Solving Cash Flow Problems With Solutions

Tweet

Cash Flow Solutions For Businesses In Canada

Cash flow solutions in Canada often revolve around effective working capital management - It is nice to know there is help and assistance in funding your company. In effect, someone has got your back!

We only need to read the GLOBE & MAIL or NATIONAL POST to learn why some businesses fail, or stop growing. In many cases inexperienced management is a major cause , but often poorly timed working capital management and financial solutions are a true close second!

So how can business owners and their financial managers create a roadmap to business financing success? In many cases solutions exist that you did not even know you have!

In current times both traditional as well as alternative financial solutions exist to your business capital needs. And while many business people might not comprehend the meaning of ' alternative ' business finance solutions we at 7 Park Avenue Financial can assure our clients these solutions are not as ' esoteric' as you might think. A large portion of Canadian companies use these solutions every day - both large firms and small who are looking for SME COMMERCIAL FINANCE answers to cash flow and debt finance.

Commercial lenders who are in the ' alternative finance ' area are simply not as regulated as our banks who must, of course, maintain very stringent lending based on their fiduciary responsibility to their depositors. They have the solutions you just might need to run, and grow your business.

What does it take to get the proper business financing you need. Whether it is a Canadian chartered bank or and alternative finance commercial lender you need a story and proper financial statements that often can be complemented with a good business plan or executive summary.

Naturally, every business in Canada is located at different spots along what we at 7 Park Avenue Financial call the ' maturity spectrum'. Naturally larger more established firms have access to more financing from investors, both public and private, capital pools, venture capital, etc.

The reality is though is that for the majority of firms its the management and financing of their assets and growth that is the crux of cash flow solutions, and without this management of working capital during the sales and growth of sales period that make allows the Canadian business owner to make the transition from a dream to reality when it comes to business success.

We don't, and can't, blame clients we talk to for thinking there is not a lot of financing options available in Canada for them - it certainly can feel that way on occasion. The reality though is that the lending of business finance funds is, in fact, the backbone of business in Canada. Borrowing and investing, in fact, make Canadian business.

The 6 Alternatives For Financing Your Business In Canada

- You fund it yourself

- You borrow funds

- You sell assets

- You finance internally through growth and management of assets

- You are given funding, via grants, etc,

- Raise equity/sell ownership stake


Our focus is really # 2; borrowing funds... actually monetizing assets. Those solutions as we said, are more plentiful than you think.

Business Finance Solutions

Receivable financing

Equipment leasing

Working capital term loans

Asset based lines of credit

Tax credit monetization

Securitization of sales / Purchase Order Financing


Someone in fact does have your back in Canadian business cash flow solutions - that person just might be a trusted and experienced Canadian business financing advisor with a track record of business finance success.

Consider reviewing the above mentioned solutions in the context of both surviving and growing your business in Canada.





7 Park Avenue Financial :
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Email = sprokop@7parkavenuefinancial.com

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Are Cash Flow Financing Challenges Managing You?

Tweet

Who’s The Boss? Business Working Capital Management

Valid question, right? When it comes to your business working capital and cash flow financing who's running the show, you, or are those two culprits seemingly running your company?

We're remind of one of Yogi Berra's (many) great lines - ' when you come to a fork in the road, take it ‘! That's probably where you are now in many cases. Determining who will win the ongoing cash flow battle for supremacy.

The reality is that you can probably be forgiven for feeling ' Who's the boss ' as statistics show that 82% of business owner don't feel in control or comfortable about their cash flows. So how in fact do you regain that feeling of control that every business owner treasures.

A good start is to know what you're talking about. We've repeatedly said that cash flow is such an over used and misunderstood concept or term. We can get really technical (net income plus deprecation plus or minus changes in working capital components) but unless we're at an accounting trade show/convention that's not really what we're looking for here!

To make things more complex we can make a case that your ' cash flow ' has to do with historical, present, and future needs, making it even tougher to get a handle on.

There are some great tools and also solutions to manage your cash flow financing needs. And again, we're talking about real cash, not income statement profits. That frankly though is a good place to make a very important comment - if your cash flow statement ( it's component # 3 of every financial statement ) differs significantly from your income statement over time you probably will never really regain cash flow control/supremacy.

So lets examine some solid ways to make sure you feel good about that ' WHO'S THE BOSS' question we posed earlier.

First of all, keep your financials up to date and understand them. A small handful of key ratios or relationships you can easily, and we mean very easily monitor over time will allow you to feel ' in control ‘. Simple things like receivable days turnover, inventory turns, sales to fixed assets, etc.

It sure doesn’t hurt to do some methodical cash flow planning. Also, take a look at your overall capital structure from a viewpoint of debt and equity. This allows you to properly take advantage of market growth opportunities, even an acquisition perhaps.

We know we sound like a broken record sometimes, but understand your operating cycle; it’s the amount of time it takes for a dollar to flow thru your company. Match a financing solution to that selling cycle.

Hottest tip today on cash flow generation? It's dont pay anyone! But seriously, managing your payables and disbursements is critical, but we're the first to recognize the importance of supplier relationships. If you have a sales force you might consider paying them commissions when sales are paid, not made. Talk about incenting the collection focus!

If your assets aren’t turning over quickly focus on that. You can also monetize your current assets via bank lines, asset based lines of credit, working capital lines, receivable financing, inventory financing, and supply chain finance.

Who's the Boss when it comes to cash flow? Hopefully you. Speak to a trusted, credible and experienced Canadian business financing advisor on cash flow financing and business working capital analytics and solutions.





7 Park Avenue Financial :
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Email = sprokop@7parkavenuefinancial.com

http://www.7parkavenuefinancial.com


Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.



Stan Prokop

Working Capital Management And Cash Flow Loan Needs Satisfied !

Tweet



Something Rotten In Cash Flow Land ?

5 Immediate Solutions To Working Capital Success

OVERVIEW – Information on 5 working capital management solutions for cash flow loan needs and why these solutions will address your cash flow challenges

Working capital management challenges often conjure up the fact that there's something rotten in cash flow land. Is there a solution to your cash flow needs? Is that type of loan even available? Let's dig in.
So let's assume we're a cash flow doctor! Does your company have any of these symptoms?

Mgmt focused on ' cash on hand ' almost all the time

Growing too quickly

Selling more - making less

No periodic cash flow budget plan

Inability to meet some of your business financial obligations

THE PRESCRIPTION : A cash flow solution that works specifically for your firm!


Expanding too quickly allows you to stay ahead of the competition of course, but brings with it something the finance folks call ' overtrading ' which is a cash conversion cycle of negativity when those commitments we referred to cant be made because of the high investment in receivables, inventory, and fixed assets you have made to grow your business .

Bottom line - you've got business assets, but they are all tied up, leading to a case of poor liquidity. And we must be honest here; if you didn't have the assets or sales potential there is almost no way we can help.

Your ability to bring liquidity and monetize your assets focuses strongly on identifying how you are able to convert assets to cash.

What about those solutions we've spoken of? It always comes down to current assets, so you require a solution to be able to monetize sales quickly, and convert A/R and inventory in working capital management success.

In Canada your alternatives are several, and quite frankly these would apply to almost any business anywhere. Many clients that come to us focus on what they term a ' cash flow loan '. Is that available, yes... is it recommended? Maybe! It's a term loan for permanent working capital. Naturally that comes with more debt and fixed interest payments, so that is many times not an optimal solution. But it is a permanent working capital solution.

Our other preferred solutions to the working capital management challenge are the following: Confidential invoice financing, asset based lending, purchase order financing, and inventory financing.

These solutions come in a variety of combinations depending on the size of your working capital requirement, as well, as the general financial profile of your business - i.e. are you currently financial challenged , or are all aspects of your business simply great . (It's rarely the latter when we talk to clients.

In summary, investigate the benefits and mechanics of the 5 solutions we have outlined. Determine which ones work for your firm, and speak to a trusted, credible and experienced business financing advisor on your ability to secure in short order the cash flow and working capital you need to run your business successfully.



7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations .



7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.

Stan Prokop

Cash Flow Problems : Here’s Your To Do List For Your Turnaround In Working Capital Management

Cash Flow Shortage ? Don’t Worry The End Is Not Here and Here’s Why


OVERVIEW – Information on how business owners can correct the problem of a cash problem shortage . Working Capital Management is about solutions and actively managing your balance sheet




Working capital management in Canada must make some business owners and financial managers surely feel sometimes that ' the end is near '. It definitely doesn't have to be that way when it comes to fixing cash flow problems when you're focusing on techniques and solutions for ' the fix ' Let's dig in

We're the first to admit sometimes that the term' cash is king'

is somewhat of a overworked cliché , but when you're in the real world ( where we work and toil everyday) achieving cash flow to run your company, pay your bills, satisfy your creditors and , oh yes, grow your business is .. Suffice to say... challenging!

In many cases a large part of cash problems revolves around what we could term ' bulges' or ' seasonality' in a business or industry. It's simply those times when revenue at outpaces sales you would normally have at that time of year - perhaps due to a large contract, order, etc. In the case of retailers it simply might mean: Xmas!

At the other end of the extreme are start up businesses who are struggling to achieve the sales growth they have projected, all the while trying to contain those fixed costs they have.

One other key area of cash problem strife is the concept of ' progress billings '. We meet with many clients who have to bill their customers in stages - typical scenarios are a down payment, interim billings and final payment. This whole process can almost always reach 90 days, if not longer depending on the industry.

So how does the owner/manager address these issues? To the extent they can it’s very valuable to put a cash flow budget/estimate in place based on your historical experience. This will help you explain to banks and commercial lenders the reality of your situation.

Solutions that ' fix' working capital management problems include:

A/R Financing
Inventory finance
Working capital term loans
Commercial bank lines of credit
Non bank asset based lines of credit
Monetization of tax credits

Don't forget also that a key part of the accounting ' cash flow equation ' is accounts payable management. Delaying payables in a positive manner (negotiating better terms and better discounts and pricing) aids cash flow big time. How do you think big firms are so successful - it's because they have ' clout'.

Remember also that in the nether world of accounting profits don't equal cash flow , and the more inventories and receivables that you have in place simply means more financing with the above noted mechanisms are necessary . Naturally your ability to turn over A/R and inventory faster simply means better working capital management and positive cash flow.

If you are looking for a turnaround in your working capital and cash flows seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can ensure your ' to do' list is achievable in business financing success.




Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Working Capital Solutions





Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8
Direct Line = 416 319 5769
Office = 905 829 2653

Fax = 905 829 2653

Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Working Capital Management A Priority : Cash Flow Finance Explanations And Solutions In Canada

The Science And Fiction Of Working Capital



OVERVIEW – Information on working capital management in Canada . Understanding cash flow finance for management of assets and financing solutions just got easier

Working capital management in Canada should be a priority for Canadian business owners and financial managers. So when it comes to understanding cash flow finance we maintain it’s a bit of a science (or art?) and there’s a bit of fiction or fallacy in some of the information out there. Need clarification? Let's dig n.


As a business the levels of your ' working capital ' determines the amount of cash you will need and use in your day to day operations and growth plans.
We are always somewhat amused at the ' textbook ' definition of working capital, which maintains that if your current assets such as accounts receivable and inventory are ok to be converted to cash within a year you have... you got it... working capital. Another fallacy, it seems to us at least, is that the larger current ratio is desirable.

In our words those last two points are a bit of the ' fiction ' we're talking about. Why? Simply because in the real world (that’s where we work everyday) asset turnover needs to happen with a lot more emphasis than a 1 year timeframe. Furthermore, if you delve deeply into the text book definition of current ratio liquidity you just might find that great current ratio your accountant, or banker, maintains you have simply masks poor turnover of inventories and slow or uncollectible A/R.

The best way to determine if your working capital is ' working ' is to take a close look at your operating cycle. That’s the time it takes for 1$ to flow through your company from the point of taking an order to collecting cash

Since working capital management is all about paying and reducing accounts payable any current assets that can't always cover payables in their turnover must be financed.

Ways to finance working capital cash flow needs? They include:

Bank lines of credit
Non bank asset based lines of credit facilities
Accounts Receivable Financing
Inventory Financing
PO Financing
Tax credit monetization of SR&ED Receivables
Working Capital term loans

In all cases except for the above mentioned working capital term loans you are not taking on debt, you're just monetizing assets.

Always track the level of current and projected sales in relation to your cash flow and working capital needs. Sales are not ' gratis' - they have costs associated with them, and remember that profit does NOT equal cash on hand.

If you're looking for cash flow finance solutions and management tips seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in sorting out the fact and fiction of working capital management and finance.


Stan Prokop - 7 Park Avenue Financial :

http://www.7parkavenuefinancial.com

Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 90 Million $ of financing for Canadian corporations . Info /Contact :

7 Park Avenue Financial = Working Capital & Cash Flow Finance Solutions




Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing with the intelligent use of experience '

Stan Prokop

Is Working Capital Management Via Business Credit Solutions Imaginary In Your Company ?

Turning Working Capital Challenges Into Opportunities ? One Guarantee You Won’t Like At All !

OVERVIEW – Information on working capital management for Canadian businesses. Addressing the need of business credit in the financing landscape of Canadian businesses





Business credit challenges in Canada often revolve around your firms overall working capital management. How you address improvements in cash flow management via internal management and external financing solutions makes and breaks a business in Canada.

If you're in the SME ( small to medium enterprise) commercial sector in that's often even more of a challenge, as the big guys seems to have solutions and access to capital crawling all over them . We wish! Does that have to always be the case? We don't think so, let's dig in!

A lot of the cash flow needs in a business are in fact ' hiding' in your financials - it's your job to identify and fix them. While a healthy amount of clients we meet seem to initially only be focusing on revenue / sales management often the root of the problem is in your current asset accounts - i.e. inventory and receivables.

So it's the job of the business owner / financial manager to identify those root causes and implement improvement. In the case of A/R it’s all about a sound credit granting policy and collection of accounts - if your company is growing that is even more important as your inventory and A/R ' eat' cash! So addressing solutions for the ' appetite' we've just spoken of are simply critical to business survival.

In cash flow and working capital management its all about current assets and liabilities. Liabilities? Didn’t we just say that it’s all about the A/R and inventory? We did of course, but its easy for the business owner/manager to forget that effective management of payables stops cash outflows, and the more you get your key vendors and suppliers on side is a classic win/win.

How you finance your A/R and inventory ties directly into your overall access to business credit for growth.

So that's why taking some time to understand some key terms such as your cash operating cycle is in our opinion a million dollar investment of your time. Simply speaking it’s the time it takes for a dollar to flow through your business.

When it comes to assessing external business credit solutions its all about flexibility and cost.

The solutions around working capital credit come from a small handful of external financing solutions

They include:

Canadian chartered bank credit lines
Receivable Financing... aka ' Factoring'
Inventory Financing
Asset based non bank lines of credit (they combine A/R, inventory and equipment into one credit facility)
Tax credit monetization - i.e. bridge loans for SR&ED claims
PO/Supply chain financing

Which one/ones are right for your business?

Any one or a combination of these solutions delivers cash flow. They come with different costs, they operate differently on a daily operational basis, and in some cases are limiting and in other cases (Asset based credit lines) offer unlimited growth financing potential

Looking for an iron clad guarantee in business credit. Here's one. We guarantee if you don't manage and finance your current assets properly you'll be out of business fairly quickly.

Probably not the guarantee you were looking for? Instead, consider seeking a trusted, credible and experienced Canadian business financing advisor who can assist you with working capital management solutions.


Stan Prokop - founder of 7 Park Avenue Financial –

http://www.7parkavenuefinancial.com
Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 10 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.

Info re: Canadian business financing & contact details :


7 Park Avenue Financial = Working Capital Management Financing Solutions







Have A Question /Comment On Our Blog Or Canadian Business Financing Alternatives ?

CONTACT:

7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Phone = 905 829 2653



Email = sprokop@7parkavenuefinancial.com

Stan Prokop

Someone’s Got Your Back On Cash Flow Solutions ! Canadian Working Capital Management

Cash flow solutions and working capital management in Canada. It's nice to know that you do in fact have solutions, help and assistance in Canada... in effect ' someones got your back ' .. helping you out.

A lot is written about why business fail, or stop growing ; we often hear that ' lack of good or experienced management' is the major cause, but trust us poor , or poorly timed working capital management and financial solutions are a true close second!

The good news, as we said though, is that someone in fact does ' have your back ' when it comes to those cash flow solutions in Canadian business financing. - In effect you do have a ' roadmap ' to business finance that you may not have thought you had.

These days though the reality is that you have traditional finance methods, and ' alternative ‘. Alternative is not as esoteric as you might think, in fact a good way we explain that to clients is that more often than not you're dealing with commercial non bank finance companies that are not ' regulated ' in that manner that are Canadian chartered banks, insurance companies, etc. And they have solutions to your challenges.

For small and medium sized businesses you simply need a story, and proper financial statements which often can be complimented with a good business plan or executive summary.

Every company in Canada is somewhere along what we could call the ' maturity spectrum '. Firms that are a bit larger or more established have access to some fairly heavy duty solutions which might include angel investors, some private equity, junior capital pools, and even modest forms of venture capital.

The reality is though is that for the majority of firms its the management and financing of their assets and growth that is the crux of cash flow solutions, and without this management of working capital during the sales and growth of sales period that make allows the Canadian business owner to make the transition from dream to reality when it comes to business success.

We often think that clients can be forgiven for thinking there is not a lot of financing options available in Canada for them - it certainly can feel that way on occasion. The reality though is that the lending of business finance funds is in fact the backbone of business in Canada. Borrowing and investing in fact make Canadian business.

We never forget the ultimate irony that your firm might have a better chance in slower economic times to get something done simply because in those boom times there’s too many deals and opportunities, and everyone is busy .

Financing a business comes down to 6 alternatives.

- You fund it yourself,
- You borrow funds,
- You sell assets,
- You finance internally through growth and management of assets,
- You are given funding, via grants, etc,
or you sell equity.

Our focus is really # 2; borrowing funds... actually monetizing assets. Those solutions as we said, are more plentiful than you think - receivable financing, equipment leasing, working capital term loans, asset based lines of credit that are non bank in nature, tax credit monetization, and securitization of sales.

Someone in fact does have your back in Canadian business cash flow solutions - that person just might be an experienced Canadian business financing advisor who has credibility and experience. Consider reviewing the above mentioned solutions in the context of both surviving and growing your business in Canada.







Stan Prokop - founder of 7 Park Avenue Financial –

http://www.7parkavenuefinancial.com

Originating business financing for Canadian companies , specializing in working capital, cash flow, asset based financing . In business 7 years - has completed in excess of 80 Million $$ of financing for Canadian corporations . Core competancies include receivables financing, asset based lending, working capital, equipment finance, franchise finance and tax credit financing.
Info re: Canadian business financing & contact details :


http://www.7parkavenuefinancial.com/cash_flow_solutions_working_capital_management.html