Sred Loan Financing Is Simply Cash Flowing Your R and D Tax Credits : No Shady Math Here For your SR ED Claim

SR&ED Financing Reverses That Going Nowhere Fast Feeling In Your SR ED Claim

OVERVIEW – Information on the finance of r and d tax credits in Canada. Sred loan financing provides ready cash flow for recovery of your SR ED claim

SR ED R and D tax credits in Canada can quite easily give Canadian business owners/ financial mgr's that ' uneasy' feeling when it comes to realizing the benefits of the program. SRED loan financing can very well remove that discomfort, allowing your company to reverse that ' going nowhere fast' feeling when it comes to recouping your cash. Let's dig in.

Suffice to say that we're quite sure that most businesses utilizing Canada’s Scientific Research & Development Program (aka’ SR&ED')
would not break their commitment to developing those new products and processes around which the program was founded even if there was no refund involved. It's that competitiveness and innovation that allow your company to survive grow and stand out.

The types and sizes of companies in Canada that utilize r and d tax credits runs the full gamut - from partnerships, start ups, to larger companies in the SME Commercial workspace.

' Government programs' tend to have a natural credibility factor in the mind of business owners/financial mgrs , yet certain programs such as SR ED as well as the Govt Guaranteed Business Loan have stood the test of time, providing well over 10 Billion $ of funding in total annually for thousands of firms just like yours.

Just as r and d is integrated into your business on an ongoing basis so can the financing of your refundable tax credit. Financing your SR ED claim all of a sudden makes a great deal (the program) even better as you realize back the cash refund aspect of the program. As a general rule the SR&ED consultants that prepare these claims for Canadian businesses can recoup almost 35% of the total amt of your spend. Claims can also be carried over from the previous year, and financed in the same manner. A true 2 for 1 bonus!

The quality and amount of your claim have a lot to do with the financing of your refund. That's because the loan value of your claim is 70% of the total refund due, and the quality of the claim helps guarantee that full govt refund, as well as the timing in which it is approved.

Maybe it's just us, but one a true irony of SR ED r and d tax credits is that your research does not even ultimately have to be successful for qualification of both approval, and even the financing. We suppose that's the govt's form of a ' participation ribbon'!

As soon as your accountants and SR&ED consultant have worked together to file your claim you are eligible for financing - however recent trends in SRED loan financing actually allow for claims to be financed for future claims also if you've started that process.

SR&ED financing is a simple business application process - with the main collateral for the loan being of course your tax refund. Loans are structured as bridge loans which allow for no payments during the duration of the loan. Definitely no ' shady math' here - just a simple finance application process with refunds typically being financed in several weeks from start to finish.

If you’re focused on reversing that ' going nowhere fast' feeling in your SR&ED process seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in SR ED R and D Tax credits finance.


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN SR&ED LOAN FINANCING EXPERTISE





7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '


ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.






Stan Prokop

Sred Research Tax Credit Finance : Financing R and D Credits Brings … Real Money

Problem : Waiting For Your SR&ED Refundable Tax Credit Cheque

Solution : Finance Your Shred !

OVERVIEW – Information on the benefits, and mechanics of financing r and d tax credits in Canada Monetizing the R&E Sred research tax credit completes the final stage of SHRED claims – Receiving the cash flow benefit

R and D tax credits in Canada often have business owners and financial managers feeling they are on a much longer journey than perhaps it really is. For the SRED research tax credit the end of the road is of course receiving your cheque. That combo of real/imaginary waiting can be significantly shortened by financing your SR&ED claims. Let's dig in.

SR&ED (Scientific Research & Experimental Development) credits require your claim to be accepted and adjudicated by CRA. While some view the mechanics of the claim as a form of paper ' torture ' probably closer to the truth is that thousands of claims by firms ( including your competitors ) are approved annually and Billions is refunded in the form of .. you guessed it.. real money!

We don't have the figures on firms which file every year as a part of their ongoing processes for improvement in their products but those firms that do have clearly mastered the process. SHRED claims are all about your firm investing funds in solving real and practical problems. In many case your might also contract out to other Canadian businesses a part of that R&D, and those expenses are of course also eligible under the program.

Up until you choose to finance your claim they are a couple of ' key players ' in your research tax credit process. That includes your SR&ED consultant and your accountant, who prepare and file your claim respectively. While we might consider filing the claim with your annual financial return as fairly straight forward the preparation of the claim by your Sred consultant is key to both maximizing and legitimizing your refund .

The actual financing of your claim is a very straight forward process - it's all about receiving, in the form of a bridge loan, 70% of the total amount of your combined federal/provincial refund. By the way, many claimants have already promised a portion of their claim to their SR ED consultant, as the majority of these firms work on a contingency basis -taking on the full risk and cost of preparing a claim.

It goes without saying that ' big is better ' in Sred claims, but almost all claims are financeable if they make economic sense to both the borrower and the lender in terms of cost.

The wide variety of firms that both prepare and choose to finance claims is very varied. While software firms seem like they might dominate the industry the reality is that every industry in Canada is in fact eligible to both submit, and if they choose... finance a claim.

Financing a SR&ED research tax credit can be achieve in a matter of weeks, and funds your company receives can be used for any general corporate purpose, including of course .. more R&D. The additional attraction of a SR ED loan is that there are no payments during the duration of the loan – it has a balloon payment structure coinciding with the receipt of your refund.

Financing the SRED research tax credit eliminates waiting for refund. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can facilitate accessing the ‘real money ‘in your SR&ED refund.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN SR&ED TAX CREDIT BRIDGE LOANS


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.




Stan Prokop