WELCOME !

Thanks for dropping in for some hopefully great business info and on occasion some hopefully not too sarcastic comments on the state of Business Financing in Canada and what we are doing about it !

In 2004 I founded 7 PARK AVENUE FINANCIAL. At that time I had spent all my working life, at that time - Over 30 years in Commercial credit and lending and Canadian business financing. I believe the commercial lending landscape has drastically changed in Canada. I believe a void exists for business owners and finance managers for companies, large and small who want service, creativity, and alternatives.

Every day we strive to consistently deliver business financing that you feel meets the needs of your business. If you believe as we do that financing solutions and alternatives exist for your firm we want to talk to you. Our purpose is simple: we want to deliver the best business finance solutions for your company.



Friday, October 9, 2015

A Financial Cash Flow Formula? Examining Winning Business Financing Techniques





Are We There Yet? Who’s Driving.. Your Cash Flow







OVERVIEW – Information on the financial cash flow formula considerations that make successful business financing in Canada work . It’s all about those cash flow drivers






A Financial cash flow formula?
Business financing in Canada depends on putting a proper capital structure and ensuring owners/mgrs understand the factors that shape your business financing needs. That allows you to identify proper business finance solutions. Let's dig in.

Think about it. What does in fact determine the type of business financing you need (and how do you achieve that?!). Some key factors you need to consider are:

What you will use funding for

At what stage of life is your business in (start up / growing, mature/distress)

What types of business financing does your particular industry demand

How do owners feel about debt / equity and asset acquisition and monetization?

Is your industry popular, or ' out of favor' with lenders


Naturally private,' non public' companies have different views of what happens to cash and profits. How they address those views determines their business finance direction. If there is one commonality it's that everyone, (including the clients we meet daily) wants ' inexpensive ' financing. ' Cheap' financing , also known as Canadian Chartered Bank finance !... is a lot easier when your firm is growing at a normal rate, has good cash flow, profit margins, and low debt. Companies that have challenges in some (or all?) of these areas will not be eligible for ' low cost ‘funding.

The ability to plan your cash flow needs in advance of a crisis is what successful business is all about. It's also critical to spend some time in understanding the concept of matching proper funding to specific uses.

Some examples? Acquiring assets through proper use of equipment lease financing. Another requirement is daily operating needs re payroll, suppliers, fixed expenses, etc. Here is where the proper BUSINESS LINE OF CREDIT comes into play. In some cases your firm might be investing in R&D. Many firms utilize SR&ED financing for cash flow needs to help recover off funds spent on research.

The solutions to cash flow formulas that work are numerous - but which one works for your company. They include:

A/R Financing

Inventory Loans

Business credit lines - bank and non bank

Tax Credit Financing ( sr&ed )

Equipment Leasing/ Sale Leasebacks

Cash Flow Loans

Working Capital term loans


So, are we there yet? Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with understanding, and solving, your cash flow needs.


Stan Prokop - founder of 7 Park Avenue Financial –


http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - Completed in excess of 100 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.

Info & Contact Details :


7 PARK AVENUE FINANCIAL = CANADIAN CASH FLOW FINANCING EXPERTISE



7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email
= sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '








ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.







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