Financing Businesses In Canada: Recognizing Early Warning Signs For A Business Plan Requirement

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What Types Of Canadian Business Financing Require A Business Plan

 

YOUR COMPANY IS LOOKING FOR BUSINESS FINANCE & BUSINESS PLAN HELP

NEED A BUSINESS PLAN FOR FINANCING - LET 7 PARK AVENUE FINANCIAL WRITE YOUR PLAN

You've arrived at the right address! Welcome to 7 Park Avenue Financial

Financing & Cash flow are the biggest issues facing business today

ARE YOU UNAWARE OR DISSATISFIED WITH YOUR CURRENT BUSINESS FINANCING OPTIONS?

CALL NOW - DIRECT LINE - 416 319 5769 - Let's talk or arrange a meeting to discuss your needs

EMAIL - sprokop@7parkavenuefinancial.com

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Oakville, Ontario
L6J 7J8

 

Financing businesses in Canada may or may not require a business plan proposal. When do business plans make or break your firm's financing objectives, and are they required at all? What are the risks of not having a plan when you need one? Let's dig in.

 

WHY DOES YOUR COMPANY NEED A BUSINESS PLAN? NEED BUSINESS PLAN HELP?

 

Business owners and financial managers typically associate business plans with funding requests. Done properly, the document reflects the type and amount of funding you need (for example - capital expenditures / buying a business, etc.), potential future financing needs, what banks and other lenders (commercial finance companies, etc.) call the 'use of proceeds. Business plan writers such as 7 Park Avenue Financial understand your needs when this type of document is required.

 

  

FINANCIAL PRESENTATION IN A BUSINESS PLAN IS KEY - LENDERS LIKE TO SEE REPAYMENT!  

 

Additionally, a proper document will include how the loan or financing needs fit your business's overall working capital and cash flow needs. It sometimes is forgotten that the lender is fixated on one thing - getting repaid!

  

CASH FLOW PROJECTIONS ARE KEY  

 

While many plans we see focus on the past and present, it's always critical to integrate your financing into the future - reiterating how debt will be repaid, etc. Time periods for repayment are important also, as you want to demonstrate things like timing of cash flows, cyclicality in your business, temporary 'bulges' of sales and cash flow.

 

A sense of urgency is not the best theme to have in your business plans. That's when the ability to anticipate future financing needs properly helps your proposal stand out more legitimate. Financing under pressure seldom works - dire straits financing is certainly achievable - but not recommended as a strategy!

  

DOES A STARTUP NEED A BUSINESS PLAN? 

 

Startups definitely need a business plan! Start-up business financing almost always requires a proper business plan. Here capital and funding are typically more costly as it's associated with more ' risk ' - so your ability to have a clear, sound business plan reflecting realistic potential success is desired. Certain industries are occasionally out of favour - if that's the case, even more care is needed.

 

WHEN IS A BUSINESS PLAN REQUIRED? WHEN ARE BUSINESS PLANS RECOMMENDED?

 

Here's a quick recap of some of the main types of Canadian business finance solutions - highlighting a more clear need for when you might best consider the need for a business plan

 

A/R Financing - not required

 

Inventory Financing - not required

 

Government SBL Loans - required/recommended

 

Term loans - Recommended.

 

Acquisition Financing - Required/recommended.

 

SR&ED & Film Tax Credit Financing - not required

 

Franchise Financing - Required and recommended.

 

Working capital term loans - Recommended.

 

  

 

7 PARK AVENUE FINANCIAL PREPARES BUSINESS PLANS AT A REASONABLE COST AND WITHING YOUR NEEDS TIME FRAME!

  

 

The cost and time in preparing a business plan that reflects your funding needs is more reasonable than most owners imagine. Seek out and speak to 7 Park Avenue Financial,  a trusted, credible and experienced Canadian business financing advisor who can ensure your plan is cost-effective and works. It will include an executive summary, strong cash flow projections, and details on your management team and marketing plan. Bottom line? We know your required format of a business plan relative to your needs.

 

Small businesses always benefit from proper business planning/business plan services. The business owner/ financial manager should always be on the lookout for those 'warning signs' that a good business plan proposal is required - one that reflects that your company merits and deserves the financing it needs to start /operate/grow, or acquire a business. Can your firm benefit from our business plan writing service.

7 Park Avenue Financial :
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Email = sprokop@7parkavenuefinancial.com

http://www.7parkavenuefinancial.com

Click Here For 7 PARK AVENUE FINANCIAL website !



7 Park Avenue Financial provides value-added financing consultation for small and medium-sized businesses in the areas of cash flow, working capital, and debt financing.



Business financing for Canadian firms, specializing in working capital, cash flow, asset based financing, Equipment Leasing, franchise finance and Cdn. Tax Credit Finance. Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations.

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR

Stan has had a successful career with some of the world’s largest and most successful corporations. He is an experienced

business financing consultant

.

Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.


Stan has over 40 years of business and financing experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in-depth, hands-on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.


Click here for the business finance track record of 7 Park Avenue Financial



Stan Prokop
7 Park Avenue Financial/Copyright/2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Business Plan Proposal Financing Businesses Canada | 7 Park Avenue Financial

Financing Businesses In Canada: Tapping The Motherlode In Loans Via The Right Criteria For Business Loan Success

How Much Money Does Your Business Really Need ? You’d Be Surprised

OVERVIEW – Information on financing businesses in Canada.
What type and amount of business loan works for your company, and is a loan the real solution to financial success ?

Financing businesses in Canada has owners/mgr's conjuring up visions of 'tapping the motherlode ' for their operating and growth needs. But what type of business loan works for your business, and when it comes to loans or monetizing your assets you might be surprised as to how much, or little! financing you require. Let's dig in.

When it comes to growing a company its probably natural instinct that owners/entrepreneurs think of relating to the film ' Fast and Furious '. That type of mentality though comes with unreasonable expectations of financial success. Larger corporations actually use a formula called ' sustainable growth rate ' which allows them to calculate, and them manage how much they can grow without taking on more debt.

Whether your firm actually calculates that formula, or simply spends the proper time understanding how you can properly grow your business and take on types of financing that make sense is the measure of good planning.

Other key considerations you need to make revolve around understanding how fast you want to grow and to focus on making a profit as much as hyper -growth. Debt that you take on must relate to reasonable profit expectations. Additionally, many business folks in the SME Commercial finance expectation area simply don't understand their financing options.

Options such as the Govt business loan or utilizing equipment financing can help you grow a business, when utilized properly. Another good example of prudent business financial thinking might be to utilize PO financing as an alternative to taking on other forms of debt when it comes to taking on large orders/contracts.

Start ups and early stage revenue firms comes with a heavy measure of financial risk and limited options for finance The ability at this time to produce proper financials and cash flow projections is key .

Any term lender or asset monetization lender will always focus on a handful of key issues relating to providing your business with financing. They include a focus and analysis of profits, cash flow, owner credit history, and any additional collateral you can bring to the table. By the way, this is not the time to have any CRA arrears, as that's a highly recommended way to be declined for many forms of financing.

While Canadian banks play a key role in financing larger businesses and public companies in Canada the consensus, right or wrong, is that they can't satisfy all the needs of the SME sector in Canada. There is very little risk of new Canadian banks entering the market! That's where commercial finance solutions from non banks make sense and are worth looking into. They include:

A/R Financing
Equipment leasing
Asset based business credit lines
SR&ED finance (applicable to those firms investing in R&D)
Inventory finance
Purchase order financing
Sales/Royalty finance

If you're looking to improve your financial chance of borrowing, and borrowing properly seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help you tap the motherlode... properly... and for the right amount!



7 Park Avenue Financial :
http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS LOAN EXPERTISE

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.




Stan Prokop

Financing Businesses In Canada : Recognizing Early Warning Signs For A Business Plan Proposal Requirement

What Types Of Canadian Business Financing Require A Business Plan

OVERVIEW – Information on how Canadian business owners can determine the need for a proper business plan proposal for finance requirements . Financing businesses in Canada ( sometimes ) requires a proper busines splan proposal

Financing businesses in Canada may, or may not, require a business plan proposal. When do business plans make or break your firms financing objectives, and are they required at all? What are the risks of not having a plan when you need one? Let's dig in.

Business owners and financial managers typically associate business plans with funding requests. Done properly the document reflects the type and amount of funding you need (for example - capital expenditures / buying a business, etc) potential future financing needs, and what banks and other lenders (commercial finance companies, etc) call the ' use of proceeds'.

Additionally a proper document such as that will include how the loan or financing needs fit into your businesses overall working capital and cash flow needs. It sometimes is forgotten that the lender is fixated on one thing - getting repaid!

While many plans we see focus on the past and present it's always critical to integrate your financing into the future - re-iterating how debt will be repaid, etc. Time periods for repayment are important also, as you want to be able to demonstrate things like timing of cash flows, cyclicality in your business, temporary ' bulges ' of sales and cash flow.

A sense of urgency is not the best theme to have in your business plans. That's when the ability to properly anticipate future financing needs helps your proposal stand our as more legitimate. Financing under pressure almost never works - dire straits financing is certainly achievable - but not recommended as a strategy!

Start up business financing almost always requires a proper business plan. Here capital and funding is typically more costly as it's associated with more ' risk ' - so your ability to have a clear sound business plan reflecting realistic potential success is desired. Certain industries are occasionally out of favor - if that's the case even more care is needed.

Here's a quick recap of some of the main types of Canadian business finance solutions - highlighting a more clear need for when you might best consider the need for a business plan

A/R Financing - not required

Inventory Financing - not required

Govt SBL Loans - required/recommended

Term loans - Recommended

Acquisition Financing - Required/recommended

SR&ED & Film Tax Credit Financing - not required

Franchise Financing - Required and recommended

Working capital term loans - Recommended


The cost and time in preparing a business plan that reflects your funding needs is more reasonable than most owners imagine. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can ensure your plan is cost effective and works.

The business owner/ financial manager should always be on the lookout for those 'warning signs' that a good business plan proposal is required - one that reflects that your company merits and deserves the financing it needs to start /operate/grow or acquire a business.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS PLAN EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Stan Prokop

Financing Businesses In Canada : Don’t Be Out Of Step With Business Finance Funding

Past , Present & Future In Canadian Business Financing


OVERVIEW – Information on financing businesses in Canada . Business finance funding has evolved with numerous solutions in traditional and alternative financing . Knowing how to access capital saves time and cost

Financing businesses has evolved significantly in Canada. The past is clearly not representative of the future. Owners and financial managers who are not up to date with what’s available, and from whom, in access to capital, can easily be forgiven for being simply... out of step .

Let's dig in.

Business is often susceptible to ' disruption '

and the methods of financing Canadian companies are great examples of that. When we talk to clients about newer methods of financing there's often a feeling these methods are known only to the privileged few.

Today the owner/financial manager can easily access newer methods of financing. One top expert describes this current situation as ' open knowledge '.

Unfortunately many entrepreneurs / business owners dwell on Venture Capitalists and Canadian banks as key sources of following. Only a minute, and we're talking really minute amount of firms qualify for VC capital. The prospects of accessing true bank financing are much more positive, but still leaves thousands of companies 'unsatisfied' when it comes to all the business credit they need. The 2008 global recession totally hammered access to business credit.

Many start up businesses, as well as franchisees take advantage of Government assistance when it comes to financing. Over 8,000 businesses annually take advantage of the CSBF / BIL loan program which provides government guaranteed loans to the SME sector. (Note: Businesses with under 5 Million $ in actual or projected revenue can qualify.

Another note on government assistance is that federal and prov. govt's tend to be relaxing legislation around CROWDFUNDING. Technology has allowed thousands of people with capital to access your business deal if presented properly and on the right platform.

Seeking the right source of funding in Canada necessitates understanding options in debt and equity. We're huge proponents of asset monetization - many firms simply arent aware that they can cash flow existing assets.

Some examples of Asset and Revenue Monetization:

Sale Leasebacks

Bridge Loans

Tax Credit Financing

Royalty financing / Financing Software as a Service (‘SAS’)

Purchase Order/Contract Financing

Asset Based (‘ABL ' ) lines of credit (They lump A/R, inventory and equipment all into one borrowing facility)

Whether it's traditional or alternative financing there is no substitution for demonstrating you have good management and the ability to produce regular and proper financials.

Acquisition financing for mergers and acquisitions has never been more plentiful - with supposedly thousands of original owners seeking succession plan strategies and buyers for their long established businesses. Here valuation and due diligence are key.

While not all Business Financing in Canada has been timeless what remains constant knows what finance solutions meet your debt, cash flow, and growth criteria? Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can show you the path to business financing funding, via the who and how!



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Stan Prokop

Commercial Bank Business Loan Success In Canada : Key Ingredients In Financing Businesses Properly

Hitting The BullsEye With Bank Loans And Financing In Canada



OVERVIEW – Information on the commercial bank business loan in Canada . Financing business needs comes via understanding key elements and alternatives



Financing businesses in Canada for the majority of business owners and financial managers conjures up more often than not only one thought - a commercial bank business loan. While other alternatives exist, more so today than ever our banks are usually top of mind when it comes to finance solutions. Let's dig in.

Whether it’s operating capital to run and grow their business or term debt of some sort it’s that external capital challenge realization that becomes your focus. For businesses in the SME Commercial (small to medium enterprise) sector that funding might come from personal resources or the proverbial ' friends and family ' but typically the owners focus is either a bank or commercial finance firm.

Does the typical owner / manager understand what drives bank approvals for financing requests? When we talk to clients it's usually listening to their negative experiences in accessing bank funding. We've always found that interesting as there is probably not a more straightforward system that banks use to scorecard and approve financing. Let's take a look at some of those key ingredients in properly funding a business.

Let's take a look at that system a bit, if anything it will provide the borrower with the ability to self evaluate , saving time and energy on getting the right financing. Oh, and by the way, in our opinion it's the banker not the bank, so focus on a relationship, not a logo.

While banks offer a number of solutions - typically revolving credit facilities, term loans, asset financing, etc. the focus for approval always comes down to looking at current and forecasted financials to determine the best method of structuring financing.

That is not to say that past performance is not also looked at, as well as the overall asset quality of your business in relation to the amount borrowed.

The actual 'net worth ' of a business is key in bank financing. The amount of debt you have, in combination with the amount you are requesting must make sense to the bank. One key rule of thumb for the majority of industries in Canada is that your total debt should not be more than 2 times the equity in the business. As we said though, that formula varies within industries.

Many businesses in the SME sector, particularly start ups and smaller firms can take advantage of bank financing via the Government Small Business Loan. Recent changes to the program make this financing even more attractive, but it already offered good rates, Borrowing limits recently increased also, with the previous limit being 350k.

When bank financing is not available for the firm that can’t meet the ownership equity issues and cash flow coverage that a bank desires non bank solutions usually can. They include:

A/R Financing

Inventory Finance

Asset based non bank revolving credit facilities

SR&ED Tax Credit Financing

Equipment Financing/Sale Leasebacks

Working Captial term loans

PO Financing


If you're looking to hit the ' bulls eye ' in a commercial bank business loan seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help ensure success.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/commercial-bank-business-loan-financing-businesses.html









Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '























Stan Prokop


.

Financing Businesses In Canada : Are Business Finance Worries Causing You To Miss Out ?

You Don’t Need a Flux Capacitor to Achieve Successful Canadian Business Financing

OVERVIEW – Information on business finance solutions and alternatives in Canada. Financing businesses involves the art and skill of searching out applicable debt / equity /traditional/alternative options






Financing businesses in Canada must often make the business owner/financial manager almost feel they need a ' FLUX CAPACITOR' to make the right decisions around business finance. Debt? Equity? Asset Monetization? Those three choices are the ongoing conundrum for the business solutions. Let's dig in.

A flux capacitor? Well, if you remember it’s the instrument used in the movie ' Back to the Future ' - allowing its stars to time travel back and forth into the past and future. That's probably not far off from how owners/managers feel about what solutions to pick for their business financing needs - there are the old traditional solutions, and in recent years numerous alternative financing solutions have become popular.

Putting ' asset monetization' aside temporarily the choice of debt or equity is an important one. Debt alters the balance sheet, and for some reason or other those lenders always wish to be repaid! Choosing the right debt term (or ' amortization') also becomes very important. Payments are fixed and rates are set.

In Canada the SME (small to medium enterprise) sector can in fact take advantage of the Canada Small Business Financing Loan - while it is ' term debt ' it has no prepayment penalty, rates are offered as ' variable ' and outside collateral is not needed. It's as safe a bet as you can pick given the choices.

No business owner wishes to give up ' equity ' when they don't need to - but when debt or asset monetization strategies don't make sense it then boils down to choosing the equity give up - that might be from as far minded a group as friends and family to those lesser than friendly VC's - nice people, its just that they love that ownership control.

Equity investor’s aren't as focused on cash flow and repayment as opposed to growing the overall value of the business. And it therefore goes without saying that outside collateral; personal guarantees and the like play very little into the equity raise.

Naturally the converse of that is the control the owner/manager gives up in the business - and reporting to or working with new owners is your new main ' to do ' task.

In practice the text books and top experts tell us that the right balance between equity and debt is in fact the right solution.

So if it isn’t debt or equity what about then those asset monetization strategies we spoke of? They include:

A/R Financing / Securitization facilities

Inventory Finance

Asset based credit lines

Revolving bank facilities

Purchase Order Financing

Tax credit loans (SR&ED)

Royalty Financing

Unsecured cash flow/mezzanine financing loans

So in fact you don't need that ' FLUX CAPACITATOR ' to gravitate back and forth between traditional or alternative financing solutions. It's a matter of picking the right financing for right now. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success Your business finance worries just might be over.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop