Confidential Invoice Finance : Taking The Panic Out Of AR Financing Needs

Let ‘ He Who Does Things ‘ Work For Your Business Financing Needs

OVERVIEW – Information on the benefits of confidential invoice finance in Canada . Reaping the benefits of AR financing requires knowledge around who , what, where, when and why

AR Financing in Canada allows business owners and financial managers to remove some of the ' panic '

that sets in when a cash flow crisis seems to be threatening and just around the corner. Numerous solutions exist for fixing a working capital shortage - one of them; confidential invoice finance seems tailor made for... the fix. Let's dig in.

A/R Finance is really a subset of the broad business solution called ' asset based lending. Many people refer to is simply as ' factoring ' - although that is a generic term that covers numerous types of receivable finance. They include ' invoice discounting ‘, 'notification factoring', ' forfaiting ', ' spot factoring ', non recourse factoring ' etc. .. Etc..! Large well known corporations, some of the largest in the world in fact call it ' Securitization' - they move receivables off the balance sheet constantly in bulk by selling them.

It goes without saying that some of that terminology can be a bit confusing so we'll be zeroing in on just the key basics , including our recommended solution for this method of Canadian business financing , Confidential A/R Finance .

It's interesting to note also that for those clients we talk to that have never even heard of the term that in facts it's been around, and in practice since pre Roman Empire times. And the word ' factor ' comes from Latin meaning ' he who does things '. That ' doing things ' revolves around monetizing the sale between via the monetization of accounts receivable between a ' sellers ‘... that's you, and your customer.

The majority of clients who use A/R finance solutions are in a couple basic categories - they can't get all the financing they need from a bank ( or cant qualify for any finance at all ) , or they are in special situations re turnaround, growth, etc. In the majority of cases solutions such as Confidential Invoice Financing is an interim solution, possibly for a year or two, allowing customers to migrate back to more traditional financing facilities?

In traditional ' factoring ' solutions they concept of ‘notification’ is key '. Here the lender, usually a commercial finance firm requires that your clients be notified about the process of financing your AR. That's because the paperwork surrounding this type of facility is unlike the bank - banks ' collateralize' your receivables , commercial factor firms have paperwork that specifies that sales invoices you finance are in fact ' sold ' to them .

The way to beat any notification , i.e. being ' Confidential ' about this whole process is to enter into a invoice financing facility that allows you to bill and collect your own invoices, without anyone knowing how you are financing your business. Rates and paperwork are essentially the same.

In some cases this financing can be part of an asset based lending facility, allowing you to also finance inventory and equipment as a part of your non bank business line of credit .

So, consider letting ' he who does things ' work for your firms cash flow needs. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with AR financing that works best , and removes the ' panic ' around cash flow needs.


Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN CONFIDENTIAL A/R FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Stan Prokop

Business Finance In Canada : Financing Cash Flow Allows Your Business To Take Off

How Much Should You Worry About Business Financing In Canada ?










OVERVIEW – Information on financing cash flow for Canadian businesses. Business finance solutions are critical to operating and growth success






Business Finance in Canada seems to come with a lot of worrying these days. Is that really necessary? Not if you’re financing cash flow needs properly. The benefit? Your business simply is now able to ' take off '. Let's dig in.


The ramifications of no cash are pretty obvious to the business owner / financial manager that struggles with day to day working capital challenges. Being unable to purchase or upgrade assets, pay employees, or meet loan and other debt obligations places a lot of stress on owners/mgmt.

There's a two lane road or journey that every business travels on - keeping the business alive, and growing revenues/profits. One of favourite mentors describes any business that isn’t generating cash and profits as simply ' a hobby ' - and most Canadian business owners don't think of their daily work as ' hobbies'.

The text books give us some clearly defined definitions around cash flow - it’s your net profits plus depreciation. Unfortunately most business owners can't run their finances with text book definitions - so paper profits on the income statement and cash flow ratios from their accountant mean little when every day is a struggle.

Payment from clients is the best example of shortages of cash. Since businesses sell on terms paper profits look strong and cash on hand looks... poor! Your ability to finance A/R properly (as well as manager client payments) is one major key to business finance success.

While inventory finance needs also complicate the problem even service companies who have heavy labor costs are also affected by the cash drain. But real pain occurs when the combination of inventory financing and accounts receivable investments drain cash.

It's not that ironic that both high growth as well as falling sales can exacerbate cash flow shortages.

Financing cash flow in Canada boils down to business credit lines via a Canadian chartered bank, or commercial A/R and financing facilities from commercial finance companies. Some of the solutions provided by non bank finance firms include:

A/R Finance

Inventory financing

SR&ED Tax Credit Loans

Sale Leaseback / working capital term loans (these two are debt strategies as opposed to asset monetization strategies

Asset based lines of credit

Banks place a significant emphasis on your ability to provide quality information to justify borrowing facilities. That includes historical accountant prepared financials, cash flow forecasts, other collateral available, and of course information on the owners.

How does the owner/manager decide on the amount and timing of financing Identifying key ' gaps ' in your future cash flow needs is the real key to success - as well as of course addressing these gaps with the right finance solutions.

Instead of worrying about business financing requirements seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help your business ' take off ' with solutions tailor made for your needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN CASH FLOW FINANCING EXPERTISE




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

























Stan Prokop

A Bridge Loan For SRED Financing Or The Film Tax Credit : A Bottom Of Ninth Inning Solution

First And Goal By Financing Your Film or SR&ED Tax Credits


OVERVIEW – Information on achieving success in SR&ED and media ( movies / tv / digital ) government incentives . SRED Financing via a bridge loan for your film tax credit or SR ED claim provides valuable cash flow .. now







A bridge loan for a film tax credit or SR&ED R&D incentive credits allows you to finish the game a lot sooner, while winning at the same time. Our bottom of the 9th inning analogy seems a correct one - it's been a long game from the time the SR&ED or film tax credit process was started.

Financing via a bridge loan for either of these two finishes the game, and cash flow is declared the new winner. Let's dig in, separately for each type of credit, and then we'll bring the financing aspect for both in - a remarkable similarity exists for the finance solution to tax incentive claims.

SR&ED: From the business owner/financial managers perspective there’s a long game plan in place for research and development credits. As much as owners wish to accelerate the process several key issues always slow things down - sometimes a little, sometimes a lot.

And by the way, that includes the necessity to address recent dramatic changes to the program in the last few years. Those changes revolve around the actual filing of the claims, who writes your claim, and how the claim is calculated. A most regular or new claimants find out, it’s the ' SR ED Consultant ' that typically prepares a claim.

Aligning yourself with a qualified consultant allows you to both maximize the financial benefit attached to your claim, as well as minimizing or totally eliminating cost and risk associated with a research claim. That's because the majority of SR&ED consultants prefer to be paid on contingency - they take on. The risk and cost of preparing a good claim. Their compensation? They receive a negotiated portion of the refund as their fee for preparing a proper claim.

FILM/TV/MEDIA CREDITS:

No type of financing is more of an ' art ' than the complexity around a full finance package relating to a media production. Getting capital together in areas of equity, debt, and mezzanine financing is, at its best moments - seriously challenging.

The film tax credit incentives that are provided by the combination of provincial and federal incentives (typically combined) assist independent producers and production owners in filling gout a large part of that financing need. A healthy tax credit component to any project clearly and obviously eliminates some of the other financial risk associated with any project.

While a small handful of Canadian chartered banks play some role in film finance it’s the tax credit that becomes usually the corner stone of any financing. The role of the SR ED consultant now changes to the ' Film Tax Credit Accountant ‘. He or she has the same goal - maximize the amount you can claim and receive for Canadian content - which by the way can be in the form of co productions with other accredited countries. Labor, service and hard assets become eligible for healthy re-imbursement. Even where you film or produce gets you extra points/extra funding.

And we're not forgetting the ' digital ' aspect of tax credits - as many projects these days are ' Transmedia ‘in nature - i.e. Special FX, animation, etc. A separate (and again ' healthy ‘) tax credit exists for the digital world.


So, its ' first and goal ' for the owners of a SRED or film tax credit. The financing of either of these credits is similar; it’s done via bridge loan, and allows you to monetize your claim as fast as you are able to apply. Both credits are typically financed under the same structure - bridge loans with a 70% advance against the total amt of your claim. The monthly payments? There are none, as your loan is finalized when your claim is approved and funded by the government. At this point you receive the 30% balance of your claim, less financing costs.

New innovative SRED Financing / film tax credit allows you to cash flow your claim prior to filing it. This works best when you've got a track record but is not necessarily a strict requirement.

Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success when your goal is to finance research and film incentives. A great way to successfully eliminate the 9th inning challenge!

Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :



7 PARK AVENUE FINANCIAL = CANADIAN SR&ED AND FILM TAX CREDIT FINANCING EXPERTISE








Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '




















Stan Prokop

Financing Franchises In Canada : Which Franchising Loans Solutions Make Sense For You

6 Ways To Finance a Franchise In Canada – Spoiler Alert – 3 Are Not Recommended


OVERVIEW – Information on financing franchises in Canada. Franchising loans can be separated into different categories – which one is right for your purchase or acquisition.

Financing franchises in Canada has the potential do be done right, or incorrectly when it comes to the types of franchising loans that the potential franchisee might consider when purchasing a new or existing franchise. Note - Not all franchisees recognize an existing franchise can also be purchased. Let's dig in.







In a perfect world ( it's not )

you want to have the ability to assess every financing option you have and pick the one that is best suited to your needs Some of those choices might be we can call' traditional ' - some might be creative or alternative in nature.

While industry associations tout financing as a key initiative for the industry the franchisee often finds it very frustrating to source ( in a timely manner ) the capital they need to acquire the business.

It's all about you, as the franchisee and the lender(s). Let's examine the key elements that allow you to assess the amount of risk you personally are willing to take, as well as the risk any lender perceives in yourself and your transaction.

Let's examine 6 options:

1. In certain cases the franchisee has the ability, via personal resources to pay cash for the entire business purchase. Whether that’s driven by pride of ownership or fear of borrowing there are pros and cons to this option. As a cash buyer you are in a position to have not debt and financing costs associated with a franchise loan.

That heightens your probability of success, but at the same time puts all your investment 100% at risk if the business falters of fails. We have encountered numerous clients who have tapped out all personal resources and become at risk of failing when an initial stumbling block such as falling sales occurs. Remember also that even the largest corporations in Canada recognize it's good to have some debt to experience maximum return on investment based on the mix of equity and debt.

2. Traditional loans - typically these are bank loans and banks very, very rarely finance franchises on an as is basis. If they do they will require owner equity and collateral many times more than the investment you require. Additionally many industries are out of favor in some respect when it comes to traditional bank loans.

3. Many franchisees collapse personal savings such as registered accounts, or in some cases collateralize their homes in order to complete a franchise financing .Here again both the overall risk as well as tax implications often don't make sense when it comes to financing franchises in Canada in this manner.

4. Supplemental financing solutions - These are great and can complement the financing of your business. They include working capital term loans, merchant advances, equipment financing, and credit lines secured by inventory or receivables. While often not able to facilitate the entire financing they often can help complete a transaction nicely.

5. Franchisor financing - the bottom line, almost no franchisors finance their franchises in any sort of manner. They sell franchises and either don't have or want to commit the capital to complete a sale to the franchisee. The real solution is to finance the business via a specialized franchise finance firm who is associated with the franchisor directly. There are really only two n Canada at the time, and their scope is somewhat limited to larger well known chains.

6. SBL Loans - The Canadian CSBF program is a government sponsored bank loan that finances thousands of franchises. While not originally designed to finance franchises it has become a ' go to ' for many franchisees. The program has great rates, terms and structures, in some cases even better than traditional financing! The one caveat is that the program only finances equipment, leaseholds and real estate.

Which solution is right for you? As we have seen, some are great; some are not so great and in fact bring additional risk to the table. Also ensure you have a proper business plan and cash flow forecast, as well as a personal inventory of your financial net worth and the capital you can contribute to the business.

One solution? Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with franchising loans that make sense for your situation.



Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN FRANCHISE FINANCING EXPERTISE






Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Stan Prokop

Business Credit Facility Agreement : What You Wanted To Hear On Revolving Loan Needs

Don’t Settle For Business Credit Lines That Don’t Suit Your Needs


OVERVIEW – Information on the benefits and requirement for a business credit facility agreement . A revolving loan from a bank or commercial finance company assists in the financing of A/R and Inventory

A business credit facility agreement is often a necessity for any emerging and growing company. What are the qualifications for a revolving loan of this type, and are there choices in types of facilities? Or alternatives? Let's dig in.

In its simplest form a business credit line is a secured arrangement with a bank or commercial finance company to finance cash flow and working capital needs with Accounts Receivable and Inventory as an example. A facility works best for all parties when it constantly ' revolves '.

Your ability to manage such as facility as a borrower relates directly to your turnover of receivables and inventory. Those are key drivers in the approval for the amount and type of your facility.

In Canada business credit lines are offered both by Canadian chartered banks

as well as commercial finance firms, some of whom are called ' ABL ' lenders. That’s because those firms offer non bank asset based lines of credit.

What determines then your ability to get approved for the type and amount of financing you require? When it comes to a bank facility it’s the various components of what we call your ' risk profile '. They include quality of financials, size of current assets (A/R / inventory) and management depth and personal credit of business owners.

When you business can't achieve true bank financing, or, in some cases the amount of bank financing you need commercial finance firms can readily address your needs. Here the total focus and emphasis changes to basically only size and quality of those same busines assets.

While more costly business owners and managers we introduce this type of lending to are happy to hear that borrowing margins are much more generous. Typically that’s 90% of A/R and anywhere from 30-70% of inventory. And want another kicker - your facility can be significantly more increased if you choose to have other unencumbered fixed asset to be including into your borrowing base. That a true cash flow super charger!

You will be typically required to provide regular reporting capability vis a vis financials and aged inventory and a/r reports. For a bank this might only be one a year, sometimes more regularly. But when it comes to reporting on Asset based non bank credit facilities expect to report monthly all the time, and sometimes weekly. Various industries have different risk profiles associated with their inventories and receivables.

As a business owner or financial manager you should never have to settle for less when it comes to what you need for credit facility and loan needs. If your firm is not ' bankable ' in the amount of cash flow and working capital financing you really need seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success to ensure access to a proper business credit facility agreement.





Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS CREDIT LINE EXPERTISE





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Stan Prokop

Franchising Finance Canada : Don’t Settle For Less In Franchise Business Loans

Feeling Out Of Control On Franchise Business Loans ?

OVERVIEW – Information on critical elements of franchise business loans in Canada. Franchising finance in Canada requires specialized focus and knowledge

Franchise business loans in Canada can easily give the Canadian franchisee that ' out of control ' feeling when financing is needed. So when it comes to franchising finance where does one go to, who can you count on for assistance? Let's dig in.

Top industry experts tell us that over 30% of those folks considering purchasing a business in this industry rarely consider at the outset the financing and cost of the business!

Even more so of a predicament is that the average franchisee considers ' the bank ' as the logical (only?) source of capital for their business purchase. The reality? It's that very few franchises are financed by banks in a direct manner. Many are financing in an ' indirect' manner, more about that one a bit later.

So who then is doing the financing in this industry? Unlike our counterparts in the U.S. financing solutions for purchase of a franchise hardly abound, but the good news is that that are still available - you just have to know the lay of the land.

Certain specialty franchise financing firms have major programs in place for specific franchisors. More often than not these are ' tier 1' type names for major brands with strong brand recognition. If your business purchase does not fall into that category you're immediate challenged?

We spoke of an ' indirect ' manner to finance your franchise via a bank. That is achieved under the CSBF program that is sponsored /administered by INDUSTRY CANADA, a branch of the Cdn government. Commonly called the ' SBL ' Small business loan this program is run by the banks but the majority of the loan is ' guaranteed ' by the government.

While we think it's a great program for franchising loans our problem with the SBL loan is that each bank has their own twist and interpretation on the requirements. So it's incumbent on the franchisee to ensure they have the knowledge, or the help of an advisor, to maximize success in financing approval under this program.

Going it alone in business is never a great feeling, especially in start up or business purchase mode, so don't forget to draw on the experience of your contacts with a lawyer, accountant, a business advisor, etc. It's their skill and expertise that will change losing to winning.

Financing can also be significantly complemented via equipment financing, working capital term loans, working capital credit lines, etc.

Don't forget also that an existing franchise can also be financing in much the same method as a start up/turn key scenario. In some cases it reduces risk as you have access to financial statements, asset lists, etc of the existing owner. Naturally the approval of the franchisor is also required.

So, bottom line? You don't have to settle for less when you've got some knowledge and experience behind you. Eliminate that ' out of control' feeling in financing a franchise - seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in your franchising finance needs.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN FRANCHISING LOAN EXPERTISE



Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '































Stan Prokop

Commercial Bank Business Loan Success In Canada : Key Ingredients In Financing Businesses Properly

Hitting The BullsEye With Bank Loans And Financing In Canada



OVERVIEW – Information on the commercial bank business loan in Canada . Financing business needs comes via understanding key elements and alternatives



Financing businesses in Canada for the majority of business owners and financial managers conjures up more often than not only one thought - a commercial bank business loan. While other alternatives exist, more so today than ever our banks are usually top of mind when it comes to finance solutions. Let's dig in.

Whether it’s operating capital to run and grow their business or term debt of some sort it’s that external capital challenge realization that becomes your focus. For businesses in the SME Commercial (small to medium enterprise) sector that funding might come from personal resources or the proverbial ' friends and family ' but typically the owners focus is either a bank or commercial finance firm.

Does the typical owner / manager understand what drives bank approvals for financing requests? When we talk to clients it's usually listening to their negative experiences in accessing bank funding. We've always found that interesting as there is probably not a more straightforward system that banks use to scorecard and approve financing. Let's take a look at some of those key ingredients in properly funding a business.

Let's take a look at that system a bit, if anything it will provide the borrower with the ability to self evaluate , saving time and energy on getting the right financing. Oh, and by the way, in our opinion it's the banker not the bank, so focus on a relationship, not a logo.

While banks offer a number of solutions - typically revolving credit facilities, term loans, asset financing, etc. the focus for approval always comes down to looking at current and forecasted financials to determine the best method of structuring financing.

That is not to say that past performance is not also looked at, as well as the overall asset quality of your business in relation to the amount borrowed.

The actual 'net worth ' of a business is key in bank financing. The amount of debt you have, in combination with the amount you are requesting must make sense to the bank. One key rule of thumb for the majority of industries in Canada is that your total debt should not be more than 2 times the equity in the business. As we said though, that formula varies within industries.

Many businesses in the SME sector, particularly start ups and smaller firms can take advantage of bank financing via the Government Small Business Loan. Recent changes to the program make this financing even more attractive, but it already offered good rates, Borrowing limits recently increased also, with the previous limit being 350k.

When bank financing is not available for the firm that can’t meet the ownership equity issues and cash flow coverage that a bank desires non bank solutions usually can. They include:

A/R Financing

Inventory Finance

Asset based non bank revolving credit facilities

SR&ED Tax Credit Financing

Equipment Financing/Sale Leasebacks

Working Captial term loans

PO Financing


If you're looking to hit the ' bulls eye ' in a commercial bank business loan seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can help ensure success.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

http://www.7parkavenuefinancial.com/commercial-bank-business-loan-financing-businesses.html









Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?
CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '























Stan Prokop


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