Power Your Business Financing with Canadian ABL Services : Why Asset Based Lending Works

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Unsurpassed Financing Flexibility With Asset Based Lending

Information on Canadian ABL services and why asset based financing and lending eliminates working capital challenges

It's always about the bank. Well ... not always... It seems that Canadian business financing continues to evolve and Canadian ABL services via asset based financing credit facilities are slowly getting to the top of the popularity pile.

Why this type of financing work well and why does is it becoming the accepted alternative to traditional Canadian chartered bank financing? We think we know why.

Although it might seem that the Canadian business and economic environment changes quickly these days we maintain that for the last two or 3 years the one thing that hasn’t changed is the ability for Canadian business owners and financial managers to get ' traditional ' financing from those great folks at the bank.

Skepticism and bank regulations in Canada seem to eliminate more and more qualified business borrower’s everyday. So it’s a struggle and if you are a small or medium sized firm in Canada the ability to grow or change your business is difficult.

Enter ABL lending in the Canadian marketplace. This type (we call it non-bank) of revolving credit facility is the new ' band aid ' for almost any size business, filling the void between traditional financing.

So why an asset is based lending facility able to work for your firm when a bank facility might not even is attainable. We guess it’s about risk and reward, in that for the same or higher cost almost any decent sized business has the ability to qualify for ABL services and financing.

The other side of the coin is also that the whole approval process is often quicker, in that there is only one key agenda item to review - your assets. Typically these assets are receivables; inventory and equipment, with real estate a borrowing possibility also, included right in your asset based lending facility.

We speak of the ' power ' of ABL. The true power lies simply in the fact that the assets we mentioned that are used as collateral are margined significantly higher than in the manner that a bank would margin those same assets. So it isn’t your financial statements strength that has the power - it’s those ' assets ' within the financials!

The broad appeal of asset based lending also lies in the fact that it’s flexible, that the other side of our ABL power equation. Your firm doesn’t necessarily have to be profitable (it helps ... but not required) and even if you face current financial challenges and setbacks you are still eligible. Even special loans clients can use ABL to escape from the restrictive claws of a special loans environment.

So whats our bottom line - it simply that if the Canadian banking environment continues to be unable to serve the demands of fast growing or challenged business... well... ABL financing services will step in and nicely fill that gap.

Ultimately it still might be your business goal to obtain a ' traditional ' facility. That’s ok of course. In the meantime thought consider the true power of asset based lines of credit as a funding option that will meet all your financing needs... today! Speak to a trusted, credible and experienced Canadian business financing advisor to eliminate that uphill financing battle you've been facing.

7 Park Avenue Financial :
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653

Email = sprokop@7parkavenuefinancial.com

Click here for 7 PARK AVENUE FINANCIAL

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

No Brainer Financing - Equipment Funding and Leasing Services In Canada

Smart Asset Finance In Canada Starts With Leasing


Information on equipment funding and leasing in Canada. Utilize asset finance services for maximum benefits and minimal downside risk .


The business ' no - brainer '. A sometimes overused term that means of course an easy solution that’s ' obvious'. That’s more or less how we feel about equipment funding and leasing services in Canada. Let's explain why.

Given the amount of businesses that use lease financing in Canada (approximately 80%) it’s clearly a fact that whether your firm is a start up or one of Canada's major corporations that leasing services in Canada solves asset financing challenges and problems. Rarely does one form of Canadian business financing address the ' numbers' and ' budget' challenge so effectively.

We supposed that if you consider that Canada's FP 100 largest firms consider leasing a ' sophisticated ' method of financing assets that it’s a little difficult to imagine a small start up business using the same financing vehicle, but the reality is, its one size fits all!

Part of the ‘ no brainer' aspect of equipment funding is simply the fact that every type of asset can be financing, including by the way intangible assets such as software and service type contracts.

Business owners sometimes do however actually miss the key basics of lease finance - it’s the lessor who owns the equipment, and you are paying, in effect ' rent ' to use the asset. Naturally at the end of the term of your transaction, depending on how you have structured the transaction you can either own the asset, return it, or invoke other types of flexibility - i.e. temporarily extend, etc.

It's the lease contract, either through a ' master lease ' or simply a one time transaction document that specifies your rights and obligations. Lessors in Canada register their lease under Canada's Personal Property Security Act which allows lenders, creditors, owners, etc to ensure the collateral is properly collateralized and secured.

In fact, here’s a tip. If you want to see who your competitors finance with have your lawyer run a PPSA search and you'll get a list of all secured financings on that competitor. It's a commonly used, dare we say ' trick' by numerous parties for various purposes, and there is nothing wrong with it.

A good way to assess your whole view and use on leasing is to think of it in a couple categories; they include: benefits, risk, documentation, and credit approval.

A tremendous amount of confusion exists out in the Canadian marketplace around the difference between leases and a loan. We can assure you there are differences, and knowing those differences, and how they affect your balance sheet, income statement, taxes, and rights can save you thousands of dollars .

Your business will make the final call, but if billions of dollars are financed under lease equipment funding strategies in Canada every year someone is clearly on to something, and that’s why its prudent to investigate the ' no brainer ' aspects of leasing in Canada . Speak to a trusted, credible and experienced Canadian business financing advisor on getting the best rates, terms and structures for your company or business.





Stan Prokop - founder of 7 Park Avenue Financial –


http://www.7parkavenuefinancial.com


Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 7 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing .
Info re: Canadian business financing & contact details :


http://www.7parkavenuefinancial.com/equipment_funding_leasing_canada_services.html

Choose The Right Canadian Leasing Services and Financing Companies When You Lease Equipment !

Canadian Equipment Leasing Assistance – For Free!



Information on choosing the right equipment financing services and leasing companies in Canada . Maximize benefits when you lease equipment with a partner that meets your asset acquisition needs .




You know you want to. We're talking about dealing. Dealing? Don't panic, our topic is leasing and financing services from lease equipment companies in Canada. Choosing the right partner and type of lease is critical to asset acquisition strategies for Canadian business owners and financial managers.


You've chosen to lease equipment, rather than purchase it, for a variety of reasons. The lease vs. buy decision is a classic business decision that more often than not demonstrates the value of leasing financing. We're all heard the basics, the tax and accounting benefits, flexibility, ease of acquisition with respect to approval, etc, etc!

Of course when it comes to showing those lease obligations it’s getting harder and harder to mask the fact that at the end of the day lease obligations are still debt. Even recent international accounting rule changes have taken away some of the aspects of off balance sheet financing , but the reality is that operating leases still offer a significant technology hedge ( and a lower payment ) than the capital lease .. Or lease to own option.

When you are looking for the right lease equipment companies to deal with its critical to understand their product offering. Are they focused to small, medium or larger size transactions? Canadian business owners and financial managers don’t realize it, but it’s a very, repeat very small handful of firms that handle all sizes of transactions, from 5k to 5 Million, and we tell clients they can waste a lot of time dealing and negotiating with the wrong firm.

Your current advantage as a Canadian business owner or financial manager is that the leasing and financing services available to yourself are quite frankly... booming! The industry has returned to fairly good health after 2008 - 20009 and the industry is full of captive firms, independent commercial firms, bank leasing companies, all of which are a combo of Canadian owned or foreign owned in some cases.

So, is there a way to wade through the industry players and determine which firm is for you, based on your asset financing and services needs? That requires a lot of time, and some solid due diligence. Naturally a better way to address the challenge is to work with an industry expert, at no charge , to determine the best deal when it comes to rates, structures, types of lease you choose, and , today’s topic, who you deal with .

Other ways you can find the right lease equipment companies are of course through internet searches , referrals from a bank or trusted business friend, , etc.

We're quite frankly on the side of letting and expert do the work for you , someone who has the experience and industry and market knowledge to negotiate rates, terms, misc fees, and overalls structure with a focus on one goal - maximizing lease equipment services and benefits for your firm .

So, bottom line? It's not as hard as you think. Speak to a trusted, credible and experienced Canadian business financing advisor on maximizing leasing and financing services for your firm.





Stan Prokop - founder of 7 Park Avenue Financial -

http://www.7parkavenuefinancial.com


Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 7 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing .Info re: Canadian business financing & contact details :


http://www.7parkavenuefinancial.com/lease_equipment_leasing_financing_companies.html

Power Your Business Financing with Canadian ABL Services – Why Asset Based Lending Works

It's always about the bank. Well ... not always... It seems that Canadian business financing continues to evolve and Canadian ABL services via asset based financing credit facilities are slowly getting to the top of the popularity pile.

Why does this type of financing work well and why is it becoming the accepted alternative to traditional Canadian chartered bank financing? We think we know why.

Although it might seem that the Canadian business and economic environment changes quickly these days we maintain that for the last two or 3 years the one thing that hasn’t changed is the ability for Canadian business owners and financial managers to get ' traditional ' financing from those great folks at the bank.

Skepticism and bank regulations in Canada seem to eliminate more and more qualified business borrower’s everyday. So it’s a struggle and if you are a small or medium sized firm in Canada the ability to grow or change your business is difficult.

Enter ABL lending in the Canadian marketplace. This type (we call it non-bank) of revolving credit facility is the new ' band aid ' for almost any size business, filling the void between traditional financing.

So why an asset is based lending facility able to work for your firm when a bank facility might not even is attainable. We guess it’s about risk and reward, in that for the same or higher cost almost any decent sized business has the ability to qualify for ABL services and financing.

The other side of the coin is also that the whole approval process is often quicker, in that there is only one key agenda item to review - your assets. Typically these assets are receivables; inventory and equipment, with real estate a borrowing possibility also, included right in your asset based lending facility.

We speak of the ' power ' of ABL. The true power lies simply in the fact that the assets we mentioned that are used as collateral are margined significantly higher than in the manner that a bank would margin those same assets. So it isn’t your financial statements strength that has the power - it’s those ' assets ' within the financials!

The broad appeal of asset based lending also lies in the fact that it’s flexible, that the other side of our ABL power equation. Your firm doesn’t necessarily have to be profitable (it helps ... but not required) and even if you face current financial challenges and setbacks you are still eligible. Even special loans clients can use ABL to escape from the restrictive claws of a special loans environment.

So whats our bottom line - it simply that if the Canadian banking environment continues to be unable to serve the demands of fast growing or challenged business... well... ABL financing services will step in and nicely fill that gap.

Ultimately it still might be your business goal to obtain a ' traditional ' facility. That’s ok of course. In the meantime thought consider the true power of asset based lines of credit as a funding option that will meet all your financing needs... today! Speak to a trusted, credible and experienced Canadian business financing advisor to eliminate that uphill financing battle you've been facing.



Stan Prokop - founder of 7 Park Avenue Financial -

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 7 years - has completed in excess of 80 Million $$ of financing for Canadian corporations .Info re: Canadian business financing & contact details :

http://www.parkavenuefinancial.com/abl_lending_financing_canadian_services_asset.html