Sred Research Tax Credit Finance : Financing R and D Credits Brings … Real Money

Problem : Waiting For Your SR&ED Refundable Tax Credit Cheque

Solution : Finance Your Shred !

OVERVIEW – Information on the benefits, and mechanics of financing r and d tax credits in Canada Monetizing the R&E Sred research tax credit completes the final stage of SHRED claims – Receiving the cash flow benefit

R and D tax credits in Canada often have business owners and financial managers feeling they are on a much longer journey than perhaps it really is. For the SRED research tax credit the end of the road is of course receiving your cheque. That combo of real/imaginary waiting can be significantly shortened by financing your SR&ED claims. Let's dig in.

SR&ED (Scientific Research & Experimental Development) credits require your claim to be accepted and adjudicated by CRA. While some view the mechanics of the claim as a form of paper ' torture ' probably closer to the truth is that thousands of claims by firms ( including your competitors ) are approved annually and Billions is refunded in the form of .. you guessed it.. real money!

We don't have the figures on firms which file every year as a part of their ongoing processes for improvement in their products but those firms that do have clearly mastered the process. SHRED claims are all about your firm investing funds in solving real and practical problems. In many case your might also contract out to other Canadian businesses a part of that R&D, and those expenses are of course also eligible under the program.

Up until you choose to finance your claim they are a couple of ' key players ' in your research tax credit process. That includes your SR&ED consultant and your accountant, who prepare and file your claim respectively. While we might consider filing the claim with your annual financial return as fairly straight forward the preparation of the claim by your Sred consultant is key to both maximizing and legitimizing your refund .

The actual financing of your claim is a very straight forward process - it's all about receiving, in the form of a bridge loan, 70% of the total amount of your combined federal/provincial refund. By the way, many claimants have already promised a portion of their claim to their SR ED consultant, as the majority of these firms work on a contingency basis -taking on the full risk and cost of preparing a claim.

It goes without saying that ' big is better ' in Sred claims, but almost all claims are financeable if they make economic sense to both the borrower and the lender in terms of cost.

The wide variety of firms that both prepare and choose to finance claims is very varied. While software firms seem like they might dominate the industry the reality is that every industry in Canada is in fact eligible to both submit, and if they choose... finance a claim.

Financing a SR&ED research tax credit can be achieve in a matter of weeks, and funds your company receives can be used for any general corporate purpose, including of course .. more R&D. The additional attraction of a SR ED loan is that there are no payments during the duration of the loan – it has a balloon payment structure coinciding with the receipt of your refund.

Financing the SRED research tax credit eliminates waiting for refund. Seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can facilitate accessing the ‘real money ‘in your SR&ED refund.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN SR&ED TAX CREDIT BRIDGE LOANS


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.




Stan Prokop

Equipment Leasing & Financing In Canada

7 Park Avenue Financial regularly contributes to CANADIAN EQUIPMENT FINANCE MAGAZINE - Current editon includes our Cover Page article on ' Headwinds in Canadian Leasing'

as well as another article on Credit/Lending. The magazine is for lenders and commercial borrowers alike

Here's a link to the article : Click below

7 PARK AVENUE FINANCIAL = CANADIAN EQUIPMENT LEASING & FINANCING






Contact 7 Park Avenue Financial for your Equipment Financing and Leasing needs


7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

Start Up Capital In Canada : Startup Business Funding For Your Big Idea

Startup Business Funding Shouldn’t Be A Flip Of the Coin

OVERVIEW – Information on the startup business funding process in Canada . What types of start up capital are needed and how are they accessed

Startup business funding in Canada and the decisions you make in start up capital choices shouldn't be ' flip of the coin ' type decisions. It's at this time that entrepreneurs wish their financing options could move at ' cosmic speed',

but they rarely do. Careful review of your finance options and a thought out strategy are key. Let's dig in.

At the time you're starting to work on funding for your business the business owner/ manager is probably well past the ' big idea ' stage and is starting to explore the right options to finance the business. Now it's all about the type of financing you need as well as the rates and terms that come with that finance. Today's low rate environment is conducive to financing you can afford, and even alternate forms of ' non traditional' finance have come down in cost.

So things should be easy, right? Not quite , as traditional ' go to ' solutions for beginning a business aren't often' user friendly ' to the entrepreneurial stage of a business . Complicating things is the fact that different types of financing are needed for your business - and without expert guidance a chance for failure looms.

So what are the different types of financing often needed at the start up phase and how are they best implemented?

Types of finance solutions required include:

Working Capital / Cash Flow Solutions:

Seasonal/bulge type financing needs:

Business Credit Lines

Fixed asset needs to purchase or replenish equipment / leaseholds, etc

Real Estate - rare in start up cases but occasionally required

Funding to purchase an existing business or franchise

Refinance needs for existing debt


Rarely does ‘ Government ' come into the entrepreneurs finance strategy in starting a business, but two well used programs by thousands of entrepreneurs each year are worth mentioning . They include the Government Small Business Guaranteed Loan, as well as the refundable cash credit program under the SR&ED program for those firms that might have a research aspect to their business.

While the Government SBL Small business loan maxes out at 350k it does come with solid competitive terms and structures.

Many business owners spend a lot of time (often wasted) in the search for equity or angel or Venture Capital. These forms are most often suited only to tech firms with explosive growth potential, and will of course require you to give up significant equity in your ' big idea'.

The key elements to achieving the financing you require often revolve around a solid business plan and realistic cash flow forecast. Here it's all about your homework and moving forward with financing in the right direction. A well thought out business plan will show lenders how you plan to crawl and then walk!

Types of financing that are well suited to business start up capital requirements include:

A/R Financing

Inventory Finance

Equipment Leasing

Working Capital Term Loans

Non Bank Asset Based Business Credit Lines

SR&ED Tax credit bridge loans

Sales/Royalty Financing

PO / Contract Financing

If you're looking to avoid ' flip of the coin' decisions in critical aspects of financing a start up and growth seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your startup business funding needs.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :


7 PARK AVENUE FINANCIAL = CANADIAN START UP BUSINESS FUNDING EXPERTISE




7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.





Stan Prokop

Account Receivable Funding : Here’s Your Redesign In Receivables Lending Thinking

Mind The Gap ! Fixing You’re A/R Finance Challenge

OVERVIEW – Information on account receivable funding solutions in Canada . Receivables lending is all about choosing the right finance solution for the right reasons – here’s why.. and how

Account receivable funding in Canada conjures up the ' Mind the Gap ' expression for us today. That's of course the out loud warning that subway passengers hear when they board train doors. However in our case we’re always cautioning our clients to mind the gap when it comes to receivables lending. Let's dig in.

That ' gap ' is of course when business owners in the SME (small to medium enterprise) sector in Canada find themselves cash flow poor / challenged while waiting for client receivables to come in. Since A/R and inventory represent your most liquid current assets (next to cash) your ability to ' move ‘(i.e. manage) or finance those assets is key to the survival of your business.

Non bank A/R Finance is the quickest way to working capital success when traditional bank finance doesnt work for your business. For Canadian companies that can't afford to lose sales opportunities or the inability to meet their other operating and loan obligations. The total win/win for this type of financing is when it is receivables lending shortens that gap given that sales are immediately converted to cash. When businesses can't access traditional capital and they don't want to give up expensive equity A/R funding is one solid solution. And the good news about ' limits'? There are none, as basically unlimited financing is available for any business that has the sales revenues/receivables to match.

This type of lending is often short term in nature, as most clients tend to work their way back to what they consider ' traditional' finance that comes with lower costs/rates. Remember also there is no 'debt ' on your balance sheet when AR finance is employed - it’s an asset monetization strategy. During this period of utilizing receivables finance your supplier relationships tend to improve and your general credit profile is enhance given your new liquidity .

The immediate benefit of a combination of A/R financing combined with good management provides a double whammy of business financing success. How for example? Consider a firm that finances AR, receives cash immediately on making a sale, and uses that cash to take supplier discounts or achieve better pricing on service and products they purchase. They have effectively ' minded the gap'! Although the majority of companies out there can't achieve ' negative cash gap ' (receive full payment before they pay suppliers) those that can effectively finance the gap as well as manage assets are... winners.

If there is one thing clients tell us they ' hate' about commercial a/r financing and factoring solutions it's the oft requirement to have their customers ' notified' of the entire financing process . Looking for some good news on that one? We recommend CONFIDENTIAL A/R FINANCING that allows you to achieve all the benefits of receivables lending while at the same time billing and collecting your own accounts.

If you're looking for a total ' redesign'

in finance thinking for your business seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success
who can assist you with your receivables lending needs.




7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN ACCOUNT RECEIVABLE FUNDING /LENDING EXPERTISE



7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.




Stan Prokop

Sale And Leaseback Financing : Foolproof Formula For Successful Lease Back Financing

Funding Your Businesses Future Via The Sale Leaseback

OVERVIEW – Information on sale leaseback finance benefits. Key elements of a proper lease back financing structure

A Sale and leaseback strategy is an often underutilized method of finance resolution for Canadian business. Knowing what some key issues are in lease back financing and how to address them is key to success in this area of finance. Let's dig in.

The simplicity of leasebacks is just that. It's a simple concept where you sell, and immediately lease-back the asset in question. The two logical asset categories are equipment and/or real estate. It works for both.

While you in effect give up temporary ownership of the asset the good news is that you still possess and use those assets. The actual valuation of the asset is absolutely critical to your success in this type of financing. The most common method of addressing this issue is a third party appraisal that is often mandated by the lessor/lender.

Once that lessor/lender determines that you own the asset outright (this is done through searches of public records) they will often mandate an appraisal via an appraiser they know and are comfortable with. We encourage all our clients not to undertake the appraisal/valuation process until the leasing company/commercial lender approves who that appraiser is. Bottom line - they have their favorites!

While business owners/managers tend to view the importance of this type of finance from a ' cash flow '

perspective it's also important to address the balance sheet and tax issues that might arise. This is a great time to discuss the issue with your accountant.

One potential pitfall is that you want to know if the actual cash you receive is greater than the depreciated balance the asset shows on your financial statements. This is probably more applicable to real estate transactions where the incoming cash flow from the transaction might be greater than the amount showing as value on the balance sheet. Bottom line - this has the potential to generate an income tax obligation.

The key benefit of lease-back financing is of course the additional cash your firm now has, as well as the potential increase in owner equity.

Why do Canadian businesses pursue lease back financing? Typically issues have arisen that create the need to source external cash. When additional commercial debt or owner equity cannot be raised enter the sale and leaseback solution! While it may sometimes be a more expensive way to raise cash it sometimes also might be the only way!

Key benefits of this type of finance strategy include the ability to deploy capital in another party of your business, or in some cases you can re-do your overall debt situation, which more often than not improves some of those balance sheet ratios.

In certain situations where no ' financial stress' exists in the business owners choose to re-finance in this method in order to free up owner equity they have built up in the business. In the case of real estate many firms have realized (even our chartered banks by the way) that their real estate holdings are no longer ' core' to their business.

If you're looking to maximize on a foolproof formula for successful sale and leaseback financing seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your funding needs via this somewhat unique financial strategy not often considered by all.

7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN SALE AND LEASEBACK FINANCING EXPERTISE


7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.







Stan Prokop

Business Working Capital Options In Canada : Are You There Yet On Your Finance Options

Why It’s Good To Be Right About Working Capital



OVERVIEW – Information on the importance of business working capital for Canadian businesses. It’s all about timing on finance options for cash flow solutions that make sense

The business working capital search often has owners/financial managers/entrepreneurs with that ' are we there yet?)

feeling as they struggle for finance options for their companies. That's of course because that journey is often endless as your business grows / experienced challenges. The importance of being ' right' in this area can't be over emphasized. Let's dig in.

Working capital is dependent on sales and assets, as you generate revenues which become receivables you’re in a better position to reduce your short term obligations such as payables and loan and operating commitments. The big ' IF ' is if you are turning those assets over and generating quality receivables. It all about how ' efficient' your business is, and that's what of interest to suppliers, lenders, or potential investors.

Problems often arise when sales fluctuate dramatically, leaving your company in a negative working capital position. The worst part of sales fluctuation is of course when sales go down dramatically- at this point not even better collections can reverse the tide. It's at these times that your ability as an owner/financial manager is challenged to the hilt.

There are some ways to address working capital challenges in the absence of a sales slump. One of these is to sell off inventories if that asset class is a part of your business - one other solution is to consider a SALE LEASEBACK of existing assets. Often simply trying to forecast your short term needs by careful analysis of your balance sheet accounts will also avoid cash crunches.

It's important to point out that every industry has different working capital needs and some finance options will work for some but not all. Companies dependent on cash sales or fast inventory turns can often escape working capital drama. Even more challenging is the steep hill ' start up ' businesses face as they try to be taken seriously by banks and commercial lenders. The ' short list ' of working capital solutions includes:

Bank Credit Facilities

A/R financing from commercial finance companies

Inventory finance - suited for retailers or as a combination of A/R and inventory business revolving credit facilities

Working Capital Term Loans

Asset based non bank revolving credit facilities

PO Financing

Lease financing - preserves cash flow and credit lines as you match long term assets with minimal cash outlay

Sales/Royalty finance

In accessing the right working capital finance options for your business it's critical to be ' educated' about your firms overall financial position. Consider also seeking out and speaking to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you in ensuring you're ' right ' about the perfect finance options for your business.






7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN BUSINESS WORKING CAPITAL FINANCE EXPERTISE



7 Park Avenue Financial

South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.






Stan Prokop

Financing Sred Credits Will Get You Everywhere: The SR ED Refundable Tax Credit Loan

Ctrl Alt Delete : Rebooting Your SR&ED Claim Via A ‘SRED’ Bridge Loan

OVERVIEW – Information on financing sred ( SR&ED ) tax credits in Canada. A SR ED tax credit loan provides immediate monetization of your refundable tax credit for Canada’s Scientific Research & Experimental Development r&d program

Financing SRED (‘SR&ED’) credits in Canada is almost like rebooting your SR ED claim. A tax credit loan allows you to get an immediate reimbursement under Canada's Scientific Research & Experimental Development program.

Utilizing the cash from your refund has a dual benefit - you've eliminated the wait period in what for many firms is in effect a very important ' receivable', and at the same time it allows you to forge on in your competitiveness in today’s global marketplace.

Financing of your claim of course has nothing to do with your actual eligibility of the program... that's up to you and your ' Sred Consultant '. That whole process becomes the actual determination of how your products or processes qualify. Consultants on your claim work on either a fixed fee or a contingency fee basis - it's your decision although most appear to take contingency given it transfers all risk to the consultant!

Timing not only involves the financing of your claim and its monetization - you also have to ensure your filing deadline under your actual claim submission are in accordance with CRA guidelines.

Your SR&ED claim has several key elements, all of which hopefully maximize the total amount of your refund, and therefore your eligible financing. (NOTE - The tax credit loan is typically 70% of the total value of both your provincial and federal claim - the larger the refund the more you of course can finance)

Financing of your claim simply involves a basic business credit application that you would anticipate with any other type of financing. Naturally the ' collateral ' for the loan is in essence the actual refund itself. That refund depends on the quality of your narrative in the claim, the amount of employees of contractors that were paid and participated in the claim, etc.

The true power of the ' SHRED' refund is of course your ability to recoup the maximum amount of cash - the total cash refunded under the program is in the Billions of dollars in Canada under combined federal and provincial parts of the program. Typical refunds are in the 30-40% range based on the total amount of your R&D. Again, it’s your Sred consultant and accountant that have the obligation to maximize that claim for your company.

Your actual SR&ED is filed along with your T2 tax return. You can start to see the benefits of a sr ed tax credit loan by taking a look at the total timelines we're talking about - i.e. actually doing your r&d, preparing a claim with your consultant, and then filing it after your year end financial are prepared. Then of course potential audits and review by CRA of your claim kick in.

As we have noted financing refundable SR&ED credits is a very simple process. You typically would only consider financing a claim if you have a need for cash. Financing your claim should be measured against your needs and uses of the cash. Typical claims can be financed in a manner of weeks.

If you're looking for a SRED ' reboot ' - i.e. in our case the monetizing of your refund seek out and speak to a trusted, credible and experienced Canadian business Financing Advisor with a track record of success who can assist you with your tax credit loan needs.


7 Park Avenue Financial :
http://www.7parkavenuefinancial.com
Business financing for Canadian Firms , specializing in working capital, cash flow, asset based financing , Equipment Leasing , franchise finance and Cdn. Tax Credit Finance . Founded 2004 - Completed in excess of 100 Million $ of financing for Canadian corporations . Info /Contact :

7 PARK AVENUE FINANCIAL = CANADIAN SR&ED TAX CREDIT FINANCING EXPERTISE


7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Suite 301
Oakville, Ontario
L6J 7J8

Direct Line = 416 319 5769

Office = 905 829 2653



Email = sprokop@7parkavenuefinancial.com


' Canadian Business Financing With The Intelligent Use Of Experience '

ABOUT THE AUTHOR
Stan has had a successful career with some of the world’s largest and most successful corporations.
Prior to founding 7 Park Avenue Financial in 2004 his employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) He is an expert in Canadian Business Financing.

Stan has over 40 years of business and finance executive experience. He has been recognized as a credit/financial executive for three of the largest technology companies in the world; Hewlett-Packard, Digital Equipment and Cable & Wireless. Stan has had in depth, hands on experience in assessing and evaluating thousands of companies that are seeking financing and expansion. He has been instrumental in helping many companies progress through every phase of financing, mergers & acquisitions, sales and marketing and human resources. Stan has worked with startups and public corporations and has many times established the financial wherewithal of organizations before approving millions of dollars of financing facilities and instruments on behalf of his employers.








Stan Prokop