Canadian Government Small Business Loans : The SBL Eliminates Nightmares Around Successful Financing

Crisis Averted ! Financing Via The SBL Government Business Loan In Canada

OVERVIEW – Information on Canadian government small business loans in Canada . Commonly known as the ‘ SBL ‘ this type of financing has numerous benefits not available to all businesses. Here’s why and how










The ' SBL’ is the common name for Canadian government small business loans
. It's a solid way to start or grow a business, and in its case small is relative, as the revenue cap on the program is 5 Million dollars in projected or actual revenue.

In our experience with our clients the loan is best suited for start ups, acquisition of a franchise, or adding equipment and leaseholds to an existing business.

There are numerous misconceptions around the program, one of which is that the loan is in the form of cash or working capital financing. Bottom line, not the case!

Can an SBL loan avert a financing crisis for the owner/entrepreneur? Quite often if can as it’s a substitute for traditional bank financing which comes with a higher level of criteria for approval.

While business owners think of our Canadian chartered banks as still the lowest cost and trustworthy type of financing it is comforting to know that it is the banks themselves that administer the program for industry Canada. That’s the department that administers and manages the program.

In fact the ' bank' is in fact the ONLY place to get an SBL loan.

We find it somewhat ironic that often the biggest challenge in getting Canadian government small business loans is the challenge of finding a banker that understands and fast track the program. As the majority of bank lending in Canada, if not all, has moved to major commercial centers or the head offices of the banks themselves its difficult to find a banker that is ' on board ' with getting your financing approved under the program. In this case consider seeking out an expert advisor in this area that has a track record under the program.

Successful loans under the program happen when you can articulate a thought out need for the financing, and demonstrating you will have the cash flow to make payments.

The loan cap for the program is 350k, and amortizations are typically 3-7 years. Two quite incredible features of the program are the limited personal guarantee, as well as pre payment without penalty. Why is that incredible... simply because even larger corporations can't escape those terms and conditions when financing assets.

If we had to summarize for our clients the entire process it would come down to:

Ensuring you understand program criteria

Preparing back up documentation

Presenting the request in a positive manner, outlining management experience and company potential - Here a business plan and cash flow projection is required

A financing crisis can often be averted via a successful SBL loan financing. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with you loan needs in this program.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 Park Avenue Financial = Canadian Government Small Business Loans Expertise









Stan Prokop









Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653




Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Purchasing An Existing Business : Loan Financing Do’s And Don’ts

The Laws Of Business Purchase Financing In Canada

OVERVIEW – Information on purchasing an existing business in Canada requires the right type of loan financing . Navigating the potential minefields in acquisition financing



Purchasing a business in Canada requires the appropriate amount of loan and asset financing. How does the acquirer navigate the numerous issues that quite often can become a minefield when acquiring a company? Let's dig in.

As business owners and entrepreneurs contemplate buying an existing business they too often are focused on numerous revenue and ' people ' and price issues, often placing the incorrect emphasis on the proper financing needed to make the acquisition. The negotiation of the offer price itself is an art and requires some solid assistance on valuation.

A key question you should be asking is the amount and type of financing required to make the transaction successful. Any business of some substance will often require external financing in addition to the equity you are putting up yourself.

It goes without saying that any bank or commercial lender will also want you to demonstrate the necessary management skills required to run the new business.

Even the Government Business Loan – aka the ‘ SBL ‘ in Canada which is a great vehicle for acquiring businesses with revenues less then 5M will require you to demonstrate some form of experience and management depth. The key benefit of that program is the government’s ability to guarantee a very large portion of your loan to the bank. Existing franchises in the Canadian franchise industry can also be acquired through the SBL program.

So what are those sources of financing in Canada that will make your acquisition work? In addition to our already mentioned SBL loan other forms of financing can come from:


Canadian chartered bank term loans /operating lines
Non bank Commercial Asset Based lenders
Specialized A/R finance / Inventory lenders
Equipment lessors
Term loan financing from the BDC - A crown corporation non bricks and mortar bank


Those sources noted above are all ' debt ' or asset monetization strategies that are used to successfully finance a business. The other method to buy a business is to seek ' equity' financing through angel investors, private equity firms, or on larger deals VC finance partners. Those sources require no debt being taken on, but do require you to give up valuable partial ownership.

Can you fast track loan financing for acquiring a business? The way to accelerate financing success revolves around the following:

Focus on getting some level of pre-qualification for your financing needs

Consider multiple sources - in many cases a transaction works best when a combination of loan financing from different parties is utilized - This lowers the risk of the lender and allows for the right type of financing - for example a term loan and an operating line of credit that fulfills the business needs

Don't underestimate the need for ongoing working capital via the financing of inventory, receivables, as well as fixed asset replacement needs.

The issue of personal guarantees is always going to come up in this type of transaction in Canada. Also don't forget that a solid component of an acquisition financing is the ability to get the seller to offer up a vendor take back of some sort. In some cases this might mean having to offer a higher prices but the ' VTB' can often make or break a deal when it comes to any ' gap' in your financing plan.

Other key elements that should be taken into consideration well in advance of an offer are the preparation of a proper business plan, demonstrating your personal credit history, and providing a ' net worth ' statement to any prospective financing source.

Recent changes in Canada relative to taxation and the current owners exit implications also require some solid advice from your accountant or lawyer.

Remember also that ' share ' sales, as opposed to ' asset' sales in the Canadian SME marketplace are impossible to finance via external debt financing as there is no 'liquidity' for the lender.

If you're looking to maximize successful purchasing of an existing business with the right loan financing seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can help you avoid the minefields associated with buying a business in Canada.








Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Business Purchase Financing Expertise



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Business Receivable Finance : How Not To Look At Account Factoring In Canada

Some Big Bang Evidence On A/R Financing In Canada

OVERVIEW – Information on business receivable finance in Canada. How to approach account factoring from a cash flow , cost and day to day operational manner




Business receivable finance in Canada requires a special sort of ' vision' when it comes to looking at the benefits, and mechanics of receivables account factoring. The ability of the business owner/financial manager to be informed properly is key to success in this area of Canadian business finance. Let's dig in.

Most business owners seeking A/R financing that we talk to are typically aware of the basics. If you're not let's do a quick mini recap! Unlike bank financing of working capital as it relates to receivables A/R financing via a specialty lender is about selling, not collateralizing your receivables. Paperwork is put in place at the start of your transaction which allows you, on an ongoing daily, weekly, or monthly basis ( it's your choice ) to receive ongoing advances against all sales you make .

Those advances are typically 90%, the remaining balance being held as a ' reserve' of sorts that is paid to you as soon as your clients pay. The financing charge in this type of financing is calculated on a daily basis based on the time it takes for your clients to pay.

In Canada the overall financing cost almost always significantly more expensive than bank financing, which costs in the 4-5% range per annum. The other side of the story is that companies that are not eligible for bank financing are almost always eligible for receivable account factoring, for unlimited amounts commensurate with their sales patterns and growth.

So, if we maintain that many business owners/ financial mangers are looking at it all wrong, how then should they be viewing this type of financing?

First of all they must understand, and benefit from the fact that AR financing is not debt, the only balance sheet optics that take place with business receivable finance is that you have less A/R and more cash in the bank!

You should also understand that all North American receivables can be financing, which includes of course any U.S. business your firm does. Note that foreign overseas accounts will require some additional credit insurance in place, but this by the way is also required by our banks.

The majority of business owners we talk to focus on the key issue that traditional account factoring in Canada involves notification to their clients that this type of financing is taking place. That's ' old school'. We strong recommend ' New School ',

which is ,
Confidential Receivable Financing allowing you the business owner to bill and collect your own receivables under the concept of ' it’s nobody's business but yours' as to how you are financing your company.

The fact that this type of financing has been around for hundreds of years must be a validation of some sort that this method of financing works. In fact the cash flow you generate from account factoring can be used to take supplier discounts as well as allowing you to negotiate better pricing with your vendors based on higher credit limits and enhanced relations with your vendors. Both of these can significant reduce the costs of your financing by 1/3 in many cases!

Don't forget also that you're are no longer constrained in taking on new business of larger size , because you know that working capital financing is in place to facilitate current asset growth in receivables and inventory . Just being able to sell more, collect quickly, and turnover assets more efficiently is a solid way of looking at this method of financing.

Have you been looking at A/R financing in the right manner. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor for some of that ability to look financing working capital quickly and efficiently.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = Canadian Receivable Financing Expertise !






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Commercial Loans In Canada Don’t Need To Be Imaginary : Loan Financing And Asset Monetization Done Right

Don’t Be ‘ Out Of Control ‘ When It Comes To Canadian Business Financing

OVERVIEW – Information on the timing and access of commercial loans in Canada. Loan financing and asset monetization depending on knowledge of sources of capital and understanding and being able to assess your company’s present and future financial health




Commercial loans and loan financing / asset monetization sometimes seems like an imaginary concept for Canadian business owners and financial managers.

Feeling ' out of control ' in the area of understanding what finance is required for your business is a dangerous risk. While it is a challenge to understand where your company is going financially the challenge increases exponentially when it comes to assessing the following:

What will your company look like from a financial perspective?

What types of debt can your firm take on and how will it be paid back - certain businesses need more assets than others, and its that ' CAPEX' requirement re owned or financed equipment that is crucial in asset intensive industries. A high amount of debt in any company enhances financial risk and financial distress.

Assets you need in the long term are typically financed through term loans and lease financing- while day to day cash flow/working capital comes out of daily operational performance, Short term financing comes from:

Canadian chartered bank facilities
Non bank asset based lines of credit
Inventory/ AR financing programs (we consistently recommend Confidential Receivable Financing)


Is cash flow sufficient to handle your growth plans, and is future growth going to be similar to historical growth ( Knowing your sales profit and cash flow potential, as well as your ability to manage working capital and assets gives the owner/manager a strong handle on managing future financial performance)

What is your business really worth?

Naturally proper financial statements and projections go a long way towards being successful in accessing commercial financing. You are also in a position to avoid surprises such as cash crunches and bulges in sales and cash flow needs. Owner/manager financial ability often comes down to managing current assets such as inventory and receivables.

The worst case scenario often occurs when commercial loans and financing are required on an ' urgent ' basis - at that point it’s knowing your sources of capital, what they cost, how they work, and how they are structured. At this point your ability have a strong handle on your financial health is key.

Many clients we meet often underestimate the time it takes to get proper loan financing in place. That easily leads to that ' out of control ' feeling we have mentioned. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can take you from ' imaginary'

to ' reality' when it comes to loan financing and asset monetization in Canada .







Stan Prokop - 7 Park Avenue Financial :


http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 Park Avenue Financial = Canadian Commercial Loan Expertise








Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience






Stan Prokop































Stan Prokop

A Business Line Of Credit Alternative: Funding More Startlingly Simple Than You Thought

Business Line Of Credit Alternatives : Revealed!

OVERVIEW – Information on accessing the business line of credit including alternate funding that does the also does the job





Business line of credit alternatives make funding a business a lot easier when it comes to the ups and downs of owners and financial managers managing their cash flow and working capital. As we have hinted, traditional and non traditional alternatives exist - it’s not a ‘one size fits all’

type of financing. Let's dig in.











Whether a firm is a start up or established and growing there is always going to be gaps between cash outflows and inflows. Although it might be a surprise to some even the largest corporations in Canada do not always exhibit constantly good cash flow.

Why does cash flow fluctuate then? For the majority of companies it because a company has to ' ride out ' the time between purchasing products and delivering services to ultimate collection of receivables from clients. Business credit lines address that gap.

When a business can obtain traditional or non traditional business revolving credit facilities it’s safe to say ' danger' ensues!

We talk a lot with clients about what stage their business is in and what types of business credit facilities are available. The traditional ' go to ' financing is of course our Canadian chartered banks.

More non traditional financial offerings are becoming more popular all the time - they include:

Non bank Asset based lines of credit (they lend, all in one facility, against A/R, inventory and equipment)

Invoice Financing /Confidential Receivable Financing facilities

PO/Supply chain financing

Royalty/Revenue financing (New)

If a firm is in start up mode, or in early revenue stages it is fairly impossible to access a traditional bank borrowing facility whereby receivables and inventory are margined on an on going basis. Instead the banks will focus on the owner’s personal assets, credit history, etc.

Your ability to access the type of business credit funding you need depends on some very basic pieces of data -

Current financial statements
A Sales/cash flow forecast

Your current and projected financials should do a good job of indicating where your company is going. Presenting cash flow, debt load capacity in a manner that shows you are managing assets and able to grow sales with access to cash flow solutions is key.

There is not question there is a lot of demand for asset financing in Canada in the SME sector. Knowing you have choices is key; consider seeking out and speaking to a trusted, credible and experienced Canadian business financing advisor who can makes things a lot simpler that you imagined.


Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial = Canadian Business Line Of Credit Expertise !








Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

SR ED Tax Credit Financing In Canada Solves A Problem : Here’s How A SRED Loan Does That

SR&ED Tax Credit Financing - 5 Things You Need To Know

OVERVIEW – Information on SR ED tax credit financing in Canada . Demystifying cash flowing your SRED claim – its not as complicated as you might think . A SRED loan monetizes tax credits and provides valuable cash flow and working capital to your business




SR&ED Tax Credit Financing allows the Canadian business owner and financial manager to take advantage of Canada’s SR&ED (also pronounced sred) program for tax credits. The most obvious benefit of this program is that monies advanced to your firm are in the form of a non repayable grant. We tell clients you can’t get any closer to the concept of ‘free money’ in Canadian business that the SRED program.
Did you also know that you can turn that ‘grant receivable’ into a sred loan as soon as you file your claim – in fact in some cases with the right information you can generate funds even before you file!

Let’s explore 5 Key Things you need to know about SRED Finance

1. It’s a specialized finance – more on that later

2. If you have a claim you can finance a claim – it’s as simple as that

3. You can generate approximately 70% of the total value of your sred claim (combined federal and provincial portions) as immediate cash flow under a Sr&Ed financing or a sred factoring scenario

4. The time to complete a sred financing is usually three to four weeks – the sooner you start and plan the better

5. SR&ED Tax credit financing does not add debt to your balance sheet – your financing is collateralized by the sred itself

Let’s clarify all those additional points in more detail so you can be well equipped and informed to consider a sred financing.

A sred loan is clearly something that anyone outside of the sred environment hasn’t even heard of - and for the portion of Canadian business that does take advantage of sred claims we can assure you a good portion of that business population doesn’t even know you can finance of ‘ discount ‘ your claims . It’s more or less like selling a receivable that is due your firm –you are simply receiving the cash now.

In Point # 1 we talked about sred finance being specialized – you should clearly seek out and speak to a sred business financing advisor. That will allow you to understand the basics, determine how much you can receive based on claim value, and work through a basic application to get your transaction financing.

A Sred loan should be really just viewed the same as any other business financing – getting back the usual application forms and our clients quickly understand that the essence of the financing doesn’t necessarily revolve around rations, covenants, outside collateral , etc, but in fact focuses on one item –your Sr&Ed claim itself .

Point # 2 revolves around the financing of your actual claim. Any claim is financeable, but we caution client that this type of financing makes more sense when it involves a claim in excess of $ 200,000.00 – That should not deter smaller recipients, small claims can be filed, but in reality they make less economic sense for the lender .

In Point #3 we referenced 70% as a guideline for most of sred financing in Canada. So what about that other 30% - lets clarify that. Your firm is advance 70% of the claim on filing – the other 30% of course still belongs to you. That amount is more or less viewed as a ‘holdback’ which helps carry some of the financing costs, and also covers off any possible downward adjustments that Ottawa might make on our claim adjudication. As SRED participants know your claim is viewed from both a financial and technological point of view.

Point # 4 involves of course the favorite questions of most clients - how soon can we get the funding?! As we stated, with your full co operation on providing copies of your claim, info on who prepared it, as well as basis business financing application criteria, you can receive funds in two to three weeks. Most firms are pleased to know that sred financing in Canada does not involve ‘payments ‘on the loan.

Point # 5 - In some ways the term Sr&Ed loan is a misnomer because it is really the factoring or monetization of your Sr&Ed receivable .Therefore you simply receive the funds and financing costs are deducted from the back end when Ottawa processes your claim and cheque.

As we have already stated the sred tax credit financing does not impact your financial statements, other than of course allowing you to put to use valuable cash flow and working capital as a result of the financing.

Consider a sr&ed tax credit financing when it makes sense to access additional working capital and cash flow and when you don’t want to wait for your funds over a long period of time! Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in monetizing tax credit claims under this popular program that generates billions for your competitors .. and hopefully your firm!



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 Park Avenue Financial = Canadian Tax Credit Loan Expertise !












Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653


Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

A SRED Financing And A Film Media Tax Credit Incentive Loan Shouldn’t Be A Mystery

A Front Row Seat To SR&ED And Film Tax Credit Finance Loans In Canada

OVERVIEW – Information on SR&ED and film media tax credit incentive finance in Canada . Whether its recovering cash flow from r&d capital, of financing a media project claimants can accelerate cash flow by financing credits under these two robust programs




SR&ED financing , as well as a film media tax credit incentive loan continue to be a mystery to many successful applicants of both of these two programs. So who wouldn't appreciate a ‘front row seat ' when it comes to monetizing both of these claims?

Let's take a look at the ' SRED ' program first, and then we'll move on to media tax credits. For the thousands of firms who claim R&D tax credits in Canada the last couple years have been somewhat ' tumultuous', and that’s a bit of an understatement. And that’s for the applicants themselves, let alone the tax accountants and the SR&ED consultants who prepare these claims on behalf of clients.

We're reminded of the cliché ' do you want the good news or the bad news 'as it seems appropriate here. From a ' bad ' news perspective some of the actual per cent age credit amounts came down, capital expenditures were eliminated, and the claim preparers were forced to disclose their fees as well as identify themselves. The 'goods news'

could basically best be summarized as a simplified application process.











While it would appear the govt will save well over a billion dollars in payments to claimants that’s little consolation to the SME (small to medium sized entities) sector which relies on cash refunds on research to further growth/competitiveness, etc.

Having said all that, on average successful claimants can in fact still recoup about 30% of their research spent.

Successful claims prepared by qualified SR&ED consultants still force firms to be in the 'waiting line' when it comes to the approval and auditing of their claim . That’s when financing your claim just might make the most sense!

MEDIA TAX CREDITS - (Film/Television/Animation)

When it comes to the film media tax credit incentive programs things are a bit more exciting! Canadian provinces seem more excited, and interested in further developing the cache around ' HOLLYWOOD NORTH '.

A tremendous amount of time is spent by producers/owners getting financing together for a project. Tax credits in any of our aforementioned genres more often than not help leverage the other financing that is required for projects. Those financings include debt, equity, gap, pre-sales, etc,etc,etc.

Many projects are in fact ' co productions' with other countries such as the U.S. These days ' visual effects' are a large part of most budgets , and a lot of the costs associated with technology in that area can be financed by the tax credit program of the particular province in combination with the federal govt.

In fact animation/effects is probably the fast growing segment of the industry and Canada has the talent base, complemented by the tax credit program, to address that challenge.

Financing a ‘SRED’ or film media tax credit incentive is remarkably similar and straight forward. Claims financing is typically structured as a bridge loan, with an advance made against the combined provincial and federal credits. Even more exciting these days is the ability to finance claims that have not been formally filed - talk about a cash flow win!

Financing is closed and completed when Ottawa and the province you've filed under approve and refund the claim. Financing simply eliminate the wait and allows you to complete a project, or start the next one!

Don't let tax credit finance be a mystery when it comes to R&D capital recovery, of the financing of a Media tax credit in film. tv and Fx. Get a front row seat by seeking out and speaking to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your bridge loan needs under either of these two programs.






Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Canadian Tax Credit Finance Expertise – ‘ SRED ‘ ‘ FILM ‘ !




Stan Prokop









Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

























Stan Prokop