lending As A Business Line Of Credit Alternative

OVERVIEW – Information on a business line of credit facility known as ' asset based lending ' - Check out this Canadian business financing solution for you cash flow and sales growth needs

A business line of credit alternative comes with a dirty little secret. That secret? Canadian banks aren't the only ones to offer full blow credit lines that allow you to margin receivables, inventory, equipment, and even purchase orders! That solution by the way is called ' asset based lending'.

Can you blame someone for not telling you about a good thing? No surprise then that asset based lending is the dirty little secret in asset finance that that bankers in Canada don't necessarily want to let you know about.

So we're sharing that secret with you and touch on why it's such a powerful non bank financing strategy. Let's dig in.


Understanding why asset based financing is so different requires the need to understand what we are comparing it against. The comparison is of course an operating line of credit with a Canadian chartered bank. They are great, low cost, and run smoothly on a daily basis. If... and we repeat if... you can get one and get it increased as you need it.

Your ability to access a business line of credit with the bank focuses in on everything you probably feel isn't necessary. You have assets; you have growth, so what’s the problem. The chartered banks, in their wisdom allocate these lines of credit based on yes... the assets... but as importantly ratios, covenants, personal guarantees and outside collateral.

Nobody does a better job and at the lowest cost than our Canadian banks. They do that because they are lending you my money which is on deposit at their bank. So all power to safe lending practices, and that's why Canadian banks are some of the strongest in the world.

That brings us back to: asset based lending in Canada and why this type of asset finance is a powerful working strategy. And could it be simpler. Not really. It focuses on the two things you have always had... assets and growth potential for sales and profits.

Asset based lending is the ability of your firm to borrow, daily, as you need it , against receivables, inventory, as well as equipment and real estate if they factor into the picture . It supports your business credit needs, and does not, we repeat, does not overly focus on the bank requirements we mentioned.

Dirty little secret # 2 - Some of the Canadian banks actually have small boutique divisions of asset based lending! In our experience these divisions don't communicate properly with regular commercial bank divisions around what their offering is- that’s just our opinion.

So who actually offers this type of asset based lending. In Canada it's a relatively small handful of firms, some of which are U.S. based, and who have a tremendous expertise on the things you already have, inventory, receivables, and purchase orders and contracts.

Asset finance can cost the same as the chartered bank offering, in ,many cases it costs a bit or a lot more, depending on the size of your transaction .A business line of credit via an asset based line of credit generally starts at 250k and goes up to anywhere up to 50 Million or more!.

Accessing and navigating the maze of this boutique financing is difficult for the Canadian business owner and financial manager. The solution? Speak to a trusted, credible and experienced Canadian business financing advisor on why asset based lending is the secret you want to know more about.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '



Stan Prokop

Top 4 Most Overlooked Benefits of Leasing of Equipment As a Business Finance Strategy

Information on four key benefits with respect to leasing of equipment as part of your overall business finance strategy in Canada. How lease financing benefits can help you reduce and overcome capital acquisition risk and challenges. Make lease financing work for your firm!

Most Canadian owners and business managers wouldn't think of always paying cash for equipment and other capital acquisition needs. They also can't imagine, in the current economic climate, paying cash for everything. Whether you are in an industry that is highly capital intensive, or if you simply on occasion need to upgrade or purchase new equipment the leasing of equipment should be considered as an effective overall financing strategy for your company

Naturally no form of business financing in Canada could be considered perfect and met absolutely every one of your needs, but let's examine what are considered to be normally the top four benefits of equipment leasing. Naturally you want to ensure you are dealing with the right type of lease firm and you have also carefully examined your rights and obligations under the business lease.

Anyway, benefit #1- Flexibility. The reality is that working with the right lease partner firm should provide you with the flexibility you want in your transaction. Flexibility is of course a broad term, but we are basically referring to the type of lease that works best - for your firm! Not everyone else's. That flexibility comes in the form of low or no down payment, monthly payment structuring options ( here are possibilities abound!), balance sheet optics around the amount of debt you can carry without getting your bank offside. Flexibility also comes in the form of the ability to return the equipment or extend the lease for a pre agreed period of time.

Benefit # 2 might well be called Cost efficient. The last thing you want to be doing is getting your firm locked into a long term lease on a depreciating asset - and the reason you lease financed the equipment in the first place is that you as a Canadian business owner and financial manager recognize that the equipment ultimately will probably have no value after its economic life is completed.

If the business world was slow moving and predicable you would never have to worry about competition, changing technology, etc- however things don't work that way and as your needs change over time you can using equipment financing as the tool to address those needs.

Benefit 3- Tax benefits! We hate getting into long accounting and financial statement dissertations when we are lease financing info with clients, but the reality is that leasing of equipment as a business finance strategy has accounting and tax benefits re write off strategies around your payments.

Our final focused major benefit is simply Cash flow

conservation. It's tough enough in today's business environment to achieve positive working capital and cash flow for daily and long term needs. Utilizing lease financing as a tool to minimize cash outlay and reduced down payment requirements makes total sense. Choosing an off balance sheet operating lease strategy will also ensure your ratios and debt covenants stay intact.

In summary, as we stated, no overall business financing strategy works perfectly for all companies in all industries. But leasing of equipment has significant benefits that clearly outweigh other options such as purchasing for cash, entering into long term loans, etc.

Speak to a trusted, credible and experienced lease financing advisor to ensure you can take advantages of the 4 key benefits we outlined.

Stan Prokop is founder of 7 Park Avenue Financial -

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations





Article Source: http://EzineArticles.com/expert/Stan_Prokop/432698

Article Source: http://EzineArticles.com/5189939

Working Capital Financing In Canada - Yes You Can When It Comes To Successfully Accessing Business Lending Solutions

Working Capital and Business Lending in Canada Without the Voodoo!

OVERVIEW – Information on alternatives to working capital financing needs in Canada. Accessing the right business lending improves your firms success in growing sales and profits

Business lending in Canada . Is it all just voodoo? We don't think so, and there are solutions you can investigate to achieve maximum working capital & cash flow financing. It's time to get your business on track - so let's dig in.

There seems to a lot of ' optimism ' in small and medium sized businesses - we hear and read about that every day. But it's tough to sift through all the smoke and mirrors, dare we call it voodoo? and get a sense of where working capital and business lending is at here in Canada.

Optimistic? Most business owners & financial mgrs these days are in fact bullish about their businesses. In some cases though external industry and competitive and economic issues have some folks hanging on for life!

If you are forecasting and planning your cash flow needs, say on a 12 month basis your biggest challenge is often how you do get that liquidity squeezed out of receivables, inventory, and purchase orders and contracts. That has been and still is the real challenge - it's all about that cash flow is king guy!

When looking at your cash flow and financing needs you need to focus in on several key issues and determine how they fit together - typically those issues your ability to collect your receivables and how you are financing them, what your sale growth is going to be, and what type of longer term capital do you need for things like equipment, real estate, etc. Naturally all that has to be benchmarked against how you are currently financing your company.

Looking at new equipment while at the same time conserving working capital? In certain cases you might have to spend a considerable amt. on new assets to keep up with the competition. That's where equipment/lease financing is key to minimizing cash outlay while keeping your asset needs up to speed. Typically new assets help grow sales and profits.

There are great solutions for working capital via creative business lending in Canada. When we meet with clients they typically are looking for one solution, the ' holy grail' so to speak. In reality we show them that a number of solutions, possibly combined, can get you where you want to be in Canadian business financing.

Those solutions include receivable financing. Heard about factoring but not sure you like how it works... then consider confidential invoice financing... allowing you to bill and collect your own receivables.
Don't also forget to investigate two sources of govt financing - One is the Canada Small Business Guaranteed Loan program, which finances a combo of equipment or leasehold needs. Those companies investing in R&D should take advantage of SR&ED financing. That allows you to monetize your SR ED claim, without waiting for the federal and provincial governments to cut your cheque.

Have contracts upcoming, worried about financing them. Investigate purchase order and inventory financing... despite the myth it really is available!

Finally, as an alternative to traditional bank financing consider an asset based lending facility... it combines the power of receivables, inventory and equipment... with your firm borrowing against those assets on a daily basis as you need the working capital . It grows automatically as you grow sales.

Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash and loan needs.


7 Park Avenue Financial :


http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '



Stan Prokop

Business Lease Finance Options In Canada : Know Your Asset Needs & Understand Leasing Equipment Finance Strategies

What Mom Never Told You About The ‘ Credit Box ‘ & Acquiring The Business Assets You Need

OVERVIEW – Information on leasing equipment in Canada. Knowing your business lease finance options allows you to acquire the assets you need to run, and yes grow your business

Business lease finance options aren't necessarily always a straightforward process when it comes to acquiring assets. Equipment leasing might also find your company ' outside the credit box ' - in otherwards potentially not qualifying for the asset financing you require.

The real world reality? Your lease options and who you deal with in this area can make or break good or bad financing decisions. Mom never told us that one! Let's dig in.

We're arming you with some lease basics, and we'll let you in on some inside secrets to the trade. We have often told our clients we're not impressed by the ways in which some industry participants create a smoke and mirrors scenario around some of your most important lease financing acquisitions.

You're wrong if you think that it's all about interest rates also. Unfortunately most of the time new clients we meet are only focused on rate. In reality pure math analysis will more often than not show that leasing is a bit more expensive option. The actual reasons you chose to lease probably should be more focused around the two types of leases available, and which one is right for your firm. And as mentioned, leasing strategies properly structured will also put you inside that ' credit box ' - in other wards: You're approved!

Alternate decisions to lease are driven by, guess what...? Credit approval (leasing approval is easier to obtain) and the managing of your payments in a predictable fashion related to your cash flow. An if you are in a technology business you're most concerned with the fact that you have 3 or 5 years to go on payments and your asset is depreciating, or become obsolete a lot faster.

Don't forget also that many small, what we can call ' service features ' come with the lease facility. They include the ability to include taxes on your payments, bundle in warranty and maintenance, etc. Not everyone knows also that used equipment can be lease financed - provided the asset is purchased from a legitimate vendor either here in Canada or in the U.S.

Is it possible to figure out the exact rate you are being charged in a lease? As we said, it shouldn't always be about rate, but the answer is ' yes'... you can figure out what the interest rate is.

How do we do that then? Relatively simple, if you have the tool. The parts of any lease calculation are term of lease, amount financed, the final obligation or future value, the interest rate, and the payment. If you know any four of those you can use a financial calculator to calculate the 'real' rate the lessor is using.

Example: Your business is leasing 50,000$ of assets/ asset for 3 years and you own the equipment at month 36 you are told, and the monthly payment is 1600.00$. By entering those 4 into a financial calculator (a real financial calculator) you can see that the rate is 10%.

Let's stay with our client's fixation on rate. Is that 10% high, low, acceptable, competitive? More often than not it's a competitive number because the entire industry has to stay competitive to be in business.

A better question you never asked is what rate your lease company borrows at in order to allow leasing equipment for business such as yours. If they can borrow at 5% they are making 5% on you... if their cost to borrow is higher... and in most cases it's higher than you think, they are making less.

Let's share another of those secret strategies not commonly known. Your firm has a lease... it's for 50,000, for three years, and the monthly payment is 1600.00 and you. Your competitor has the same lease, but that monthly payment is 1480$. How could that be, ask clients?

The answer is that one lease is probably an operating lease, structured as a rental, and the lower payment simply means the lessor is going to get the equipment back at the end of the lease - sell it, and recover the shortfall (hopefully) on the lower payment you have been making.

So... is it all smoke and mirrors when it comes to lease finance options? It doesn't have to be.80% of Canadian business use various lease strategies to acquire assets. Shouldn't your firm be considering that?

Do your homework, compare apples to apples, and speak to a trusted, credible and experienced Canadian business financing advisor in the lease financing area.



7 Park Avenue Financial :

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '




Stan Prokop