Franchising Loans In Canada : This Is How You Finance A Franchise

Don’t Miss The Golden Age

Of Franchise Opportunities Due To Financing – This Is Gonna Be Good!




OVERVIEW – Information on franchising loans in Canada. When it comes down to how to finance a franchise the right information and expertise guarantees entrepreneurship success.





When it comes to how to finance a franchise in Canada the ability of the franchisee to complete that process successfully allows him or her to enter an industry that for all intents and purposes is... booming! We suppose we can even call it the ' Golden Age ' as a huge portion of today’s economy is in fact derived from the franchise industry itself. Let's dig in.

Only two types of financing best address funding a franchise. It boils down to either a specialty firm that funds this type of venture or a Canadian chartered bank that participates in , again, ' specialized' financing such as Canada's CSBF program - which is often perfectly suited to complete the financing required in assets such as equipment and leasehold improvements.

We should mention also that it is very possible to finance a franchise purchase for an existing franchise - with the two caveats being that of course the franchisee will want to determine the true motives for the existing franchisee wanting to sell the business ; as well as obtaining the required permission and approval from the franchisor.

Again in both of the above cases specialty franchise finance and bank financing are potentially available to complete the transaction.

As with any time of business financing in Canada a solid loan package must be evident for franchising loans to be approved based on your requirements. The typical loan package should not seem like a daunting process - it’s essentially info about yourself, your business, and your prospects.

Included in that ' loan package’ will typically be the following:

Personal financial data - i.e. net worth, credit history, etc

Business Plan

Cash Flow

List of items to be financed - (this should be broken down into several categories, including items to be financed by the owner, assets, leaseholds, franchise fees, etc

Note also that careful attention in the business plan and cash flow should be paid to repayment of the loan, future financing needs, and the amount of owner capital being put into the business.

We often are asked by clients if the reputation or size of the franchise is a key factor in financing approval. On balance we can say that is not necessarily the case and certainly if your franchisor has an existing portfolio of corporate or franchisee locations that is successful size clearly ' doesnt' count!

One technical point is that ' service ' franchises are very difficult to finance since they have little need for hard assets, leaseholds and are often cash based businesses. A good example might be a Home Inspection franchise.

Franchising loans should be tailored to individual needs, as that relates to term of the financing, rates, repayment, external collateral, etc. When it comes to external collateral, unless you are financing the venture predominantly on your own both a specialty franchise firm, or a CSBF loan will typically require no external personal collateral - i.e. mortgages on your home, security deposits, etc.


Franchising in Canada is experiencing tremendous success. Prospective Franchisees considering this entrepreneurship option should seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist them in how to finance a franchise properly to ensure maximum chances of growth and profit success.



Stan Prokop - 7 Park Avenue Financial :


http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Franchise Financing Expertise





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8


Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Solving The Debate About The Business Line Of Credit In Canada : Rates And Other Issues And Alternatives

Stranded In A Business Line Of Credit Wasteland?

OVERVIEW – Information on business line of credit alternatives in Canada. Rates and other factors to consider when working capital and cash flow financing are critical to survival and growth






The business line of credit in Canada is used to finance the growth and operations of your business when that can not be done by owner capital and self financing sufficiency. But many owners/financial managers find themselves in positions where they don’t fully understand the 2 types of business credit facilities, what they cost, and how they work. Let's dig in.

So what are those two alternatives ? Naturally answer # 1 from clients we meet and talk to is of course the Canadian chartered bank credit facility . The other, less common, but more popular everyday is the non bank business line of credit. This facility (not always, but more often than not) cost more, but offers more liquidity, is easier to obtain, and grows with the size of your business assets.

The major qualifier for bank credit lines is pretty simple - good financial statements. Those statements must of course reflect good equity, profits, and reasonable debt load.

If those qualifiers can't be met in their entirety the ' ABL ' asset backed credit line is a very solid option. Common structures for the facility are similar to bank lines - the margining of receivables and inventory. The difference is that you have a much higher ' borrowing base ' around those two assets based on their ongoing values.

Receivables are typically financed at 90% of their value, and inventory, depending on its nature is financed anywhere from 25-75% of its value.

For both types of credit lines the owner/manager can assume that financing charges are only being applied on what is outstanding and utilized by your firm. While bank facilities have fixed approved limits, asset backed credit lines have limits but are easily adjustable if your firm is growing sales and current assets. Note that one other interesting aspect exists with the alternative ' ABL' facility. That aspect includes the financing of your equipment and fixed assets, which are, in effect, bundled into the total credit line.

The business owner/manager can therefore quickly see that the ability to borrow much more on inventory and A/R, as well as using fixed assets for additional borrowing quickly translates into a lot more working capital and cash flow for your business, when you need it.

When your firm utilizes a bank line of credit it's of course all done through one operating account that the bank monitors. In the case of asset based credit facilities various methods can be used to facilitate the actual management of the account. That needs to be addressed because the ABL firm is usually not a bank but a private commercial finance company.

If you feel you're stranded in a ' wasteland ' of lack of credit and working capital alternatives seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can ensure your firm has the ability to access rates , structures and the amount of working capital you require to fund and grow your business.


Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Business Line Of Credit Expertise




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8


Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Eliminating Business Loan Wind Chill : Understanding Bank Financing In Canada

The Unbearable Lightness of Being A Canadian Business Borrower

OVERVIEW – Information on business loan success in Canada . Bank financing and other forms of financing your company requires an understanding of these issues






Most business owners and financial managers aren't necessarily aware of the methods and factors that banks utilize to control and monitor their loan facilities with commercial customers. We are talking about two types of loans essentially, term loans, and also operating lines of credit, also called 'revolvers' by some. (Revolver - the credit line revolves, it goes up and down on a daily basis...)
Banks essentially use several different strategies to ensure they have maximum control and influence on the business borrower.


Banks often are reluctant to allow maximized borrowing from other parties for asset growth. Why? This is because when a customer has to service the additional non- bank debt they might be unable to service the banks loans. Banks have very well known and published cash flow ration and they want to ensure their customers can meet these rations on the bank debt. Naturally if a bank feels comfortable with a customer growth and cash flow profits they are much more likely to approve a third party financing. If they aren't comfortable they may ask the company to at lease temporarily defer bonuses, dividends, or, in the case of a public company, a stock repurchase.


Bankers

of course usually know the company very well, as a relationship and financial history has developed over the years. They will often want to have input into the company's growth direction in an effort to ensure the customer is not going down a path that in their opinion, might lead to liquidity loss or profitability loss. This sort of 'advice' from a bank can come in a number of manners, one of which is simply providing a debt to equity ratio that cannot be overlooked by the customer.


Business owners know that it is no ones best interest for the bank to trigger a default on a loan - it's clearly a case where both parties have a lot to lose. However if a bank feels on a number of fronts that the customer is spiraling downward they will take steps to ensure their loans are provided for.


What are some of those downward spiraling scenarios?

They include:


Cash flow deterioration
Asset erosion
Working capital problems


Again, the worst case scenario is the bank 'calling the loan '. We have agreed this benefits no one, so the bank usually prefers (as does the customer!) to return to the bargaining table. At this time business owners are strongly cautioned to prepare a corrective action scenario to satisfy the bank. It is at this time that the bank normally considers an interest rate increase, or more restrictive covenants.


We also want to point out to business owners that banks want to ensure that there is a proper ' matching ' of financing. By that we mean that the bank does not want the customer to borrow short term to finance long term scenarios. For this reason working capital ratios are put into place.


Finally banks utilize whets known as a 'negative pledge 'clause. This forces the company to consult the bank when pledging other assets or selling unencumbered assets. If such sales are agreed to the proceeds are usually used pay down the bank.


In summary, it benefits business owners to understand the whys and wherefores of bank strategy and influence and control around business loan scenarios. Understand where the bank is coming from allows a business owner to more proactively plan financing growth with a view towards successful financing. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your business capital needs.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = Canadian Business Loan Financing Expertise


Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

Stan Prokop

The Business Operating Cycle And Cash Flow : You’d Be Surprised At Just What It Really Means And Shows

Here’s What Cash Flow Really Means To Your Business

OVERVIEW – Information on the cash flow financing statement in Canada. How can business owners really understand their operating cycle and finance needs




The 'operating cycle' is a distinct part of any business. Frankly we believe that most business owners intuitively know it exists - they just didn't know it had a name.

The operating cycle is the repetitive pattern of a turnover of a businesses current assets and liabilities. Let's examine that in a bit more detail. In essence each business established within their company, and probably within their industry, a repetitive pattern of turnover.

In the first phase of the operating cycle a business, unless it is a service business, buys inventory and materials which they will resell to customers. Normally these goods are obtained on credit. The company buys product, and obviously has an account payable to that supplier. So we find that company paying their supplier, cash goes down and inventory goes up. So far so good.

In phase two of the operating cycle the company sells product to a customer. More often than not it sells on credit - this generates accounts receivable - the good news is that the company can finally record sales, or revenue.

In phase three, the final phase of our operating cycle, the company collects the receivable and converts the entire process we have gone through back into cash.


Yes, our analysis is over simplified, and of course behind all these processes the company has administrative and sales costs that back up the entire operating cycle. All of these costs are in some manner related to the final sale and have some sort of contribution in that regard.


We also need to remember that through the entire process bank loans or working capital facilities regularly turn over.
Each company and industry has a different operating cycle - within each industry some companies are clearly doing better than others.
One of the best know ways to measure a firms operating cycle is a formula created by the DUPONT COMPANY many years ago - not surprisingly the formula is called the DUPONT FORMULA!


The formula looks at relationships, or ratios, in the balance sheet and income statement and provides solid ways of measuring the operating cycle and how it affects a company's profit, and operations. It provides a lot of insight into how a company can improve profitability by emphasizing asset turn over and showing how it's important as sales. Even a non- financial person should be able to understand this - we are simply saying that if a company get buy something, sell it, and collect the money fast and start all over that will increase profits over a company who takes twice as long to repeat that entire process. Sales are not always the be all and end all! A company, using DUPONT, can show that even if they make a little less on each sale, but turn over inventory and receivables faster, can do as well or better than the competitor.


In summary, a true understanding of the operating cycle allows a business owner or financial manager to focus on expenses, asset turn over, and margins, and see the inter - relationship of all these three components of a business. Understanding and improving your operating cycle will make your firm a leader, not a laggard, in your industry.


Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with cash flow finance needs that complement your operating cycle.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/cash-flow-financing-statement.html



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769


Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

AR Financing Just Got Seriously Better : Account Receivable Factoring Definition Redefined

Your Company Signed Up For A/R Financing & Didn’t Get What You Thought?


OVERVIEW – Information on AR Financing in Canada . When It comes to account receivable factoring are you aware of the best solution?

AR (account receivable) financing is a critical aspect of any, large or small, commercial business that sells on credit. That time gap from when you are finally able to issue an invoice, to when you get paid is one of the most critical time periods in any business. More often than not that time gap needs to be financed - in the right manner. Let's dig in.

Many clients we speak to have in fact already ' signed up' for some form of receivables finance - in certain cases they are ' factoring' their A/R. The challenge then? It's just a case of what they got isn’t necessarily what they signed up for. And a small handful of key tips can help you avoid any mistakes in this area.

Why do firms finance A/R? As we have hinted it’s simply that in corporate finance the ' working capital cycle' needs to be addressed. And typically the way to ' shorten ' than waiting to get paid scenario is addressing the financing of your firm’s receivables.

When firms use a third party finance company , as opposed to bank financing , to finance working capital its really the type of facility and terms that ' make or break' a good deal in this area . It is probably apparent to all, but we will say it never the less, that Canadian chartered bank financing is simply not available to all commercial borrowers in Canada. And sometimes, even when it is, it's not enough.

One of the true ironies of Canadian business financing is that our banks, in general, are not generally in favor of meteoric sales growth - the type that requires huge bulges in financing needs. As someone once put it, the challenge is to keep your company both ' going' and ' growing'!

So why do firms turn to a commercial finance company for factoring of their receivables? It's really the reasons, and how the financing addresses those reasons properly that’s at the crux of our discussion today.

And those reasons? They more often than not are as follows:

Inability to secure bank financing (company too new or no established track record

A/R Exposure to government receivables or out of country sales


Financing required is often greater than available through a bank even if the company were approved by its bank

Fast timing is required to address large orders/contracts

The need to address a slow down in payments from key clients

So is there a ' perfect’ factoring facility that addresses and cures all of the above issues. One that we feel does that is Confidential A/R Financing. It allows you to bill and collect your own receivables, is competitive in price, requires no notices to your clients, and allows you to margin up to 90% of your AR on an ongoing basis as your firm ' goes; and ' grows'!

Where do things go wrong then? It's simply when the business owner or financial manager doesn't understand the paperwork, pricing, and ongoing management of this type of facility. One way to correct that? Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in your account receivable factoring needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info & Contact details :

7 Park Avenue Financial = Canadian A/R Financing Expertise




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience

Stan Prokop

R And D Tax Credits In Canada : The SRED Credit And Film Financing Incentives Are More Within Your Reach Than You Thought

Unlike All Movie Endings The Tax CREDIT Financing Story Ends In A Good Way

OVERVIEW – Information on SR&ED and Film financing incentives in Canada. R and D ( R&D) tax credits in Canada for research, as well as media credits in films, tv and animation are financeable and valuable cash flow and working capital sources



Both R and D ( R&D) tax credits in Canada , as well as film financing incentives , properly done, almost always have what movie pundits call the ' happy ending'. We speak to clients about both of these two types of tax credits because they are the two most ' robust' government programs in Canada, providing Billions (yes that’s Billions with a ' B'!) of $ of funds for claimants in either program. Let's dig in!


Lets first take a look at film finance tax credits, which are actually offered in 3 separate segments of the media/entertainment industry - television, film, and animation/special effects - the latter being the hot new kid on the block given all the incredible changes in technology . As we have pointed out in the past it's actually possible to file a SR&ED (‘sred’) claim based on your productions work in animation. So we think we can be forgiven for intertwining these two separate federal/provincial programs in our discussion.

FILM FINANCING INCENTIVES: These claims are based on what your project spends on labor, services and equipment - the key point being that you follow the guidelines under each category of spend per the government requirements. Each province has difference per cent age enhancements in these categories, and depending on which way the wind is blowing in provincial governments there is often a fierce competitive rivalry among very provinces to lure your project/production to their neck of the woods so to speak.

Using Ontario as a good example of the above ' competition' claimants is allowed to claim 15% more of their qualified expenditures if they film outside the Greater Toronto Area.

Typically media property owners of projects in film, TV and the digital area set up what is known as an ' SPE ' - A separately incorporated ' special purpose entity ' that allows them to properly capture what they spend . This is typically done by a tax credit accountant who should be well versed in what you can claim and how you file to get a valid tax credit certificate

SR&ED Tax Credits: 2013 was a watershed year

for claiming, and financing R&D tax credits in Canada. Change came from every direction.

That included the following:

New and simplified online forms to file your claim

Increased audits from the federal portion of the program that's administered by CRA

An industry wide review by a combo of the government and private sector- which culminated in the release of a Policy Review – aka ‘ The Jenkins Report’

Elimination of certain key aspects of the credit, not the least of which was the ability to no longer claim capital assets/equipment required for research

Intense scrutiny on the 3rd party consultants that typically prepare SR&ED claims - these folks are somewhat the equivalent of the tax credit accountants we referred to in the tax credit around film financing incentives

So while the media/Transmedia industry powers on at what seems to be 100 miles an hr around technology and consumer shifts (What? You can watch a movie on your phone/tablet?!) ,

and while SRED survived the purge and change of 2013 did anything in fact stay the same?










It did, and that’s the financing of your film or SR&ED tax credits. Financing from the private sector is abundant and laser focused, even becoming more innovative as many qualified claims can now be financed prior to even being filed. The ' bridge loans' around your tax incentive are structured as no monthly payment / balloon payment loans that are collateralized by your claim in either of the two programs we have spoken of.

Looking to finance your claim ?Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with structuring the type of cash flow loan that makes sense for your tax credits.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Tax Credit Financing Expertise - SR&ED & Media



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Alternative Finance 2014 Resolution : You Intend To Understand Invoice Discounting And Factoring

And In Other News : Understanding A/R Finance : A Securitization Alternative For The Little Guy!

OVERVIEW – Information on alternative finance solution in Canada. Why factoring and invoice discounting allows the SME sector to mirror large corporate financing alternatives such as securitization






Canadian small and medium sized firms ( The ‘ SME’ sector of our economy ) do not have the financing alternatives enjoyed by their larger, often public company counterparts. As an example many larger corporations use the concept of securitization as a method of financing working capital and enhancing balance sheets. This type of sophisticated financing allows firms to improve liquidity and satisfy lender loan covenants.

Smaller firms, usually do to cost, lack of financial sophistication, and size are unable to utilize such alternative financing. Additionally, in the post 2009/2010 financial environment many firms are struggling with their ability to maintain bank credit facilities, let alone increase them!


Therefore factoring continues to grow and become more widely used in small and middle sized firms in the Canadian business environment.
The factoring or 'discounting' of receivables allows firms to convert working capital into immediate cash. This comes with a cost which we will also discuss. Unbeknownst to many Canadian firms they have the option of selling some of their receivables, at once or on an ongoing basis, or all of their receivables - again, on a one time basis or ongoing.


It is critical to note that when a firm sells, or factors, or discounts (they all mean the same thing) they retain no ownership or interest in the receivable. Depending on how the factoring or working capital facility is structured they may or may not have responsibility for the ultimate non- collectibility of the account. Lenders address that issue in a variety of manners.
As we talked about previously, larger corporations utilize this process in a very large and serious way. Millions, rather Billions of dollars are packaged up, put into special investment vehicles called ABCP or SPV ( asset backed paper ) ( special purpose vehicle ) and then sold to corporate and institutional buyers based upon the over all quality of the total assets.

IMPORTANT NOTE – Small and medium sized firms in Canada can ‘ mirror’ the securitization process by considering CONFIDENTIAL A/R FINANCING, which allows them to bill and collect their own receivables with no notice to their clients, vendors, etc. Check it out!
Smaller and medium sized companies in Canada aren't able to enter to large multi year arrangements, with lower costs, that would allow them to achieve the benefits of a true securitization.

Smaller and medium size firms have the ability to, either with their banks (possible, but doubtful) or independent finance firms, sell receivables under a factoring or discounting agreement. This means they don't have to spend time and costs on setting p those asset backed commercial paper trusts, deals can be structured uniquely to the customers situation, and their is a lower cost and no reliance or need for rating agencies, lawyers, etc.

If used on a regular basis the factoring or invoice discounting process continually generates new working capital, allows the customer to generate better rates as time goes on, and, most importantly, relieves the financial stress of managing working capital.

It is very important to note that smaller companies have some distinct choices that on occasion the larger firms don't have. They can on a one time basis, or periodically choose to utilize this alternate financing method.


We discussed previously the company's responsibility around the invoice not being ultimately collected. If that is the case, 99% of this type of financing in Canada is done on a ' recourse ' basis. This means the customers has to pay back the lender, or replace the invoice with another one of equal value.


Typically the costs in Canadian receivable financing and factoring vary greatly. Rates range from 1 - 3% on a monthly basis. Most customers view this as an ' interest rate ', while the lender tends to view it as discount rate.

Generally the factoring (receivable discounting) facility can be set up in a couple of weeks. As we can imagine it takes the larger corporations many months (and many thousands of dollars) to set up their large dollar securitization facilities.
The factoring facilities are set up

In summary, more and more firms are turning towards factoring (receivable discounting) to manage their working capital and liquidity challenges. Firms are strongly advised to search out experts in this area who know the Canadian marketplace, as it differs substantially from the U.S. environment in this unique method of alternative financing. Seek a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you in successfully completing A/R financing alternatives successfully .



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


http://www.7parkavenuefinancial.com/factoring-invoice-discounting-alternative-finance.html



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop