Cash Flow Financing In Canada : The Long Hard Trail To Working Capital Solutions

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Is Cash Flow Financing A Bit Of A Jigsaw Puzzle ? Not Anymore!

Information on cash flow financing solutions in Canada . Here’s how to take the mystery out of the working capital needs your business has .. today!

Cash flow financing can often feel like a jigsaw puzzle complication to Canadian business owners and financial mgrs - it can be a long hard trail to the path towards proper working capital financing. We've got some solutions for that - Let's dig in.

Cash flow financing is typically what makes or breaks your company as your firm grows or struggles to overcome temporary challenges. We'll provide some real world immediate solutions for that working capital challenge that is always top of mind.

We haven't found anyone who does not disagree that working capital management tends to be the single most important measurement for your firm on a daily and ongoing basis - it’s always comes back to that ' cash flow is king' fellow !
If your liquidity is limited you need to recognize that.

Your accountant, with all due respect will easily and quickly calculate your working capital and potentially advise you that you're in a great position. He or she does that by going to your balance sheet and subtracting current liabilities from current assets. Let's say he or she came back and gave you the great news - that you have 4 dollars of current assets for every one dollar of payables. Sounds great so far, right?

Wrong, because you might find that your actual cash on hand is only .30 cents for every dollar of payables due, and all your money is tied up in - you guessed it, receivables and inventory that are slow paying and slow turning, respectively.
The day to day ' real world ' measurement of cash flow is your being comfortable to pay bills, loans, leases, wages for employees, etc !

So, why do you have a cash flow financing need, and what is the cost of a working capital cash facility that makes sense? Sitting down with clients and talking about their cash flow needs often revolves around the same key issues they are going through:

Temporary financial losses

Lack of long term financing (i.e. buying or leasing noncurrent assets without good long term debt solutions)

Growth!

Dramatic increases in sales, as great as they sound, lead to cash flow financing needs.

The internal do it yourself solution? Turnover of your receivables and inventories - easy to say - difficult to achieve.
The external solution? Monetizing receivables and inventory and in effect your future sales, via a cash flow financing facility.

If you firm is in a great industry, has clean balance sheets, and makes money your bank facility for a revolving line of credit will typically be in the 5-10% per annum range for cost of financing.

If your firm doesn't qualify for bank financing should you abandon ship? Definitely not. Working capital financing via receivables financing and asset based lending can solve all your problems and in effect turn your firm into a cash flow machine.

That new found cash flow comes at a price- Rates tend to be in the 1.5 - 2% per month range , , but you are actually paying that now by carrying A/R and inventory and losing out on the opportunity cost of turning capital into new sales and profits.
Other cash flow solutions:

A/R Factoring/ Confidential Receivable Financing

SR&ED Tax credit loans

Sale leasebacks / equipment financing

Working Capital loans - short term or long term

Speak to a trusted, credible and experience Canadian business financing advisor for your cash flow financing solution that makes optimal sense for your company.



7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '


ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Lease Financing Needs? Don’t Settle For Average With An Equipment Finance Company Solution

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Looking For The Home Team Advantage In Equipment Loans & Lease Finance? We’ve Got One!

OVERVIEW – Information on lease financing in Canada and why it makes sense to have the right equipment financing company in order to maximize equipment finance benefits for your firm . Key advantages of lease finance.

Lease financing needs in Canada, more than ever today, mean you don't have to settle for ' average '. A multitude of solutions for new, used, and even sale leaseback equipment loan strategies are available. Let's dig in.
Wouldn't it be great to have what the sports guys call ' home team advantage'? Advantages in business are great, especially when your competitor is on the other side of that advantage!

That's why we feel the right equipment financing company in effect becomes your home team advantage, as it becomes a partner and solution provider for your lease financing needs.

You probably have already decided why you are going to lease, rather than buy and purchase outright. We start telling clients about things like the tax advantages of equipment financing in Canada, depreciation strategies that follow tax benefits, their ability to manage obsolescence, adding in install and warranty and maintenance into the lease, etc!
But. Know what? All those benefits are great, but firms such as yours more often than not are mostly concerned about cash flow and the concern of drawing down on bank credit lines, etc for equipment that ultimately depreciates or has to be replaced.

So yes, you do need to know all those advantages, and focus on the ones that make the most sense for your company, so you can maximize them -.

The bottom line? Lease financing is mostly regarded as a cash flow tool. The textbooks call it the most efficient use of your resources when you have limited capital - we simply call it a great way to conserve cash flow. That's probably why 80% of North American businesses at some time or another lease.

One of the advantages of lease financing is simply clearly that it covers you from low tech to hi tech. Meaning? Simply that all assets can be properly financed if you partner with the right equipment financing company. That goes from computers and technology that seems to depreciate one second after you purchase it, to your shop floor and office equipment that might give you useful economic benefits for years.


Also, make sure you understand the concept of leasing to own, & leasing to use. That's important! Many clients aren't aware they can structure what’s known as an operating lease whereby they use the asset, minimize their cash flow outflows, and have maximum flexibility at the end of the lease financing transaction.

What is that flexibility? They can utilize one of three options at the end of the term - they can buy the unit, return it, or upgrade/extend the transaction. Tell us that's not flexibility!

So how in fact do you find the right equipment financing company partner? Clients are surprised to hear that there are hundreds of lease finance firms in Canada - some are huge, some are small, some are geographic, some don't want your type of business, some are dying to find you and get your business and provide you with great rates, terms, and structures.

Got all the time in the world these days? If not simply speak to a Canadian business financing advisor who is trusted, credible and experienced in lease financing.

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Cost of Factoring Finance :Making The Case For Accounts Receivable Financing

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In The Market For A Liquidity Solution? Try Confidential Invoice Receivable Financing!

OVERVIEW – Information on the cost of factoring finance and why Canadian business owners and financial managers should consider adopting an accounts receivable financing facility with confidential invoice and receivable financing for cash flow and profit growth

Accounts receivable financing is a solid way to overcome the working capital and cash flow challenge your firm faces... pretty well every day. Understanding the true cost of factoring finance, and its benefits is therefore important. Let's dig in.

Let's weigh in on those two issues and try and help you solve your Canadian business financing needs - our comments are mainly addressed to small and medium sized companies in Canada, but we can assure you the big boys come to talk to us about these problems also. They use the same solutions - just with fancier names!

The problem? It's simply that the ability to maintain ongoing liquidity continues to be the largest challenge in business today.

The ability to get proper business financing credit and the perceived cost of factoring finance is always a discussion point we have with clients. Working capital and cash flow are needed to keep up to your day to day operations, let alone grow your business in the manner that you want to.

No naysayers here, so let’s address our real subject here, which is accounts receivable financing, the cost of factoring financing ( that's what it is commonly known as ) as well as the benefits of what we feel is the greatest secret in Canadian business today, a confidential invoice and receivable financing facility.

So what’s it all about? A true accounts receivable financing strategy is actually quite simple. The paperwork has you selling your sales as you generate them - receiving cash, the same day! That of course is better than waiting 1, 2, and yes dare we say 3 months to collect your A/R. That brings us nicely into the area of the cost of factoring finance - which in Canada ranges typically to 1.25 -2% per month.

Is that expensive? Not necessarily, but you decide based on these facts. This charge, which is known in the industry as a discount fee, not an interest rate per se, can be significantly offset by your new ability to take supplier discounts in the same amount, as well as purchase more effectively.

The positive intangible around this is that you will build better supplier relationships than your competitors probably have, simply because suppliers love being paid.

And don't forget what we said early, which is that you , instead of waiting 60-90 days to get paid have cash flow to sell more and creates profits to offset this financing cost .

A winning combo?

Increased cash flow to reduce payables

Unlimited cash flow based on your sales growth

(We have met customers who have negotiated 5% better pricing with their suppliers based on their new found ability to pay cash.
The best type of accounts receivable financing facility in Canada is what we call a Confidential Invoice Financing. You bill and collect your own invoices, unlike your competitors who use traditional ' old style ‘factor financing.

Intrigued? Interested? Hopefully not confused! Investigate the benefits of accounts receivable factoring finance with the use of a trusted, credible and experienced Canadian business financing advisor. It's a cash flow 101 great strategy.


7 Park Avenue Financial :

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Business Financing methods? Asset Based Lending In Canada Today – 1 2 3 You’re Saved !

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Can Asset Based Lending Also Be Your Working Capital Solution?

OVERVIEW – Information on business financing methods in Canada and how asset based lending gains momentum for firms looked for larger operating facilities to facilitate working capital and growth needs

Asset based lending in Canada is one solution that many Canadian business owners and financial mgr's might not be aware of. Although it's one of those business financing methods / alternatives you might not know you should be aware of what it is and... how it works. Let's dig in.

We're examining asset based financing from the viewpoint of it being an alternative to a bank line of credit facility. Another way of describing this type of facility is to view it as the full service offering that is directly comparable to a Canadian chartered bank facility, commonly called an operating line of credit.

These types of facilities are of course not long term debt of term loan type scenarios. Can we put it any more simply than it’s your day to day business credit facility that facilitates payment to suppliers, employees, etc? And by the way it's a great way to grow your business lock step with the financing you need.

What we could call the ' full service ' asset based financing lending model is a facility that is usually a non bank financing arrangement with an independent finance firm that specializes in this type of facility .
It monetizes your current assets, which are typically receivables and inventory. However , there is often what we could describe as an upside kicker to the asset based line of credit because it can also easily margin, from a working capital perspective any unencumbered equipment and real estate that you have .

The other unique way in which asset based lending addressing working capital is that it also allows you, if you choose to margin and borrow against your equipment and real estate, all under that revolving line of credit facility .

In discussing this financing alternative with clients we point out that the alternative to the full service type of facility (which is typically for larger firms) is an asset based financing lending facility that we call a working capital line of credit. It is generally under 250k and typically just finances receivables. Our favorite and in fact preferred type of facility is one in which your receivables are financed directly but you retain billing and collection control. We call that Confidential Receivable financing!

Questions? Typically clients ask:

What does it cost?

How does it work?

Is it the right solution for my firm?

Depending on the size of your facility pricing for asset based lines of credit can be very competitive to bank rates. Larger facilities take 30-45 days to fully set up properly. It should be no secret to the reader that a typical application would include a business credit application, financial statements, and aged asset lists of receivables and inventory.

How is the size of the facility determined? Receivables are margined at 90% and inventory, depending on your industry, can be margined from anywhere from 25-70% in our experience. Most firms could never get that amount of financing on inventory from a bank.

So what’s all the hoopla? We can summarize it by saying its simply an alternative to bank financing when you can’t meet bank criteria , its competitive if you have a solid asset base and business prospects , and it provides you with unlimited cash flow and working capital funding as your business grows .


Confused? Hopefully not. Interested - hopefully so. Speak to a trusted , credible and experienced Canadian business financing advisor as to what business financing methods might alter your firms success and investigate asset based financing lending as a solid choice or alternative .



7 Park Avenue Financial :

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .




7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Business Finance & Loans Wellness : Sourcing The Cash Flow & Working Capital Solutions You Need

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Looking For Real World Canadian Business Financing? We’ve Got It !

OVERVIEW – Information on cash working capital solutions and alternatives for Canadian Business . There are alternatives for cash flow loans and finance needs for growth and profits

Cash flow finance & working capital loans are rarely in the ' front page news - read all about it!' category. Yet when your business seems to be ' revving up ‘Canadian business owners & financial mgrs are truly looking for some of those ' real world ' business financing solutions. Let's dig in.

As we've said before there might be something wrong with our plumbing because our client's taps don't seem to be flowing with cash flow and working capital offers!

Lets looks at what we consider a real world look at some business financing and lending issues around cash working capital and cash flow loans and finance for Canada's small and medium businesses .
If there is any good news today it’s that there are in fact a whole new relatively new slew of business financing and cash flow solutions.

No secret that Canadian chartered banks have the lowest cost of funds as well as the best rates and terms for business financing - it’s just that on occasion you can’t get the funding you need based on bank criteria!
We have nothing, by the way, against those bank criteria, because they're lending out our hard earned savings to your business. But the hard core reality is that bank financing and looser financing restrictions rarely come together to mean the same thing.

In fact many of our clients we talk to are looking for alternative solutions to cash working capital challenges. And they are pleasantly surprised to hear from us that some of those solutions, although they have never heard of them exist, and in fact are becoming more mainstream

So can we share some of those ' secret ' solutions that are available to you today? Heard of C I D, or ABL, or even financing your tax credits? Those solutions are available to Canadian business today. C I D is confidential invoice discounting, and ABL is asset based lending. We strong feel that ABL is the wave of the future when it comes to cash flow loans and finance for Canadian business.

Where else in the world can you get working capital funding for inventory, A/R, and even cash flow margining of your unencumbered equipment. Nowhere else, we can assure you of that.

There are new alternative solutions to the funding of working capital. Business owners & mgrs looking for alternative financing solutions also have the ability to access:

Equipment Financing

Sale Leasebacks

Govt Guaranteed Small Business Loans - (to max 1 Million $)

A/R financing/ Confidential Receivable Finance

Working capital term loans

SR&ED Tax Credit Bridge Loans

Short term working capital advances


So who in fact can provide you with the best information on cash working capital solutions? You could try your bartender or barber or hair stylist, but quite frankly why not consider an expert instead!

Seek and speak to a trusted, credible and experienced Canadian business financing advisor who can ensure cash flow loans and finance solutions that make sense are available to your firm.

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


'

Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.


Stan Prokop

Equipment Leasing In Canada : How To Not Give Up On Business Leasing Challenge For New Assets

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The Key To Improving Asset Acquisition Success For Your Business ? It’s Equipment Lease Finance!

OVERVIEW – Information on equipment financing in Canada and reasons why leasing for business makes sense from a viewpoint of cash flow management , quick approvals, and other financial benefits

Equipment financing in Canada should revolve around getting the facts for business leasing needs. Business owners and financial mgrs want the reasons, and the facts around getting new assets for their businesses. Leasing has never been more popular. Let's dig in.

We're examining the reasons and facts to ensure you are well informed when you are looking to acquire capital assets for your business. By the way , capital assets sure is a broad term, because it covers technology , plant equipment, business equipment, rolling stock, even your corporate jet .. (We know ' you wish ...').

So why are hundreds of millions of dollars, probably billions of dollars leased in Canada every year under an equipment financing strategy? It all comes down to a common saying among leasing people, which is simply:

You generate profits and sales by using assets, not owning or paying outright for them!

The good news about leasing for business is that the key word is flexibility - credit approvals are more flexible, cash flows can easily be structured to meet your needs, and various balance sheet and tax benefits accrue to companies who lease.
We find in talking to clients looking for innovative lease financing options that we can talk all we want about off balance sheet, tax benefits, depreciation strategies, etc - but, at the end of the day they are simply concerned with getting credit approval and conserving cash.

The alternative might be to acquire assets via your bank lines or term loans from you bank - but that can potentially pose problems down the road.

When we talk to companies that are using effective equipment financing strategies we find, more often than not, that they are simply ahead of their competition in innovative assets that drive revenues and profits. That's simply of course because there is no huge outlay of capital when acquiring these assets, which more likely than not are depreciating anyway.

Don't forget also that taxes are paid as part of your monthly installment when are leasing for business assets - a classic working capital conservation strategy. The bottom line is that your firm can grow when you have the ability to conserve cash flow and use it for operating needs and further re investment.

So who do you choose when looking for a leasing partner? That too is a huge challenge. There are hundreds of firms, many are in fact not Canadian, and all firms have different credit, deal size, and interest rate policies related to how transactions are structured.

If you are looking for a quick way to navigate the entire equipment financing marketplace in Canada speak to a trusted, credible and experienced Canadian business financing advisor who will assist you in completing a transaction that makes sense and achieves the approval and benefits your firm is looking for.


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.



Stan Prokop