Working Capital Finance In Canada : The Rise of Cash Flow!

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Your Executive Decision : Improve Cash Flow & Access To Business Financing ! Here’s How

OVERVIEW – Information on working capital finance solutions in Canada. The ability to properly fund and finance your cash flow needs makes .. or breaks.. your business future

Working capital finance in Canada is all about the need, and the rise of cash flow solutions to run... and grow your business. All those in favor of making an executive decision in improving your Canadian business financing access say aye. It's resolved! Let's dig in.

Doesn't the timing to reassess your working capital cash flow needs seem appropriate? Working capital finance solutions are available, and they are not always what you thought they might be.

It's rare that any business, especially those with SME COMMERCIAL FINANCE needs, doesn’t, at some time, have cash flow challenges that haunt the business owner/financial mgr. on a daily, intermediate, or even a long term basis.
Your ability to put together effective techniques and solutions around working capital financing always goes back o the management of your short term assets such as cash, receivables, and inventories.

The reality? It’s a balancing act that challenges you every day, we know that. The cash requirements come out of the need to meet your day to day expenses, pay employees, and make payments on any debt obligations you have.

In talking to clients inventory levels that allow you to run your business, minimize constant re ordering, and taking advantage of price and volume discounts continue to be a main challenge.

Can this challenge be addressed? It sure can, and in a number of ways.

Here's a solution to consider:

Arrange a long term unsecured working capital loan to address product needs - alternatively you can blend the borrowing power of your receivables and inventory on a combo basis via a working capital facility that margins receivables and inventory. This facility, called an asset based line of credit when it's for a larger amount will turn your company into a constant cash flow machine if you manage it properly.

We point out to clients that this type of working capital cash flow facility we just described is offered by a non bank private finance firm, so we encourage clients to speak to a Canadian business financing advisor as to how these facilities work.

Are there internal steps you can take to accelerate cash flow? There are. You can amend credit policies, shorter your payment terms, extend those terms, or simply collect your receivables more efficiently and aggressively. Those are all measures of how you identify your credit policy. The other side of that coin is how you finance that huge investment you more than likely have in receivables.


In Canada several clear options are available, They include:

Short term working capital/cash advance loans

Sale Leaseback financing

SR&ED tax credit bridge loans

Securitization of receivables - (primarily for larger firms)

There is only one bottom line in working capital cash flow - its simply that you need to understand your cash flow challenge, and then investigate the proper options to remedy that challenge, allowing you to fuel long term growth and profits .

In some cases traditional bank financing, via the right bank and banker will work. When it doesn't consult a credible, experienced and trusted Canadian business financing advisor who will help you identify real world solutions for cash flow success. Time to make that executive decision?


7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Business Equipment Financing : Your Business Leasing Company Solution Toolkit !

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Talk About A Mouthful Of Benefits In Canadian Business Financing

OVERVIEW – Information on business equipment and business leasing in Canada . How the right choice of a leasing company can provide you with a great number of financial benefits and flexibility

Business equipment financing for the new (or used) assets you need for your company is all about ' common sense' business finance - That means fast approvals and flexibility that makes perfect sense for your firm. Let's dig in.


If we were to ask you to name ten quick benefits of any type of business financing in Canada we quite frankly cant imaging you would name any other type of finance other then leasing . Just think about it.
Ten, yes ten solid reasons to consider a leasing company for your right choice of asset finance.
Let’s recap them -:


1. Technological obsolescence protection,
2. Accounting benefits,
3. Cash flow management,
4. Potential tax savings,
5. Right to own or not own the asset at the end of the lease,
6. Convenience,
7. Ability to match the asset financing to its useful economic life,
8. Pre approval or have a ' lease line of credit ' possibility
9. Quick credit approval (boy do we like that one!)


And finally? A smaller cash outflow!

Whew! That was a mouthful of reasons. Let's circle back on one of those benefits - Approval!


Canadian business financing is more challenging than ever for customers in the SME (Small to Medium Enterprise) sector - That's probably your firm!

The equipment financing industry is on a pretty good roll.

We keep coming back to flexibility when clients ask us about what the best choice options are in business leasing. Always remember that when you choose to finance an asset you can enter into a lease to own scenario, aka a 'capital lease ' , or, continuing on our theme of flexibility, you can opt for an operating lease - which simply states your desire to use an asset, not own it .

Equipment that depreciates quickly, needs to be replaced due to technology, etc, is the perfect choice for an operating lease option.

Asset financing from your business comes out of very different needs - it might be a photocopier for the office, (or computers), equipment for your shop floor, and, even a commercial jet for your corporate meetings! (Well, we can dream, can’t we?!).

Our point? Simply that any type of asset can be leased, and often bundled in with other ancillary services such as installation, maintenance, warranty, etc. Again, there's our flexibility again.

Do you have a personal business relationship with the hundreds of lease companies in Canada? If you do we're jealous, and you obviously have a lot of time on your hands. If you don't, speak to a trusted, credible and experienced Canadian business financing advisor who can ensure those many benefits of business leasing can be achieved quickly and properly.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.




Stan Prokop

Business Cash Flow Financing In Canada : Your Call Of Duty To Your Company ?

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Is Your Company Staying Afloat When It Comes To Business Cash Flow Needs & Financing Solutions You Require?

OVERVIEW – Information on cash flow financing solutions for Canadian companies . Your company needs cash flow for business growth and profits

Business cash flow needs have us all in agreement, right? We need it to stay afloat? That's much better than the sinking option!

These days business cash flow financing needs is pretty well right near the top of your worry pile. We're going to cover off measuring the problem, and fixing the problem via traditional and alternative finance solutions. Let's dig in.
Oh, and by the way, alternative is fast becoming traditional, but more about that later!

In talking to clients about business financing and business cash flow we always get the distinct impression they feel their business is unique - and that may be so but the truth of the matter is that the cash flow financing challenges you face are being faced by everyone else in and out of your industry.

You're forgiven for thinking your business cash flow financing challenges are unique, probably because of the mix. What do we mean by the mix? Simply that each h company and industry has difference levels of inventory, receivables, payables, all of which factor uniquely into the working capital challenge. That creates different challenges at different times.

In fact, whether you like it or not, about 80%, yes 80% of all you assets are in receivables, inventory, and to some extent prepaid. That's for most firms, unless perhaps you're in a service oriented business only.

Your ability to ' turnover' these assets is what makes your business successful, or not.

Each industry has different gross margins, and if you have great gross margins then you can withstand a bit less turnover that is required in inventory and receivables. If you are in a low gross margin business turnover is absolutely critical. And you measure that turnover by three key metrics, inventory turns, days sales outstanding or collection turnover, and finally days payable outstanding.

Turnover drives working capital and many business owners kind of know that, but more often than not aren't focusing on improving that turnover.

So, staying afloat. There are a number of cash flow financing solutions that allow you to address cash flow financing for your business. If it was a perfect world (apparently it's not) you would have all the liquidity you need from you bank, but bank financing is always a challenge for business, and in many cases inventory is not part of the financing mix that is available.


There are some great cash flow for business solutions available to help you succeed in Canadian business financing.
That includes:

Financing receivables

Business credit lines from banks or commercial asset based lending

SR&ED Tax Credit Financing

Working Capital Cash Term Loans

Sale Leaseback financing


Most business owners don't know they can access cash flow financing via the financing of Purchase Orders (p o' s) and contracts. They allow you to consider orders significantly higher than you could have ever handled in the past.
And, finally firms with relatively good financial standing can access unsecured cash flow working capital term loans via non bank lenders.
So what’s it all about. We think we have been fairly clear, and hope you agree. It's about understanding your cash flow financing challenges, measuring them via the turnover of working capital accounts, and finally, accessing any one of the number of solutions we have provided.

Speak to a trusted, credible and experienced Canadian business financing advisor as to what makes sense for your firm.

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.










Stan Prokop

Equipment Lease Companies In Canada : Inside The Hunt For Lease Financing Solutions For New & Used Equipt Acquisition

Ready To Save Save Thousands?

Here’s How When Utilizing Lease Financing & Equipment Finance Strategies

OVERVIEW – Information on solutions offered by equipment lease companies in Canada. Lease financing solutions , structured properly can save your firm thousands of dollars when you’re acquiring new or used assets

Lease financing solutions help resolve the financial conflict that comes about when your firm wrestles with the balancing act that comes out of acquiring new or used assets. But how does the owner/financial mgr know how to manage this process, much less locate the best financing company to do business with? The maze of what is known as equipment financing in Canada. We've got answers, so let's dig in!

When business folks think of ' saving '... it's really simply the act of managing a resource such as your capital and putting it to work in the best manner

But do you have to give up something to get a solid equipment financing approval with a structure that makes sense to your company. We don't think so, and we will show you how to navigate, successfully!
Top experts remind us that the best way to be successful in achieving the benefits that lease financing bring to the table is to simply ' visualize ' them. More often than not in lease financing you are focusing on getting a return on investment on your acquisition, and structuring it financially in a way that makes sense.

Can you, as we maintain, save thousands of dollars on an equipment lease when you ' do it right'? We believe you can. But first you have to focus on ‘why’ you’re financing the equipment and why certain lease companies in Canada may or may not be your best bet when you finance.

You finance equipment for some very basic reasons - lets cover them off... and we get rid of the most boring one first, accounting! The accounting treatment of a lease is very important and often misunderstood or not properly address when we discuss the issue with clients. For instance, if you can keep the lease off balance sheet you have just delivered a greater return on asset value to the owners or shareholders of your firm. That's a key measurement used by owners, lenders and investors when they look at your firm.

If you firm are capital driven, i.e. asset intensive, meaning you need lots of capital to run your business then structuring the right type of lease will have immeasurable positive effect on your performance and operating ratios.
Many operating lenders structure your credit agreements around your ratios, and properly handled and accounted for leases can be a real positive in this regard.
Financial and cash flow reasons also drive business behavior when lease financing in Canada. It's all about:

Working Capital Preservation!

Even negotiating a lower down payment or a higher balloon payment at the end of your lease can save you many thousands of dollars, depending on the size of your transaction. Those savings can be re invested into the company to generate further sales and profits.

Have you made the mistake of acquiring technology on a lease and then having to write down the book value of the lease half way through the transaction when you have just discovered, surprise, surprise! That your technology is now obsolete!
Matching the tem of the lease with the useful economic life of the lease can save you thousands in potential equipment write downs in the technology area - think computer investments, telecom systems, etc.

We hate it, but most of our clients are focused on only one thing, which is the proverbial lease rate. Unfortunately equipment lease companies in Canada know this and can do a real number on your firm when it comes to camouflaging the true rate in a lease - this is done by quoting you payments calculated in arrears, getting first and last payments in advance, increasing the size of a security deposit, or charging you per diem rates for project type financing when leasing is required.

Got all the time in the world? Then investigate every nuance of Canadian lease finance and try and address all of those issues and strategies.

A better answer? Speak to a trusted, credible and experienced Canadian business financing advisor who will structure the right lease that focuses on benefits that are real to your firm, saving you thousands in the process. That's a solid plan to save money!


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '





Stan Prokop

Business Cash Flow Secret Weapon: Here’s The Best Invoice Discounting & Confidential Factoring Solution

Automate Your Business cash flow – Here’s How !

OVERVIEW – Information on the business cash flow solution known as Confidential A/R financing . Companies using this method of factoring/discounting their invoices create automatic cash flow and working capital

Business cash flow automated? Your ability to monetize your sales revenues as quickly as possible is in fact the automatic cash flow engine for your business. Collecting A/R as quickly as possible or financing via the bank or invoice discounting factoring is the alternate method. In effect it's your secret weapon! Let's dig in

Non bank A/R financing works when you can't obtain traditional bank financing, and when strong or erratic sales growth becomes an impediment to bank finance solutions. In many cases seasonal or bulge cash flow needs can't be addressed by a bank.
We remind clients that your cash flow, when you think of it really can become a competitive advantage. For those can can't access all (or any?) of the bank financing they need Confidential A/R Factoring is an ultra solid alternative. Bank credit is more difficult to achieve, and, to make matters worse in many circumstances we see the amount of credit you can get from a commercial bank in Canada is simply not enough for your needs.

Reasons why some business folks don't like what they hear about ' factoring ' is twofold -


1. They feel it's too expensive (rates are more competitive than ever)

2. They don't like how it works on a day to day basis - (We’ve got your answer to that one)

We think we can dispel both of those issues when it comes to providing a better alternative to address both concerns and misconceptions that our clients have.

So, ' regular ‘ factoring for cash flow for business works as follows - you generate an invoice, you sell the invoice and receive cash, usually the same day. Sounds great so far right?

However, now what happens is that your customer is contacted by the factor firm and they verify the invoice and receipt of goods and services. They also are in collection mode directly with your clients, according to whatever your terms are. The cost of this type of financing in Canada ranges anywhere from 7-8% per annum to 1-3% per month.

Factors determining prices are your firm's general financial profile, the size of the facility you need, and the types of customers and industries you sell into.

THE BETTER SOLUTION: ==>

Here's where confidential factoring discounting comes in. Here's the kicker. You bill and collect your own invoices! You have now regained total control of your factoring facility, are achieving all the benefits, and it is you who decides what amount you wish to finance on a daily, weekly or monthly basis.

Seek out and speak to a trusted credible and experienced Canadian business finance advisor who can assist you with cash flow & working capital needs.


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :



7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

Business Line Of Credit Strategy Required? Check Out Asset Based Lending

The Dirty Little Secret Your Banker Won’t Tell You About Asset Based Lending As A Business Line Of Credit Alternative

OVERVIEW – Information on a business line of credit facility known as ' asset based lending ' - Check out this Canadian business financing solution for you cash flow and sales growth needs

A business line of credit alternative comes with a dirty little secret. That secret? Canadian banks aren't the only ones to offer full blow credit lines that allow you to margin receivables, inventory, equipment, and even purchase orders! That solution by the way is called ' asset based lending'.

Can you blame someone for not telling you about a good thing? No surprise then that asset based lending is the dirty little secret in asset finance that that bankers in Canada don't necessarily want to let you know about.

So we're sharing that secret with you and touch on why it's such a powerful non bank financing strategy. Let's dig in.


Understanding why asset based financing is so different requires the need to understand what we are comparing it against. The comparison is of course an operating line of credit with a Canadian chartered bank. They are great, low cost, and run smoothly on a daily basis. If... and we repeat if... you can get one and get it increased as you need it.

Your ability to access a business line of credit with the bank focuses in on everything you probably feel isn't necessary. You have assets; you have growth, so what’s the problem. The chartered banks, in their wisdom allocate these lines of credit based on yes... the assets... but as importantly ratios, covenants, personal guarantees and outside collateral.

Nobody does a better job and at the lowest cost than our Canadian banks. They do that because they are lending you my money which is on deposit at their bank. So all power to safe lending practices, and that's why Canadian banks are some of the strongest in the world.

That brings us back to: asset based lending in Canada and why this type of asset finance is a powerful working strategy. And could it be simpler. Not really. It focuses on the two things you have always had... assets and growth potential for sales and profits.

Asset based lending is the ability of your firm to borrow, daily, as you need it , against receivables, inventory, as well as equipment and real estate if they factor into the picture . It supports your business credit needs, and does not, we repeat, does not overly focus on the bank requirements we mentioned.

Dirty little secret # 2 - Some of the Canadian banks actually have small boutique divisions of asset based lending! In our experience these divisions don't communicate properly with regular commercial bank divisions around what their offering is- that’s just our opinion.

So who actually offers this type of asset based lending. In Canada it's a relatively small handful of firms, some of which are U.S. based, and who have a tremendous expertise on the things you already have, inventory, receivables, and purchase orders and contracts.

Asset finance can cost the same as the chartered bank offering, in ,many cases it costs a bit or a lot more, depending on the size of your transaction .A business line of credit via an asset based line of credit generally starts at 250k and goes up to anywhere up to 50 Million or more!.

Accessing and navigating the maze of this boutique financing is difficult for the Canadian business owner and financial manager. The solution? Speak to a trusted, credible and experienced Canadian business financing advisor on why asset based lending is the secret you want to know more about.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '



Stan Prokop

Top 4 Most Overlooked Benefits of Leasing of Equipment As a Business Finance Strategy

Information on four key benefits with respect to leasing of equipment as part of your overall business finance strategy in Canada. How lease financing benefits can help you reduce and overcome capital acquisition risk and challenges. Make lease financing work for your firm!

Most Canadian owners and business managers wouldn't think of always paying cash for equipment and other capital acquisition needs. They also can't imagine, in the current economic climate, paying cash for everything. Whether you are in an industry that is highly capital intensive, or if you simply on occasion need to upgrade or purchase new equipment the leasing of equipment should be considered as an effective overall financing strategy for your company

Naturally no form of business financing in Canada could be considered perfect and met absolutely every one of your needs, but let's examine what are considered to be normally the top four benefits of equipment leasing. Naturally you want to ensure you are dealing with the right type of lease firm and you have also carefully examined your rights and obligations under the business lease.

Anyway, benefit #1- Flexibility. The reality is that working with the right lease partner firm should provide you with the flexibility you want in your transaction. Flexibility is of course a broad term, but we are basically referring to the type of lease that works best - for your firm! Not everyone else's. That flexibility comes in the form of low or no down payment, monthly payment structuring options ( here are possibilities abound!), balance sheet optics around the amount of debt you can carry without getting your bank offside. Flexibility also comes in the form of the ability to return the equipment or extend the lease for a pre agreed period of time.

Benefit # 2 might well be called Cost efficient. The last thing you want to be doing is getting your firm locked into a long term lease on a depreciating asset - and the reason you lease financed the equipment in the first place is that you as a Canadian business owner and financial manager recognize that the equipment ultimately will probably have no value after its economic life is completed.

If the business world was slow moving and predicable you would never have to worry about competition, changing technology, etc- however things don't work that way and as your needs change over time you can using equipment financing as the tool to address those needs.

Benefit 3- Tax benefits! We hate getting into long accounting and financial statement dissertations when we are lease financing info with clients, but the reality is that leasing of equipment as a business finance strategy has accounting and tax benefits re write off strategies around your payments.

Our final focused major benefit is simply Cash flow

conservation. It's tough enough in today's business environment to achieve positive working capital and cash flow for daily and long term needs. Utilizing lease financing as a tool to minimize cash outlay and reduced down payment requirements makes total sense. Choosing an off balance sheet operating lease strategy will also ensure your ratios and debt covenants stay intact.

In summary, as we stated, no overall business financing strategy works perfectly for all companies in all industries. But leasing of equipment has significant benefits that clearly outweigh other options such as purchasing for cash, entering into long term loans, etc.

Speak to a trusted, credible and experienced lease financing advisor to ensure you can take advantages of the 4 key benefits we outlined.

Stan Prokop is founder of 7 Park Avenue Financial -

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations





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