Receivables Lending In Canada : Stealth Financing Via Factoring Companies And A/R Finance Solutions

Receivables Lending In Canada : Stealth Financing Via Factoring Companies And A/R Finance Solutions`


OVERVIEW – Information on receivables lending in Canada . Factoring companies in Canada offer a unique solutions to business financing challenges





Receivables lending in Canada hardly suggests commentary by ‘The Bard ' - aka Will Shakespeare.

But when we discovered that some classic commentary of his might well relate to Canadian business financing alternatives we couldn't resist. Could Shakespeare really have been talking about Receivable factoring companies in Canada? We're not sure, but let's dig in!


"Mum's the word" - Henry VI, Part II- Alternative financing solutions such as CONFIDENTIAL RECEIVABLE FINANCE are still relatively unknown to thousands of firms that require working capital and cash flow financing .
Business owners and financial managers in Canada recognize that the ability to finance current assets such as A/R and inventory is key to overall success. But getting it right is always a challenge .While a solid cash flow plan or forecast is all about ensuring you have contingencies in place Murphy’s law often sets in and creates ' bulges' in your cash flow needs . That’s when factoring companies can provide you with a solution that works.



"A wild goose chase" - Romeo and Juliet - Business owners/ managers are often a little too close to the action and miss some of the warning signs in their business. Some of those include constant need to juggle payments to lenders or suppliers, declining profit margins, mounting CRA obligations, etc.

We're quite sure that the majority of Canadian business thinks of our Canadian chartered banks as the solution to the help they require financing their business. If your firm doesn't have all the requirements needed to meet bank financing then alternative financing is the key to survival and growth of your company. Note also that an asset monetization strategy such as receivables lending does not bring debt onto your balance sheet. Your A/R becomes in effect self liquidating as it turns into constant cash.

The A/R financing solutions is simply the commercial finance solution to a revolving line of credit, allowing you to monetize sales to ensure maximum availability of cash flow as you need it. And of course you only pay for what you use, which is key in understanding the costs associated with this method of finance in Canada.

The way to look at the cost of A/R financing in Canada is simply a cost of doing business that is offset by your ability to grow sales and profits , while not being ' the bank' to your clients who we are quire sure have similar problems!

"Too much of a good thing" - As You like It - A proper receivable finance solutions allows you to better manage the inflows and outflows of your business. It's that ' timing ' issue that is the key to an A/R solution, as you are able to monetize sales directly into cash flow. A proper receivable financing solution will also help you if your business is revenue or project based, allowing you to finance milestones in your work as they are performed.

"All's well that ends well" - All's Well That Ends Well - The perfect ending for any business, as it relates to financing is the owner/managers ability to be proactive in cash flow needs planning . Your ability to take discounts with suppliers and vendors and to take on large orders and contracts allow you to have a fresh outlook on your business prospects.

If you want to understand the various factoring/receivable financing options available to your firm seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with solutions provided by factoring companies in Canada.







Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = CANADIAN RECEIVABLE LENDING EXPERTISE






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7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '




















Stan Prokop