Working Capital Finance In Canada : The Rise of Cash Flow!

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Your Executive Decision : Improve Cash Flow & Access To Business Financing ! Here’s How

OVERVIEW – Information on working capital finance solutions in Canada. The ability to properly fund and finance your cash flow needs makes .. or breaks.. your business future

Working capital finance in Canada is all about the need, and the rise of cash flow solutions to run... and grow your business. All those in favor of making an executive decision in improving your Canadian business financing access say aye. It's resolved! Let's dig in.

Doesn't the timing to reassess your working capital cash flow needs seem appropriate? Working capital finance solutions are available, and they are not always what you thought they might be.

It's rare that any business, especially those with SME COMMERCIAL FINANCE needs, doesn’t, at some time, have cash flow challenges that haunt the business owner/financial mgr. on a daily, intermediate, or even a long term basis.
Your ability to put together effective techniques and solutions around working capital financing always goes back o the management of your short term assets such as cash, receivables, and inventories.

The reality? It’s a balancing act that challenges you every day, we know that. The cash requirements come out of the need to meet your day to day expenses, pay employees, and make payments on any debt obligations you have.

In talking to clients inventory levels that allow you to run your business, minimize constant re ordering, and taking advantage of price and volume discounts continue to be a main challenge.

Can this challenge be addressed? It sure can, and in a number of ways.

Here's a solution to consider:

Arrange a long term unsecured working capital loan to address product needs - alternatively you can blend the borrowing power of your receivables and inventory on a combo basis via a working capital facility that margins receivables and inventory. This facility, called an asset based line of credit when it's for a larger amount will turn your company into a constant cash flow machine if you manage it properly.

We point out to clients that this type of working capital cash flow facility we just described is offered by a non bank private finance firm, so we encourage clients to speak to a Canadian business financing advisor as to how these facilities work.

Are there internal steps you can take to accelerate cash flow? There are. You can amend credit policies, shorter your payment terms, extend those terms, or simply collect your receivables more efficiently and aggressively. Those are all measures of how you identify your credit policy. The other side of that coin is how you finance that huge investment you more than likely have in receivables.


In Canada several clear options are available, They include:

Short term working capital/cash advance loans

Sale Leaseback financing

SR&ED tax credit bridge loans

Securitization of receivables - (primarily for larger firms)

There is only one bottom line in working capital cash flow - its simply that you need to understand your cash flow challenge, and then investigate the proper options to remedy that challenge, allowing you to fuel long term growth and profits .

In some cases traditional bank financing, via the right bank and banker will work. When it doesn't consult a credible, experienced and trusted Canadian business financing advisor who will help you identify real world solutions for cash flow success. Time to make that executive decision?


7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop