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Whether it's Mezzanine Financing Or Alternative Finance Solutions You're Ready For Business Capital Solutions
A business cash flow loan ? Whether your company is expanding to increase sales of simply running into the proverbial cash flow crunch business owners might like to know that financing solutions are just around the corner. The trick ? Knowing what types of loans suit your firms exact needs .
Additional capital infusions , whether they come from owners themselves or commercial lenders allow a company to finance specific needs - which are many times industry specific . For example mfg. companies typically require significant working capital for inventory and receivables .
The challenge is of course to understand that additional debt must be both managed wisely .. and paid back! In certain cases your firm might be looking at buying a competitor or a firm that adds business synergies. At the opposite end of the spectrum some owners might be looking to take out the equity they have built up over the years.
Let's also not forget companies who are experiencing some level of financial stress, but true mezzanine loans require strong cash flow as the collateral - those cash flows are not always present in firms experiencing any form of distress of business challenge.
True mezzanine loans are typically complimentary to the debt you already have in place, although if can also be used to displace current lines of credit or owner equity .
Cash flow loans for larger firms are a ' hybrid ' type of financing, in the pecking order of security they are below secured creditors, but above owner equity holders. From the owners perspective collateralized cash flow loans are cheaper than equity raises.
So whats the problem then with cash flow financing ? It's simply that it is much costlier than secured bank debt and in some cases the lender might want some ownership in your firm.
The real mezzanine financing we are speaking of typically is used by larger firms.
What About Cash Flow Financing For Small and Medium Sized Companies?
Companies looking for SME COMMERCIAL FINANCE solutions have the same challenges as large firms - They too want to fund growth properly , buy competitors or finance a management buyout perhaps.
Non bank alternative financing lenders provide business cash flow financing in a variety of ways . Those solutions include
CASH FLOW FINANCING SOLUTIONS
Non bank business credit lines
Inventory Finance
A/R finance
Equipment financing / Sale Leaseback loans
Tax Credit Financing
Short Term Working Capital Loans
Long term ( 2-5 YR ) working capital term loans
Seek out and speak to a trusted, credible and experienced Canadian Business Financing advisor with a proven track record of success , giving you the ability to weigh the benefits and risks of cash flow finance.
7 Park Avenue Financial :
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Click Here For 7 PARK AVENUE FINANCIAL website !
7 Park Avenue Financial provides value added financing consultation for small and medium sized businesses in the area of cash flow , working capital , and debt financing .
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.
Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.
Stan Prokop
