Financing Accounts Receivable Invoices : Here’s The Best Method Of Factoring Finance ! It’s Confidential !!

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You’ve Got Them ! We Know How To Finance Them ! Sales !!

OVERVIEW – Information on confidential factoring financing for your firms accounts receivable investment . How it works and why the ability to turn those invoices into cash will generate cash flow and working capital for your firm

Financing Accounts Receivable Invoices - That's why you're here. You've got sales and we know how to finance them -including the absolute best method of ' factoring ‘; Confidential Receivable Finance. Let's dig in.

There isn't a day these days when we don't meet a client like you who isn't challenged by working capital and cash flow challenges.

So the key basics of factoring financing in Canada, - what you need to know, which is simply:

How does it work?

What does it cost?

What's the best way of doing this?


The good news, your sales are growing .Your clients, as great as they are, are slow to pay. And we won't forget that terrible thing known as' the bulge', which is that seasonal or occasional situation when large sales opportunities loom and you need financing to cover those off. A great problem to have, if you can solve it!

Thousands of Canadian companies can't all be wrong, so there must be something to factoring financing of those invoices, right? We're going one step better and recommending that you investigate confidential invoice financing, which is simply a factor arrangement that has you in control of the show, not the finance firm. And controlling your own destiny is what it is all about.

A/R finance is simply the sale of your invoices to your finance partner firm - you get the cash immediately. It works best when you have some decent gross margins to absorb the 1- 2% financing cost that comes along with this type of financing.

The cost is what most of our clients are worried about , and they are somewhat more happier when we show them how they have the ability to cut that cost in half using that new found cash flow to execute on strategies such as taking discounts with their suppliers and buying in bulk at better prices .

So here comes that recommended secret we are talking about. We call it C I D, which stands for confidential invoice discounting. Here's where you have the advantage over your competitors. 99% of all factor financing in Canada revolves around your factor firm partner billing and collecting your invoices, with notice to your customer.

The Confidential Receivable Financing offering? You bill and collect your own invoices, when you want, when you need the cash. So you have the same pricing as your competitors, but you are on up on how the facility works.

Things we look out for when we originate these financings are areas such as the total all in rate of your new financing facility. Other somewhat technical issues are the advance rate, of what is advanced against the full amount of your invoices.
Some other key issues to look for are the miscellaneous admin fees, the exact calculation your new financing partner uses for their rate, and your ability to terminate the arrangement at no cost. That's important - you never want to be ' locked in’.

Some of these latter issues we mentioned can save you thousands and tens of thousands of dollars of a year, so we recommend you use the service of a trusted, credible and experienced Canadian business financing advisor to ensure you have the best method of factoring financing for your firm.


7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Asset Based Lenders Might Just Be The Best All Purpose Loan Financing Companies You Need : Here’s Why !

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Our Trade Secrets On Picking The Best Asset Based Loan & Line Of Credit

OVERVIEW – Information on asset based lenders in Canada . What loan financing companies offer this type of working capital financing and why it makes sense for your firm to consider it . What is an asset based line of credit explained

Asset based lenders might well be the best suited financial solution to fix your working capital needs.

We know thought that you might be a bit confused about this type of loan financing (It's not really a loan) and you want to know which companies in Canada best suit your working capital needs. So we're sharing, dare we say it, some ' trade secrets’! Let's dig in.

Everything seems to be going ' viral ' these days, and we strongly feel that asset based lines of credit from Canadian asset based lenders are right up there - to put it simply, they are ' trending up ' in popularity .

Understanding the basics around this type of solution is the real challenge. How do you pick the right solution and who do you deal with? That's the business challenge facing business owners and financial mgrs.


So, again, what is the service offering really about when you're looking for an asset based lender? It's actually a bit simpler to understand than you think. Clients we talk to are of course 100% familiar with a bank operating line of credit - that's been available forever - if, and it’s a big if, you qualify.

However, did you know that commercial loan financing companies offer asset based lines independent of our Canadian chartered banks.
They do that based on the true value of your receivables, inventory, and in many cases fixed assets or real estate that don't have other liens on them. Simple as that.

So what exactly is the difference then? Aren't we talking about the same thing here? The key differences are simple and that's why hundreds, probably thousands of firms are moving to this type of working capital and cash flow facility.

The reason why this popularity:

Easier approval

Less external collateral - i.e. none!

Less covenants/restrictions/personal guarantees

More liquidity and borrowing power!

Let's cover off those last two points a bit more; they are the ones that most intrigue our clients who are considering the switch. Asset based lenders approve many firms for either more working capital than the client would have received from a bank , or often times approvals are based on facilities that never would be approved by a bank in any circumstances .

Don't believe us? Actually many firms, even those in special loans or coming out of bankruptcy can, in many circumstances, access asset based lenders. Why? Because they have the one thing an ABL (that's the acronym for the industry) needs: ASSETS! The most typical reason for accessing this credit line is: Growth needs!

Here's what you need to know. We speak of a ' loan ' but keep in mind this is basically an operating line of credit for your firm. The factors that affect who you are best to deal with are as follows - the size of your facility, the current financial situation your firm is in, where you are located, and the mix between A/R, inventory, and those other assets you might have on hand.

These types of facilities work best when they are in the 250k and up range. And by the way, up in our case means anything up to 50 Million dollars, or more!

If your firm doesn't qualify from a size perspective there are still some unique business financing strategies for current assets that makes sense. These include;

A/R Financing

Inventory Finance

PO Finance

SR&ED Tax credit financing

Sale leasebacks

Speak to a trusted, credible, and experienced Canadian business financing advisor. You'll be on the road to improved working capital health in a short time!



7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Business Financing Alternatives In Canada : Ignore Cash Flow & Working Capital At Your Own Peril

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We’ve Primed The Pump On Canadian Business Financing Alternatives

OVERVIEW – Information on business financing solutions in Canada. The ability to access working capital and cash flow solutions to accelerate business growth and profits is key to a long term view of success

Business financing in Canada requires that you ensure that the pump is primed! Ignoring the alternatives you have for cash flow and working capital is done at your own peril, especially in today’s ultra competitive environment. We thought that priming of the pump is a great expression and a good analogy. Let's dig in.

Humorously Donald Trump actually said he invented the phrase! (“Have you heard that expression used before?" Trump continued. "Because I haven't heard it. I mean, I just ... I came up with it a couple of days ago and I thought it was good. It's what you have to do."
But the term is most often associated with 20th century economist John Maynard Keynes, a giant of the field and a favorite of liberals who favored government spending.


Access and mgmt of your working capital and cash flow play a key role in business financing and your firm's growth and overall well being. No one ever argues with us on that one.

Your ability to get financing on items such as fixed assets, a/r, and inventory will ultimately depend on how successful and also how fast your company can grow .

Clients are somewhat amazed when we tell them that we can pinpoint the exact time when they will stop being successful! What do we mean by that? Simply that you have a great little tool to determine when you need that extra capital in your business. Most small and medium sized businesses haven't heard of it, we can assure you larger more sophisticated corporations have a total handle on this one.

So what’s the tool - it's called the Sustainable growth ratio and it's a simple formula that shows you the most your firm can grow without bringing in new capital. For example, if you want to get a shareholder return on your total capital in the business of 20% you can re invest all your earnings and keep your relative overall financial position the same. Want to grow faster, then access more outside capital. Simple as that.

However accessing more capital from the viewpoint of our clients is either difficult or undesirable - Most owners don't want to reduce or dilute their ownership interests, etc.

The choice? It's simply monetizing your business financing assets such as receivables, inventory and unencumbered assets and creating working capital and cash flow via asset turnover.

You create cash flow financing internally be addressing how you both manage and turnover receivables, inventory, and accounts payable.

Accounts payable you ask?! Yes, simply because as you slow your payables you generate real cash flow progress. Naturally there is a fine line here between generating that cash and alienating your valued suppliers!

We never want to be accused of talking about the problems and not the solutions, and we mean real world solutions, not textbook solutions to Canadian working capital financing.

So let's recap the solutions and why and when they might make sense. The easy, quick, go to solution is working with a commercial banker to determine if you qualify for bank financing from an operating line of credit point of view. We surmise that if you have all the access to bank credit you need you wouldn't be here reading our solutions proposed!

Other real world alternatives for cash flow financing in Canada, These include :

A/R Financing

Working Capital Term Loans

Equipment Leasing

Sale leasebacks

Asset based non bank lines of credit

SR&ED Tax credit financing

Mezzanine financing

P O Finance

In summary, we spoke of your desire or inability to attract long term capital to your business, the solution being short term working capital decisions around how you finance on a day to day basis.

Speak to a trusted, credible an experienced business financing advisor on how to access the Canadian business financing you need. Today!


7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Effective Sr&ed Tax Credit Financing : Using A SR ED Loan For The Right Reasons

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Should You Cash Flow Your SR&ED Tax Credit ? Only If You Want The Funds Today!

OVERVIEW – Information on sr&ed tax credit financing and why a sr ed loan can increase working capital and cash flow and is an effective use of the government sr&ed program which provides billions of dollars of non repayable cash to Canadian firms.

SR&ED Tax credit financing is all about making the most out of a good thing. That good thing is of course the SRED tax credit program that refunds your R&D capital investment. It's important you contemplate that type of loan for the right reasons - that's just solid business sense. Let's dig in.

We're covering off exactly what you need to know about maximizing your participation in what’s known as the Canadian governments Scientific Research and Experimental Development offering; in the layman's world call it the SR ED, or SR&ED program. Leave it to the government to use that formal terminology and acronyms.

Whether you have never heard of the program at all, or are a first time claimant for your share, or , if you are one of the lucky ones and have been filing for years for your share of the 3 Billion dollar pie you are clearly in line to hear some great news .

What is that news? It's simply that for the right reasons your ability to cash flow, monetize, borrow against, factor, whatever you want to call it , your sred tax credit can be an effective way of increasing your working capital and cash flow .

Frankly it's really simple. Your company is eligible for a refund on expenditures that have been verified under the program for R&D expenditures. Thousands, and we mean thousands of businesses, many of them your competitors, are receiving cheques from the government, that are non repayable for your investment in R&D processes, products and services.

If you are not missing out on filing your claims are you missing out on effective sred tax credit financing. You just might be. We strongly believe that utilizing a sr ed loan for the right reasons . That reason - staying ahead of the cash flow game!

Let's examine why effective sred tax credit financing via a sr&ed loan makes sense. The main condition? Your firm needs cash flow and working capital for payables reduction, further investment, equipment, and general operating expenses! Who doesn’t?

Monetizing your sred tax credit is simply borrowing against a rebate that is coming to you from the federal and provincial government via your sred claim. Is there anyone in the room that disputes funds today are better than funds tomorrow? We don't believe you will argue with us on that.

If you are part of the program, or considering the sr&ed program from a participation point of view you should consider financing your claim after it's completed. In actuality you can finance it immediately after it's filed, or in many cases, as you are expending funds! By the way, you can also fund your tax credit before it's filed!

SR&ED financing is simply the monetizing of that account receivable (that's really what your sred claim has now become) to use the cash for any worthwhile corporate purpose. A sr ed loan for the right reasons allows you to increase cash flow , and simply stay more competitive - which you probably already are given you are investing in r&d type work .

Effective sred tax credit financing works best when it’s done quickly and efficiently at competitive rates - no payments are made by your firm and the proceeds of your sr ed loan are netted against the final cheque your firm is due .

Remember, you've got choices - you can play the waiting game and wait 3, 6, or 12 months for your sr&ed cheque. By all means do - but remember your competitor got their cheque today by effective use of a sr&Ed tax credit finance strategy. That's something to think about.

Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who's an expert in refundable tax credit finance.

7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Asset Finance Solutions in Canada : Asset Based Lending Rates Explained

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Turn Your Business Financing Into a Successful Growth Strategy

OVERVIEW – Information on asset finance solutions in Canada – how do asset based lending rates compare to bank facilities and what are the advantages of an asset based line of credit facility

Asset finance solutions are becoming one of the most popular solutions to business financing in Canada. Let's look at asset based lending rates in Canada and the types of solutions that might be available for your firm.
Let's dig in.

Asset finance can mean different things to different business folks. Asset based lines of credit is really the essence of our topic and discussion. Simply speaking it's the financing that your firm secures, on a revolving of operating basis, and it's collateralized by receivables and inventory.

But wait, we should also add that in many cases your firm's equipment and unencumbered fixed assets are also eligible for operating financing. Most business owners realize that Canadian chartered banks generally do not allow you to monetize or borrow daily against equipment and fixed assets such as real estate. Asset finance, i.e. our asset based line of credit does just that? That is the ' ABL ‘difference.

Why asset is based lending becoming so popular?

It's because it's:

An alternative

Its more liquidity

Its fewer rules

That's what an asset based line of credit is all about. We tell our clients we haven't seen one case where a customer's asset based line of credit didn't improve significantly from a viewpoint of borrowing power, with fewer rules.

What are those ' rules' we are referring to? Let's put it this way, you couldn't measure our respect for the Canadian banking system in Canada - it's immense. But the reality is that typically small and medium sized businesses in Canada - ( lets define that as , say anything from between 1 -30 Million in revenue ) are challenged when it comes to operating lines of credit .

How do asset finance solutions remove the liquidity challenge your firm faces? They monetize assets, allowing you to borrow against them on a daily basis. Very little if any emphasis is placed on balance sheet ratios, profitability (it helps and is nice to be profitable though!) personal guarantees, or outside collateral.

Are asset based lending rates different from bank credit facilities? In some cases they actually are the same of better from a viewpoint of a pure rate discussion, where they differ is that if you firms facility size is under the 3 Million dollar range from a viewpoint of A/R and inventory balances. At this point you can expect to pay a significant premium compared to a bank line of credit.

Is the ' premium' on asset based lending rates worth it to your firm? It absolutely isn't worth it, IF... and that’s a big IF... you don't place value on increased borrowing power, the ability to borrow against your assets as you grow, as well as the increased flexibility around the terms and conditions of you facility .

That's a big IF..! 

And we think clients get our point when we say that any premium you might pay is easily justified.

Are asset based lines of credit becoming more popular in Canada - absolutely! Will they cost you more - probably, but not always - depending on the overall size and quality of the facility you require.

Are the advantages of increased liquidity important for you - that's for you to decide! Speak to a trusted, credible and experienced Canadian business financing advisor to learn more about asset finance solutions in Canada.




7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .


7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com



ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.


Stan Prokop

' Canadian Business Financing With The Intelligent Use Of Experience '

Cash Flow Financing In Canada : The Long Hard Trail To Working Capital Solutions

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Is Cash Flow Financing A Bit Of A Jigsaw Puzzle ? Not Anymore!

Information on cash flow financing solutions in Canada . Here’s how to take the mystery out of the working capital needs your business has .. today!

Cash flow financing can often feel like a jigsaw puzzle complication to Canadian business owners and financial mgrs - it can be a long hard trail to the path towards proper working capital financing. We've got some solutions for that - Let's dig in.

Cash flow financing is typically what makes or breaks your company as your firm grows or struggles to overcome temporary challenges. We'll provide some real world immediate solutions for that working capital challenge that is always top of mind.

We haven't found anyone who does not disagree that working capital management tends to be the single most important measurement for your firm on a daily and ongoing basis - it’s always comes back to that ' cash flow is king' fellow !
If your liquidity is limited you need to recognize that.

Your accountant, with all due respect will easily and quickly calculate your working capital and potentially advise you that you're in a great position. He or she does that by going to your balance sheet and subtracting current liabilities from current assets. Let's say he or she came back and gave you the great news - that you have 4 dollars of current assets for every one dollar of payables. Sounds great so far, right?

Wrong, because you might find that your actual cash on hand is only .30 cents for every dollar of payables due, and all your money is tied up in - you guessed it, receivables and inventory that are slow paying and slow turning, respectively.
The day to day ' real world ' measurement of cash flow is your being comfortable to pay bills, loans, leases, wages for employees, etc !

So, why do you have a cash flow financing need, and what is the cost of a working capital cash facility that makes sense? Sitting down with clients and talking about their cash flow needs often revolves around the same key issues they are going through:

Temporary financial losses

Lack of long term financing (i.e. buying or leasing noncurrent assets without good long term debt solutions)

Growth!

Dramatic increases in sales, as great as they sound, lead to cash flow financing needs.

The internal do it yourself solution? Turnover of your receivables and inventories - easy to say - difficult to achieve.
The external solution? Monetizing receivables and inventory and in effect your future sales, via a cash flow financing facility.

If you firm is in a great industry, has clean balance sheets, and makes money your bank facility for a revolving line of credit will typically be in the 5-10% per annum range for cost of financing.

If your firm doesn't qualify for bank financing should you abandon ship? Definitely not. Working capital financing via receivables financing and asset based lending can solve all your problems and in effect turn your firm into a cash flow machine.

That new found cash flow comes at a price- Rates tend to be in the 1.5 - 2% per month range , , but you are actually paying that now by carrying A/R and inventory and losing out on the opportunity cost of turning capital into new sales and profits.
Other cash flow solutions:

A/R Factoring/ Confidential Receivable Financing

SR&ED Tax credit loans

Sale leasebacks / equipment financing

Working Capital loans - short term or long term

Speak to a trusted, credible and experience Canadian business financing advisor for your cash flow financing solution that makes optimal sense for your company.



7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '


ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop