Business Equipment Lease Financing In Canada - You Need To Know These Asset Leasing Finance Issues

4 Things You ( Probably ) Didn’t Know About Equipment Financing

OVERVIEW – Information on aspects of business finance equipment leasing not always considered by owners/managers who are acquired fixed assets. Here’s what you need to know about some key leasing finance issues








As business equipment lease financing is used by over 80% of Canadian business borrowers one would think the business owner/financial manager utilizing leasing finance would pretty well know all there is to know about the popular financing vehicle. One would think... but that's unfortunately not the case. Let's examine some key aspects on that point. Let's dig in.


A good start is to re enforce the fact that more than ever the advantages of leasing still remain pretty well constant. They include 100% financing ( in some cases a down payment might be required ) , as well as the cash flow savings inherent in the transaction - allowing your company to match cash flow to useful life of the asset. Knowing those fixed payments won't change during the life of the lease allow the owner / manager to better handle cash outflows?

1. Accounting is critical to your lease transaction - the reason that is important is the flexibility that comes with this method of financing. Because you have two separate choices when you enter into a lease the way you account for the lease has implications for how that affects your balance sheet and income statement. The best way we explain this to clients is that you have to decide whether the lease you are entering into is a:

Lease to own

Lease to use

Respectively, the technical term for each of these choices is CAPITAL LEASE... or OPERATING LEASE.

The best way to think of that decision point is often referred to as ' risk and rewards of ownership ‘.

So bottom line, if you choose a capital lease as an example you have chosen to own and dispose of the asset and account for it in that manner.

2. What's the deal on which of those two choices you choose? Typically lessees (that’s you) choose operating leases when they are focusing on using the asset but wanting to upgrade or return it at the end of the lease term. The capital lease denotes ownership, on the other hand.

When you enter into a capital lease you should be focusing on how long you are going to use the asset, and how you will dispose of it at the end. That can be via selling it yourself, or using it as a ' trade in' of sorts on a similar use asset.

KEY POINT - During and operating lease you can modify payments via upgrades, lease extensions, etc. Capital leases have a ' hell or high water' clause that specifies you're responsible for all the fixed payments for the term of the lease. There is almost never ' no mercy '

on ' buying out' the lease.











3. Residual Value - in both our lease examples it’s important for the owner /manager to focus on the value of the asset at the end of the lease term. For the capital lease that will involve how you handle the ' book value' on your accounting records, as well as knowing what you might be able to get for the asset if you sell it.

The operating lease places even MORE focus on the residual or final value of the asset at end of term. That’s because with that lease you have the right to return, upgrade via a trade in, or simply extend payments for a mutually specified period of time.

4. SUBLEASING? In certain cases your firm as the owner of the asset can ' sublease 'the asset to a third party. In effect your company becomes the lessor! While you are still responsible for the payments you are collecting all or a portion of those payments from a third party. In larger firms this might be to a subsidiary on an inter company transaction.


If you want to ensure you're benefiting from all the positive aspects of acquiring assets through financing seek out and speak to a
trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with you equipment finance needs.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS EQUIPMENT FINANCING EXPERTISE



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Cash Flow Financing : Different Working Capital Finance Solutions For Different Problems

The Mission – Should You Accept It ? Fixing Working Capital & Business Finance Challenges In Canada



OVERVIEW – Information on working capital finance solutions in Canada. Here’s how the Canadian business owner / financial manager can address cash flow financing challenges via various options




Cash flow financing means different things to different business owners. But when your overall business finance strategy isn’t working your mission, (should you choose to accept it) becomes accessing working capital finance strategies that make sense specifically for your firm. Let's dig in.

In the world of business survival small problems can become large quite quickly, and no example is better than the one of running out of cash. Top experts tell us those owners, investors, lenders, suppliers focus on ' cash flow ' to gauge whether a company is winning or losing.

That's the big picture, but on a day to day basis working capital financing is relevant because it allows you to meet demands of clients, as well as having the opportunity to take on larger deals, contracts, etc.

If a business is growing the problem of proper financing is very visible quickly. That's because the internal workings of the company are not allowing sales to translate into cash as quickly as is needed.

Key to understanding your ' cash flow fix' is the ability to separate long term needs from short term requirements. Also, the business owner/manager has two options for the fix - borrow and take on debt, or monetize assets.

Actually there are three options we suppose - the other is to inject new owner equity into the company. Unless you're a company that is considering ' going public ‘, or desiring to have new private capital come in that 3rd strategy is highly ... undersireable! It dilutes ownership per cent age.

Accountants tell us that the working capital part of the balance sheet is represented by ' current assets ' in your financials. Typically they are receivables and inventory. Managing and financing these two assets are your closest chance to achieving cash flow nirvana!

Financing of current assets can be done both traditionally through Canadian chartered bank lines of credit, or alternatively through non bank independent commercial finance solutions.

What are those solutions?

They include:

Factoring / Confidential Receivable Finance
Inventory financing
Business line of credit via a non bank asset based line of credit
Monetizing tax credits (SR&ED loans)
Sale leaseback of fixed assets
Purchase Order/ Contract Financing

Those are all ' asset monetization' strategies - they don't bring new debt to your balance sheet, and bring you one step closer to ' cash in the bank '.

Owner/Managers also have the ability to consider a working capital term loan. If your business has the cash flow to support such a transaction it's a fixed term loan with monthly payments that inject ' permanent' working capital into the business.

The good thing about having a flexible cash flow financing solution in place is that it allows you to eliminate the ' emergencies' that arise out of sales opportunities or bulges in working capital needs.

The best way to assess your needs is to spend some time always looking at sales growth, seasonality in revenues, needs for new assets, and how much A/R and inventory you will carry or need based on that sales analysis.

If there is any ' good news' in the cash flow conundrum it’s simply that there are analytics and solutions available to business owners/managers.

Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who will join you on ' the mission’.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN CASH FLOW FINANCING EXPERTISE








Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '


























Stan Prokop

Business Line Of Credit Challenges in Canada : We Know Why

Being Able To Pivot Quickly Reverses The Challenges In Business credit lines


OVERVIEW – Information on the business line of credit in Canada . Being able to adapt to the type of facility your company needs stems from types of facility available, their cost, how they work, and the ability to distinguish between traditional and alternative offerings



Business line of credit needs stem from needs of your business for operational and growth success. Let's dig in.

The interesting thing about these types of facilities is that their need in effect mirrors the ' journey ' of your business. They often start out with the owner/entrepreneur struggling with the realization the current assets he or she has grown through sales have depleted cash on hand. Even worse is that traditional lending sources such as our Canadian chartered banks that place a tremendous amount of emphasis on the personal financial resources, credit history, and outside assets of the owner/entrepreneur.

That brings us to the ' pivot point ‘. It's where owner/entrepreneur, or his or her financial manager must be able to quickly and expertly know where to, and who to turn to.

In the case of company credit lines it boils down to three alternatives:

Banks

Non bank ABL credit lines

Subsets of traditional and alternative lending that provide part or all of the financing need

There is no clearer requirement than the needs of a bank for approving business credit lines. It's all about your company's current and past financial statements, cash flow coverage, and business asset and outside collateral and positive perception of owners. Unfortunately when anyone of these is lacking it's almost impossible to get financing approved.

For businesses at the lower end of the SME sector mundane issues such as personal credit scores and personal net worth suddenly become ' critical' for bank approval.

We hasten to add that when your company can access Canadian chartered bank financing the rates and the flexibility available are quite frankly unsurpassed.

ABL Credit:

ABL (asset based lending) is the non bank alternative for the business line of credit. Here pretty well only one thing counts - assets. Both short term and long term assets are in effect ' combined' into one revolving line of credit. These assets become the ' only ' collateral on your deal, not a ' secondary ' source as in Canadian banking facilities.

ABL credit is very ' formula ' driven - but for once those formulas make sense. Borrowing ability typically is 90% of your A/R, anywhere from 30-70% of your inventory, and the true liquidating value of any fixed assets.

By the way, top experts tell us that in the U.S. over 30% of that business credit line borrowing is done by ABL facility providers. While that's not yet the case we tell clients that that trend is in fact a positive one also.

So that brings us to ' sub sets ‘, in effect small ' niches' in working capital and cash flow financing.

They include:

Factoring / Confidential Receivable Finance

Inventory finance

SR&ED Tax credit loans

Working Capital term loans - while adding debt to the balance sheet they do in fact inject permanent working capital into your business.

All three categories of the business credit line in Canada come with different costs. ABL facilities cost more, but always deliver. Bank financing provides low cost growth financing. And when niche financing is needed for a variety of reasons or challenges our ' subset ' trio as outlined above also delivers.

Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success when you're searching for that ' pivot point ' in business credit.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS LINE OF CREDIT FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '




















Stan Prokop

SME Corporate Finance In Canada : Are There Really So Few Financing And Loan Funding Options

Is Successful Canadian Business Financing Fortuitous With These SME Banking And Lending Options


OVERVIEW – Information on SME corporate finance and loan funding options in Canada . Are financing solutions for small to medium businesses ample enough ?







SME corporate finance options means different things to different people. So when it comes to ' loan funding' and general financing solutions in the SME sector the question often arises: Is that ' good luck' fortuitous feeling possible when it comes to Canadian business financing? Let's dig in.

It's probably also worth spending a minute on what exactly the 'SME' in SME Commercial finance options means. Canadian banks and various commercial finance firms themselves probably have different definitions of what a ' small to medium enterprise’ business is when it comes to size, headcount, etc. In fact top experts will tell us that the definition of ' SME ' actually varies from country to country!

When it comes to government definitions in Canada believe it or not any business under 500 employees is SME!

Are there solutions to the age old problem of small and medium sized companies being unable to get all the financing they need from Canadian chartered banks? Frankly many business owners and financial managers simply don't know two things:

What is the actual criteria for traditional bank financing?

What alternatives are available to guarantee loan funding and general business financing?

Bank financing relies on a business having a ' quality ' balance sheet and historical and present profit generation. Additionally they look to the owners of the business to have their personal finances in order. That typically means up to date tax filings, no tax arrears, and a positive personal credit report from one of Canada's two credit bureaus.

It also makes a difference, when it comes to banking, if you're applying for a line of credit or a term loan. Factors that will come into play for both of these will include cash flow ratios, profit seasonality, business net worth, and reasonable levels of current assets (A/R, inventory) and managed payables.

Letting you in on a bit of a secret, the most two focused on ratios typically are the working capital ratio and total debt to equity.

Whether you're looking for traditional or alternative financing it’s all about ensuring a generally positive picture is made relative to having up to date financials, and ensuring that profits are mostly kept in, and not removed from the company.

If your business doesnt qualify for any, (or all) of the loan funding and financing you need it can only lead to disastrous consequences. Alternative finance solutions can provide your company with a strong measure of success. Those solutions include:

A/R finance / Confidential Receivable Financing

Inventory Finance (ideally suited for retailers and wholesalers/distributors)

Revolving Credit lines via a non bank ABL asset based line of credit

SR&ED Tax credit financing

PO/CONTRACT/SUPPLY CHAIN financing

Equipment financing/Sale Leasebacks

The good news reality?

Businesses that have sales and assets can always be financed. Avoid the self created urgencies of a cash flow crisis, now and in the future. Seek out a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with your SME COMMERCIAL FINANCE needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 PARK AVENUE FINANCIAL = CANADIAN SME COMMERCIAL FINANCE ALTERNATIVES





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '





























Stan Prokop

Canadian Business Financing : How Good Are Your Cash Flow And Debt Options

We Need To Talk ….. About Canadian Business Finance Options

OVERVIEW – Information on cash flow and debt finance options. Canadian business financing comes with choices and alternatives . Here’s why






Canadian business financing , fortunately or unfortunately, comes usually with a question : What type of cash flow or debt finance solutions are right for my firm - and more to the point , do I qualify for approval . Oh and one more question - What do the various traditional and alternative options cost and how do they work? The answer? Let's dig in.


One of the first areas the business owner needs to assess is the whole issue of borrowing to take on new debt, or simply being able to ' cash flow' or ‘monetize’ business assets. The need to acquire longer term fixed assets is always going to be financed via long term debt, term loans, and equipment finance and leasing. Top experts tell us that over 80% of all businesses in North America utilize equipment financing to acquire production and technology type assets.

Is leasing always the ' go to ' when it comes then to acquiring assets? In some cases current assets can be refinanced via a sale leaseback or temporary bridge loan, bringing in need working capital.

Note also that for companies in the Commercial SME Finance needs sector the Canadian govt small business loan should be considered. It's for new or start up businesses that require leasehold improvements or new assets to a maximum of 350k, although that max is in the process of being raised - great news for the firm that has under 5 Million dollars of revenue . ( 5 Million is the program max )

We advise clients strong to consider ' matching’ business financing solutions with the need. A clear example? Simple. Don't use day to day business lines of credit or cash on hand to acquire long term assets. That depletes your cash flow and working capital ratios. The strategy might make sense in the moment, but never in the long term.

Business financing needs often focus on ' liquidity '. That is the ' monetization' aspect of what we have been talking about. Here you want to focus on financing receivables and inventory. That is accomplished via such strategies that include:

Chartered bank credit revolving credit lines

Inventory Financing

A/R Financing (that might include traditional invoice factoring or our recommended solution - Confidential Receivable Finance

Tax credit monetization (Yes Virginia ... you can finance SR&ED refundable tax credits

PO / SUPPLY Chain Financing

Asset based lines of credit - these are non bank in nature and monetize your current assets into one simple credit line that you borrow against and revolves


It's critical to assess whether the financing you need is ' traditional' or ' alternative ' in nature. Part of that assessment is the cost, as the non traditional sources will often cost 2-4 times the cost of today’s low bank financing rates, which might typically be in the 4-5% range. Note though that its a question of access to capital as opposed to ' cost of capital' for many business owners who can't qualify for unlimited amounts of business credit, which often can be sources via alternative finance vehicles.

So, do ' we need to talk '? Consider seeking a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ensure you are on the right path to solid cash flow and debt finance solutions for Canadian business.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCING EXPERTISE





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Funding The Film Tax Credit And CRA SR&ED : Inside Refundable Financeable Tax Credits

Can Film / TV & Animation And SR&ED Tax Credit Credit Financing Actually Be Fun?

OVERVIEW – Information on financing and funding refundable CRA SRED ( SR&ED ) credits in Canada . In additional to industry’s SR ED credits the Transmedia industry via the film tax credit, as well as tv and digital credits can provide valuable funding for project owners/producers





Film tax credit funding in Canada, as well as the financing of CRA SRED Credits - Could they actually be fun to finance? We suppose the book will always be open to that one, but there is no clearer path to cash flow success than the proper financing of refundable tax credits in Canada. Let's dig in.

SR&ED credits, as well as ' film tax ' credits (they include movies, documentaries, television, and digital animation) are among the most popular incentives provided by Provincial and federal bodies in Canada. There are other financeable incentives, but these two refundable credit programs account for billions of dollars of funding that makes its way into Canadian industry as well as the entertainment industry.

Some of the changes that have been made in the SR&ED tax credit program , viewed as negative by some, in fact are positive when it comes to the cash flowing of these programs. Take for instance the extreme scrutiny that the preparers of these applications (‘SR&ED Consultants) came under. Since the quality of the claim is one aspect of the financing of CRA SRED CREDITS who prepared it, and what compensation they received is quite simply a positive aspect in the successful financing of your claim.

While the folks that prepare the actual claim submission are not regulated in any manner the scrutiny they came under simply made things more competitive in terms of your firm, the recipient of the benefit!

One factor in the financing of a SR&ED claim is the amount and accuracy of the claim. Previous filing history also helps, but is not a necessity.

Even if your CRA SRED CREDIT is part of a normal audit it is still of course 100% financeable.

The documentation required to properly finance a SR ED is as basic as any business credit application. It includes financials, owner information, previous filing history, and a copy of your filing. While in years gone by a SR ED claim could only be financed after it has been filed recent trends ( positive by the way !) include the ability to cash flow r&d expenses prior to filing the actual claim. It's almost ... fun.

FILM TAX CREDIT FINANCING:

Some ( not us ) might argue that nothing is more ' risky ' than the world of film, /TV/animation relative to financial success . We disagree... with a caveat... meaning that when it comes to film tax credit finance you're as close to a sure thing as you can expect to be .

The key aspect to film tax credit funding is understanding that its only one aspect of the financial structure of a film type project. Other aspects include equity funding, distribution, pre sales, ' gap ' finance, receivable finance, debt, bonding etc.

Not every producer/project owner has the capability to minimize risk within a group, or ' slate ' of projects.

Financing the tax credit involves ensuring all of the other parts of a project are in place. It might be a 100% Canadian production, or a legitimate ' co production' with another country. (Tax credit financing is still available in Canada for approved co productions).

Similar to SR ED R&D credits billions await projects in film/TV/animation. While loans and grants are available a huge per cent age of a production in often financed by the cash flowing of a tax credit.

It’s essentially a point system based on your spend in production, salaries, and even geography (where you film or produce) plays a role. The role of the ' SRED CONSULTANT ' is in the case of film replaced by a film tax credit accountant - with good ones maximizing legitimate claims.

So tax credit financing is fun? We'll let you be the judge of that, but if you wish to get on the ' inside ' of proper tax credit funding seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can help you maximize refundable tax credit finance claims.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN TAX CREDIT FINANCE SOLUTIONS





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Financing Cash Flow Needs : Raise Your Game In Solutions Via Finance Companies

Eliminate That Suspended Animation Feeling When It Comes To Canadian Business Financing

OVERVIEW – Information on solutions from finance companies and banks on financing cash flow in Canada . Solutions vary by industry and your firm’s overall financial position



Financing cash flow for Canadian businesses often has the business owner/financial manager having that ' suspended animation' feeling; not knowing where or how they can address their financing needs. So how does one ' raise the game ' in this critical aspect of business and what solutions do banks and finance companies provide to solve the challenge. Let's dig in.

If the owner/ manager aren’t managing his or her way through a cash flow crisis these days they probably are working on how to grow their company and out do the competition. Challenges often arise from several areas; they might include:

Taking on new larger contracts

Managing payables/vendors

Sourcing new equipment need to modernize or run the business

While your accountants can help pin point the problem they more often than not can't provide the solutions

Where does that badly needed cash flow in your business go then? Sometimes it relates to your firms ability to generate a profit. Remember also that paying your suppliers promptly actually is a negative cash flow, although it's a fine line in managing key vendor relationships.

When bank financing is not available in the SME COMMERCIAL FINANCE area the challenge is to look at solutions provided by a commercial finance company. That might be a specialized or alternative solution, or a traditional one - i.e. ' banking '.

A short summary of available solutions includes:


Receivable Financing/Confidential A/R Finance
Inventory Finance
Revolving bank credit facilities
Non bank asset based lines of credit
Equipment financing
Sale leaseback utilization re existing owned assets
Tax Credit Monetization
PO/SUPPLY CHAIN/CONTRACT Financing
Working Capital Term loans


The ability to prepare a simple cash flow forecast will often help highlight the type of solution you need - your business financials and over all health will further qualify what financing you are eligible for - either traditional or alternative.

Remember also that simply managing assets better - i.e. faster receivables collections, better inventory turns, etc will allow you to better qualify for external financing, as well as minimize the amount of debt you have to take on. Remember also that a commercial finance company can also provide solutions that monetize existing assets, so you aren't necessarily burdened with extra debt.

Raising your game in Canadian business financing can be achieved by monetizing assets and taking on loans / debt that make sense for your firm’s future path. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in eliminating that constant feeling of ' suspended animation' via an action plan for financing cash flow.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS CASH FLOW FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop